Bickerstaff & Co Chartered Accountants

Bickerstaff & Co Chartered Accountants Chartered Accountants and Tax Advisors - providing business services to SME's

Established in 1998, we take immense pride in providing a personal, friendly service to clients including sole traders, partnerships, limited companies and other small to medium enterprises. We're known for our flexible, proactive approach to the finances of our clients- so whether you need us on a weekly or monthly basis we'll be there to help you keep your numbers in order. We're committed to helping businesses like ourselves, which is why you'll always find our prices highly competitive.

Your All-Access Pass to HMRC 🔑Managing your taxes doesn't have to be a headache. The Government Gateway is your secure p...
07/08/2026

Your All-Access Pass to HMRC 🔑

Managing your taxes doesn't have to be a headache. The Government Gateway is your secure portal to handle everything in one place.

By setting up your account, you can -

✅ View and manage your Personal Tax Account.

✅ Register for and file Self Assessment.

✅ Check your PAYE and National Insurance records.

✅ Update your personal details instantly.

Pro Tip - Keep your unique User ID and password safe! You’ll need them every time you log in to stay on top of your finances.

05/08/2026

AI can eliminate the blank page phenomenon for good. Using AI to generate first drafts of business documents is one of the most effective ways to save time in your daily workflow.

Give AI details about your business, the target audience, and the exact deliverable needed. Receive a structured first draft in seconds. Review, personalise and ensure accuracy, compliance and alignment with your business standards.

Remember, AI removes the blank page, but you provide the expertise.

💬 Comment "AI" below and we’ll send over our favourite document creation prompts to get you started!

Next week, we'll dive into how AI can serve as your marketing manager!

🏢 Sole Trader, Limited Company or Partnership?Choosing the right legal structure is one of the most critical decisions y...
03/08/2026

🏢 Sole Trader, Limited Company or Partnership?

Choosing the right legal structure is one of the most critical decisions you’ll make for your business. It impacts everything, from your personal liability and tax efficiency to administrative obligations and investor appeal.

In our blog, we explore the core options to help you determine which entity fits your specific goals and operational setup.

Read the blog here 👇

🔗 https://www.bickerstaffs.co.uk/what-legal-entity-is-best-for-your-business/

Which structure did you choose when starting out? Let us know in the comments! 💬

31/07/2026

Imagine having a 24/7 business coach on call without the retainer... 🤔

That’s exactly how I use AI, not to make decisions for me, but as a sounding board to challenge my thinking, fix cash flow questions and analyze business numbers. 📊💡

Want the exact prompts I use as my AI Business Coach?

👇 Comment "AI" below and I’ll DM them to you for FREE!

29/07/2026

AI can save you hours every week, but before you dive in, you need to make sure you’re using it safely.

Here are 4 essential rules every business owner should know before using AI:

1️⃣ It’s not a secure filing cabinet: Never paste sensitive info (client data, payroll, passwords, or bank details) unless you’re on an approved platform with strict privacy settings.

2️⃣ It can be confidently wrong: AI writes convincingly, but it hallucinates. Always double-check legal, tax, or critical decision facts.

3️⃣ Don't lose your personality: People buy from people. Use AI for first drafts, not to replace your unique voice and experience.

4️⃣ It’s an assistant, not the decision-maker: Use it to brainstorm and streamline admin, but keep the final call in your hands.

We don’t see AI as a replacement for people, it’s a tool to wipe out repetitive admin so you can focus on what actually moves the needle.

👇 Want our FREE AI Safety Checklist for Business Owners? Comment "AI" below and we’ll send it straight to your inbox!

Stay tuned for the next video where we show you how AI can become your very own business coach! 🚀

🚨 Self Assessment Taxpayers - Important Reminder! 🚨The deadline for your Payment on Account (POA) is fast approaching! M...
27/07/2026

🚨 Self Assessment Taxpayers - Important Reminder! 🚨

The deadline for your Payment on Account (POA) is fast approaching! Make sure you pay by 31st July 2026 to avoid interest and penalties.

⭐ What are Payments on Account? They are advance payments towards your next tax bill, helping to spread the cost. Each payment is usually 50% of your previous year's tax bill.

⭐ Who needs to pay? Generally, if your last Self Assessment tax bill was over £1,000 and less than 80% of your tax was deducted at source (e.g., PAYE), you'll need to make these payments.

⭐ Why is this important? Missing the deadline can result in interest charges from HMRC! Plus, it's good practice to stay on top of your tax obligations to avoid bigger problems down the line.

⭐ What if your income is lower this year? You can apply to reduce your Payments on Account if you expect your income to be significantly lower than last year. Check with your accountant if you're unsure!

⭐ How to pay - You can pay online via bank transfer, debit card, or by setting up a Direct Debit (ensure it's set up in advance!).

Don't leave it to the last minute! Check your HMRC online account/app for your exact amount due and payment reference.

The reasons most small businesses struggle and how you can fix it.Most business owners we talk to are doing the work, bu...
24/07/2026

The reasons most small businesses struggle and how you can fix it.

Most business owners we talk to are doing the work, but the numbers just aren’t following. After reviewing dozens of struggling businesses, the issues almost always fall into these four buckets:

1️⃣ Cash Flow Timing: You have the work, but the bank account is empty.
2️⃣ Margin: You’re busy, but you aren’t actually making money on the jobs.
3️⃣ Overhead: Your "engine" is too expensive for the amount of fuel you have.
4️⃣ Broken Model: The market has moved, and the old way doesn't work.

The Fix? Stop hoping and start acting.

Cash problem? Tighten your forecasting and credit control.

Margin problem? Stop loss-making work and reprice now.

Overhead problem? Right-size to your actual turnover.

Model problem? Pivot or plan an orderly exit.

The biggest mistake isn't the problem itself—it’s diagnosing it and then waiting for it to fix itself. It won’t.

Decisive action protects your business, your team and your personal assets. If the numbers feel 'off,' that is your cue.

Clarity. Plan. Act. 🛠️

22/07/2026

Feeling overwhelmed? Is the work piling up? Your first instinct might be to bring someone new onto the team—but that could be a costly mistake if you aren't ready!

In this video, we’re diving into why systems must come before staff.

Why "Overwhelmed" Isn't a Hiring Strategy:

The Cost Factor: Between wages, taxes, and pensions, staff are often a small business's biggest expense.

The Pressure Trap: If the role isn't clear, the pressure often lands right back on your shoulders!

The Leverage Goal: A great hire should take ownership and keep things moving without you having to step in every time.

Ask Yourself These 2 Questions First:

What exactly will this person be responsible for every single week?

Will that work generate consistent value for the business?

If the answer is "I'm not sure," it’s time to tighten your systems first!

What’s the biggest challenge you’ve faced when growing your team? Let’s chat in the comments! 👇

Beat the January rush! 🗓️Did you know you can file your tax return today? Filing early gives you peace of mind and month...
20/07/2026

Beat the January rush! 🗓️

Did you know you can file your tax return today? Filing early gives you peace of mind and months to plan your budget before payment is due.

If you’d rather pass the paperwork to an expert, give us a call today — we've got you covered.

Are you claiming every business expense you’re legally entitled to?To keep your business compliant and save you money, w...
17/07/2026

Are you claiming every business expense you’re legally entitled to?

To keep your business compliant and save you money, we’ve broken down the rules in our latest blog - https://bit.ly/4ytop5v

If you'd like more help & support for your business, get in touch today 🙂

Address

Unit 3D, Guildford Road Industrial Estate
Hayle
TR274QZ

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

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