Altor Wealth Management

03/06/2026

SoapBox Ep.3 – Matt’s Thoughts on Poor Government

In this discussion, Matt explores why government rules can’t “force” people to invest, the importance of positive financial messaging, and the challenges active fund managers face in a world of passive investing. Learn why confidence, education, and long-term thinking matter more than blunt regulation.

Watch the full episode here 👇
https://www.youtube.com/watch?v=ZnvGDQFsvqE

02/06/2026

This is one of those blogs I have debating writing. The subject is not easy and it is emotive. When pensions were brought into inheritance tax from April 2027, a hard deadline created consequences beyond spreadsheets.

Without a phased introduction, a cliff edge appears. We are already seeing terminally ill people refusing treatment to die before the new rules arrive...

Read more in our latest blog 👇
https://altorwealth.com/2026/06/02/would-you-choose-death/

27/05/2026

Caught off guard by last-minute HMRC rules? Discover how new discretionary trust registration requirements impacted accountants, financial advisers, and law firms over the holidays—and what you need to know to stay compliant.

Watch the full SoapBox episode here 👇
https://www.youtube.com/watch?v=ZnvGDQFsvqE

26/05/2026

The most striking case we’ve seen in twenty five+ years of advising clients was someone who had a protected tax-free cash entitlement of 76%. Seventy-six percent. Of the entire pension. Tax-free. For context, the standard tax-free cash allowance on a UK pension is 25%.

Read more in our latest blog 👇
https://altorwealth.com/2026/05/26/the-magic-seventy-six-percent/

25/05/2026

The triple lock is heading for 7% of GDP by 2070. Financial advisers are pulling in £100k on average. And your relationship with money was probably shaped before you were 10 years old.

Matt Pitcher and Abraham Okusanya are joined by Sarah Roughsedge, founder of Eva Wealth and author of Smart Money, Strong Women, to take on four topics that matter to every adviser and every client.

Watch the full episode here 👇
https://www.youtube.com/watch?v=d9vUdRdsqd4

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The triple lock is heading for 7% of GDP by 2070. Financial advisers are pulling in £100k on average. And your relationship with money was probably shaped be...

21/05/2026

Capital Gains Tax has been endlessly redesigned since 1965, with every Chancellor convinced the system simply needed another tweak, relief or rebrand. The result is a tax system so layered and distorted that it often changes behaviour more than it raises revenue.

Perhaps the real question is not whether CGT rates should rise, but whether the foundations of the tax still make sense at all.

Read more in our latest blog 👇
https://altorwealth.com/2026/05/21/every-chancellor-has-a-go/

20/05/2026

In 2025, UK investors withdrew £6.7 billion from equities despite record market gains. Experts explain how emotional decisions, information overload, and lack of advice drive this trend—and why behavioural coaching matters for long-term investment success.

Watch the full video here 👇
https://www.youtube.com/watch?v=ZnvGDQFsvqE

19/05/2026

Last week in London, I witnessed something quietly heart-breaking: a once-renowned political thinker sitting withdrawn and barely recognisable from the public figure he once was. As a younger colleague tried gently to draw him back into conversation, it became clear how completely his identity had been tied to his work. It was a sobering reminder of what can happen when status and professional purpose become the only foundations holding a person together.

Read more in our latest blog 👇
https://altorwealth.com/2026/05/19/what-becomes-of-us/

14/05/2026

In 1908, when Lloyd George introduced the first state pension, the qualifying age was 70. Average life expectancy for a man at birth was 49. It was, in the gentlest possible terms, a scheme that relied on its beneficiaries having the decency not to turn up - They turned up.

Read more in our latest blog 👇
https://altorwealth.com/2026/05/14/the-85-billion-promise/

13/05/2026

AI like AIDA is bridging the advice gap, guiding people who lack access to human financial advisors. Experts discuss how conversational AI, proprietary knowledge, and tech-driven tools help users build wealth while lowering costs—but what happens when complexity grows and human advice is needed?

Watch the full episode here 👇
https://www.youtube.com/watch?v=R7mmmpqK4dQ