31/05/2026
Are you monitoring your cash with spreadsheets? 🤓
Don't get me wrong, we love a good spreadsheet but the cash management really starts with bank accounts.
Many business owners technically know what they should be setting aside — but when all the money is mixed together, it never quite happens.
So tax gets pushed back.
Profit becomes accidental.
And spending decisions feel uncertain.
Separate accounts create boundaries that willpower can’t 💪
When money is moved into the right account first, you don’t need to “remember” or “be disciplined” — the system does the work for you.
That’s why using bank accounts as pots is so effective.
If you want cash flow that feels calmer without constantly checking numbers, this is where to start.
Our cash management system is built around this principle, and you can read more about it on the web here: https://www.pbtaccountancy.co.uk/our-services/profit-first/
Certified Profit First professionals in Cheltenham, Gloucestershire, helping businesses grow profits, control cash flow, and build financial freedom.