Hudson Associates Mortgages & Protection

19/05/2026

Bank holiday is coming up and it looks like it is going to be a hot one! Summer is almost here, and with it, you might be planning a new start, perhaps taking advantage of those summer vibes by putting your house on the market!

We give inpartial mortgage advice, so if you aren't sure where to start, contact us now - [email protected] - 07973 791801.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances.

14/05/2026

https://www.bbc.co.uk/news/articles/cx213n20njzo

The economy grew by 0.3% in the month, official figures show, confounding analysts' forecasts of a small contraction.

27/04/2026

𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐮𝐩𝐝𝐚𝐭𝐞:

The Bank of England meets this Wednesday (30th April) and most experts expect them to hold rates at 3.75%. It's a "let's wait and see" from the powers that be.

The situation in the Middle East is pushing energy prices up, which means inflation isn't going away as fast as hoped. The Bank of England raises the base rate as a tool to fight inflation, so they probably don't feel comfortable reducing it right now.

The good news? Mortgage rates that shot up recently have started to come back down a little. And on top of this, lenders are trying to make things a bit easier for first-time-buyers by increasing affordability, so they can borrow a bit more.

If you're coming to the end of a fixed deal soon — or you've been sitting on your lender's standard rate — now is a great time to have a chat. We can lock in a rate and keep watching the market on your behalf, so you don't have to.

Drop us a message — we're always happy to help!

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

There is no charge for initial mortgage advice or discussing your options. If you decide to proceed with our recommendation and we submit the mortgage application on your behalf, there is a fee of £495, payable before submission. We will confirm this and obtain your agreement before you proceed.

13/04/2026

AI is an intriguing topic within the mortgage industry at the moment. We believe AI works best as a tool to help brokers achieve better outcomes for clients; whether that’s streamlining leads, or searching lender's criteria quickly and efficiently wthout spending ages on hold.

But AI can't replace the real value a broker brings. It can understand products and criteria, but it doesn’t know you. It doesn’t know your plans, your priorities, your family situation, or the conversations happening behind the scenes that can shape the right recommendation.

AI can't sit with a client, read between the lines, and use experience and judgement to recommend the right solution for that person’s real life. A cheaper deal is not always the best deal, and a five-year fix might make far more sense than a two-year option if someone is planning for children, a career change, or a future move into self-employment.

So in this new world, experience and human judgement is still worth a lot, especially in the world of mortgages and protection.

07/04/2026

https://landlordknowledge.co.uk/renters-rights-act/

Some big changes are coming for renters and landlords in May with the Renter's Rights Act. If you are a landlord and have been thinking about expanding your portfolio, the added considerations may form part of your decision making process. Getting the best buy-to-let mortgage can be the difference maker in whether it's worth buying another property. We can help with this, so DM or call for a chat.

Last updated: 20 March 2026 The Renters’ Rights Act received Royal Assent on 27 October 2025 and comes into force on 1 May 2026. This guide covers

07/04/2026

Hope you all had a lovely Easter weekend. If you’re planning a move, remortgage, or want to review your protection, drop me a message.

02/04/2026

Spring has sprung! The fools have come and gone. If you are planning a fresh start this spring, we can help. Maybe you're moving house, maybe you want to protection your family. Maybe you've got a fixed-rate ending and all this stuff about interest rates is worrying. Just send us a message and we can have a chat.

Your home/property may be repossessed if you do not keep up repayments on your mortgage.

There is no charge for initial mortgage advice or discussing your options. If you decide to proceed with our recommendation and we submit the mortgage application on your behalf, there is a fee of £495, payable before submission. We will confirm this and obtain your agreement before you proceed.

02/04/2026

Astronauts have NASA backup. Plumbers, roofers, drivers? Protect your income so your home stays yours if life throws a curveball. Message us today for a free illustration!

31/03/2026

https://www.mortgagestrategy.co.uk/news/sharp-jump-in-rates-has-yet-to-match-truss-turmoil/

Average rates saw a sharp weekly spike this week as some product categories surged by 58 basis points and more than 50 lenders raised prices. Moneyfacts’

24/03/2026

Did you know that we also protect businesses? 62% of business owners say that one person is essential to the running of the company. So what happens when this person dies or can't work due to illness?

The last thing a business owner wants is to put all that hard work in, only to build a house of cards, ready to topple if ONE person can't work.

We can arrange protection for key people in a business, whether that is a director or skilled employee. A lump sum helps with:

✅Covering profit and cashflow disruption
✅Funding recruitment and training of a replacement
✅Providing breathing space for succession planning or restructuring
✅Maintaining customer and supplier confidence

We can also protect partners and shareholders with life assurance for cross option agreements, ensuring that ownership and control of the business can be smoothly transferred if a partner or shareholder passes away.

And we haven't even mentioned protection for your employees - companies that provide death-in-service schemes are more likely to attract and retain talented employees. We can arrange this as well.

If you are the owner of a small-medium sized business and everything relies on you being alive, well, and healthy, business protection is essential.

DM us, call, or email, and we can have a chat.