MPA Financial Management

27/01/2026

Pleased to see our Managing Director, Phil McGovern FPFS, featured in Citywire New Model Adviser, contributing to this piece on how leading UK advice firms select their wealth model partners.

The article explores the thinking behind different approaches, the number of providers firms choose to work with, and what ultimately drives those decisions in practice.

https://citywire.com/new-model-adviser/news/why-tatton-rbc-and-timeline-lead-the-way-among-top-100-firms/a2480787

We asked Top 100 advice firms who they use for their discretionary models and how they pick their providers.

22/01/2026

We’re pleased to share that MPA Financial Management has once again been named in the Citywire New Model Adviser Top 100 for 2025.

This marks our 12th consecutive year in the Top 100, which recognises firms that consistently demonstrate high standards across the UK financial planning sector.

For us, this reflects the strength and consistency of our advice, the professionalism of our team, and the long-term outcomes we focus on delivering for our clients.

Thank you to our team for their continued commitment, and to our clients for the trust and confidence they place in us.

https://citywire.com/new-model-adviser/news/top-100-2025-the-first-25-firms-on-the-list/a2477206

20/01/2026

AI is changing how people approach big decisions, including their health and their finances.

It’s a useful tool for sense-checking, learning the basics and asking better questions. But, just like medicine, financial planning isn’t something you can automate completely. Context, experience and judgement still matter.

The strongest outcomes come when technology supports professional advice, not when it tries to replace it as we explore in our latest news story.

https://www.mpafm.co.uk/how-people-are-using-ai-for-health-its-parallels-with-financial-advice/

Over 200 million people are turning to AI for healthcare guidance each week - here's what's happening. If you've ever typed a health question into ChatGPT, you're part of a massive global shift in how people seek medical information. Recent data from OpenAI reveals something remarkable: over 40 mill...

27/11/2025

The Autumn Budget brought a number of changes that will affect savers, investors and homeowners - from revised ISA rules to adjustments in pension allowances and property-related taxes.

Our team has created a straightforward summary of the key points and what they could mean for your financial plans.

You can read the full update and access our Autumn Budget Guide on our website:

https://www.mpafm.co.uk/autumn-budget-2025-what-the-key-announcements-mean-for-you/

If you would like advice specific to your personal circumstances please get in touch.

The Chancellor delivered the Autumn Budget yesterday, setting out a series of tax and policy changes that will affect savers, investors, homeowners and retirees over the coming years. As always, the detail matters, especially for long-term financial planning, so our team has reviewed the statement a...

11/11/2025

We Will Remember Them.

28/10/2025

With the current news stories and speculation around The Government’s plans to raise income through changes to inheritance tax and pensions, we are seeing increased enquiries from our clients about how they can ensure they can pass on their hard-earned money to their family.

As we have discussed previously, unspent private pension pots are due to be brought into IHT, and there may also be changes regarding limits on lifetime gifting to further widen the IHT net.

Changes are coming, and it is important to begin planning now to ensure that you can support your family both whilst you are alive, and in the event of your death.

Gifting money to family is an effective way to reduce your IHT liability and it means that you can support family members whilst you are here and at important times in their lives, such as when they need to buy a house or are getting married.

The good news is that there are a number of allowances and exemptions which make gifting possible without creating an unnecessary tax burden. But there are also pitfalls to be aware of.

Our latest article below explores how you can gift to your family tax efficiently. If you would like further advice please get in touch.

https://www.mpafm.co.uk/gifting-money-to-family-how-to-do-it-tax-efficiently/

With the current news stories and speculation around The Government’s plans to raise income through changes to inheritance tax (IHT) and pensions, we are seeing increased enquiries from our clients about how they can ensure they can pass on their hard-earned money to their family. As we have discu...

13/10/2025

We’re pleased to share that 'MPA 2', made up of James Guest, Joe McGovern, Rob Chapman and Christopher Pedel, took first place at the 15th Midland Golf Open held at Moseley Golf Club.

The team, one of two MPA teams in the event, finished an impressive 14 under par, topping a strong field of 20 teams from across the financial services sector.

Our thanks to Richard Turner DipPFS of JO Hambro for organising another excellent event, which also raised over £700 for Birmingham Dogs Home - a cause close to his heart.

A great day of golf, good company and support for a worthy charity!

07/10/2025

It was a busy summer at MPA as we continue to grow and strengthen the support we provide to our clients.

We are delighted to welcome Lily Chandler-Hussain, Fiona Thom and Lauren Cassidy have all joined the business.

Lily joins our Client Services Team, bringing valuable experience in financial administration. Fiona has come on board as Executive Assistant to Managing Director Phil McGovern, supporting MPA’s leadership team, and Lauren joins as a Client Services Associate, helping ensure we continue to deliver the highest level of service to our clients.

We are pleased to see the news featured in TheBusinessDesk.com.

https://www.thebusinessdesk.com/westmidlands/news/2103209-people-mpa-financial-management-baxi-adfield

Welcome to MPA Lily, Fiona and Lauren. Its great to have you with us.

Who's moving where?

21/08/2025

With Inheritance Tax on pensions back in the headlines this week, our Managing Director, Phil McGovern FPFS, takes a closer look at the proposed changes and what they could mean for you.

If you would like advice specific to you and your family's personal circumstances, please get in touch.

https://www.mpafm.co.uk/inheritance-tax-on-unused-pension-funds-and-death-benefits/

With Inheritance Tax on pensions back in the headlines this week, our Managing Director, Phil McGovern FPFS, takes a closer look at the proposed changes and what they could mean for you. The Government has confirmed that it will proceed with its plans to bring unused pension benefits within the scop...

18/08/2025

We had a fantastic afternoon on Friday celebrating Phil McGovern FPFS’s 30th anniversary at MPA Financial Management.

Phil joined MPA in 1995 and became Managing Director in 2010. Since then, he has overseen the company’s growth from a small firm managing £40 million to the business it is today with over £850 million of funds under management. Under his leadership, MPA has also been recognised as one of the UK’s Top 100 Adviser firms by Citywire for the last 11 consecutive years which is a reflection of his vision and commitment.

Above all, Phil and the MPA Directors have created a great place to work. We are proud to have celebrated this milestone with Phil and look forward to many more achievements ahead.

13/08/2025

We’re pleased to welcome Fiona Thom to MPA Financial Management as Executive Assistant to Directors Phil and Joe McGovern.

Fiona brings extensive experience supporting senior leaders across Publishing, Media, Luxury Retail, and the Fitness industry, as well as running her own successful business.

Fiona will support MPA’s leadership team with the growth and expansion of the business and assist on long term projects. Day to day Fiona will handle all elements of operations and office management at MPA, liaising with suppliers, organising and coordinating team events, helping with employee and clients communications and generally be a lynchpin in the smooth running of the office and its facilities.

Read more about Fiona’s background and why she chose to join MPA here https://www.mpafm.co.uk/mpa-welcomes-executive-assistant-fiona-thom/

Welcome to MPA Fiona!

In July, Fiona Thom joined the MPA team as an Executive Assistant to MPA’s Directors Phil and Joe McGovern. Fiona will support MPA’s leadership team with the growth and expansion of the business and assist on long term projects. Day to day Fiona will handle all elements of operations

10/07/2025

After an outstanding career in financial services, we’re bidding a fond farewell to our colleague Ann Baguley, who has officially retired following nine years with MPA Financial Management.

Ann has been a hugely valued member of our team, not only for the expert, compassionate advice she has provided to clients over the years, but also for the support and mentorship she has given to colleagues across the business.

Ann has specialised in retirement planning, intergenerational wealth transfer, investment advice, and care fees planning. She has made a real difference to individuals, families, solicitors, trustees and deputies seeking trusted financial guidance, particularly in later life and during life-changing moments such as divorce or bereavement.

We know many clients and peers have come to rely on Ann's knowledge, integrity and warmth. While we’re sad to see her go, we’re incredibly grateful for everything she has contributed to MPA.

Please join us in wishing Ann a very happy and well-deserved retirement.