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Cameron Jones Financial Management

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Cameron Jones Financial Management

CJFM helps Professionals, Business Owners and would be Retirees plan their Financial Freedom! https://linktr.ee/cameronjonesexmouth

16/01/2026

Very grateful to all services who had to pull together to sort out the emergency of bomb in the Marina. So many stories from evacuees having to move out and sometimes even move again when the cordon extended. Hope everyone can get back to normality quickly. Glad to get back in the office today.

15/01/2026

Whilst the ongoing bomb disposal continues, we remain closed. But will be monitoring calls and emails remotely. Grateful thanks to all who have offered working space or accommodation as some of us live within the evacuation zone.
Have witnessed how many neighbours have had to move out to friends or family and seen the council’s efforts to support people at the LED overnight. Hoping it gets sorted asap and all stay safe.

14/01/2026

When a policeman walks into the office to explain we need to evacuate. A bomb has been discovered in the Marina. Dredger has been working today. Think they’ve picked up a a WW2 device.
At least we left early, safely and in daylight. Lots of emergency services and police cordoning off all around. Here.

19/12/2025

🎅 CJFM’s Christmas Shenanigans! 🎄

What a day! First, Charlotte Pickford from Everys dropped by with a sweet Christmas gift for the team – thanks, Charlotte, you made our day! 🎁💛

Then… surprise! Our very own former Office Manager Charlie swung by for a visit, and it was like Christmas came early. 😄

And we didn’t stop there – the team (including our newest member ,Susannah Gahan) took off to East Devon Golf Club for a fabulous Christmas lunch 🍽️🥂. Good food, great company, and plenty of festive cheer!

Christmas magic? ✅ Check. Memories made? ✅ Double check.

29/11/2025

🌟 Meet the Team — Refresh Edition! Josie — Our Apprentice Star! 🌟

Josie came for a week’s work experience in year 10. After her GCSE’s , she joined us for her Business Administration Apprenticeship with Exeter College. She’s grown into a talented Practice Administrator in her own right.

Outside the office, Josie loves shopping, cooking, and surfing, and she enjoys spending quality time with her family and her dog, Charlie, who’s always cheering her on! 🐶🌊

We’re so proud of Josie’s journey and can’t wait to see what’s next for her! 💼✨

26/11/2025

Real Life Advice Report 2025: Chapter 3 – The purpose behind financial planning.

Having a clear purpose or goal when saving and investing can make a real difference when it comes to both motivation and confidence. And those goals are rarely purely financial – there will often be a clear emotional driver behind them.

This is according to our Real Life Advice Report 2025 carried out by Opinium1. It surveyed 8,000 people to find out how their attitudes to money, financial advice and the future had changed over time.

Nearly nine in ten (87%) of savers working towards a specific goal say it acts as a major motivator.
People have different motivations to save, with 43% saying their top priority is planning for retirement.
The drivers motivating people to save are often deeply personal and emotional, such as providing stability for loved ones.
95% of people receiving ongoing financial advice said it helps them reach and stay on track with their goals.

For many people, saving and investing involves making tough decisions and compromises. Not least in an increasingly challenging economic environment.

But having clearly defined financial goals and timelines can make a real difference when it comes to staying the course.

Chapter three of this year’s Real Life Advice Report explores the role of purpose in motivating people to plan for their financial future, and the role of advice in achieving goals.

Read Chapter 3
https://www.cameronjonesfm.com/article/detail/sjpp/real-life-advice-report-2025-chapter3-the-purpose-behind-financial-planning.html

23/11/2025

Budget rundown - the ins and outs of the red box | 28 November
Join our live expert webinar as we break down the key announcements from the
Chancellor’s Budget and what they mean for your finances.
📆Friday 28 November
🕛12:30–13:30
💻Zoom Webinar
🎯Open to everyone
Featuring:
✅Hetal Metha | Chief Economist, St. James’s Place
✅Claire Trott | Head of Advice, St. James’s Place
✅ Niki Patel | Tax & Trusts Specialist, St. James’s Place
🎙 Hosted by Iain McLeod | Head of Private Clients, St. James’s Place
We’ll cover:
• The broad economic implications
• Potential tax threshold changes
• Pensions and allowance updates
• ISA and savings incentives
• Inheritance Tax and trust planning
• Support for families, high earners and business owners
• Immediate actions to consider
Register now and get the clarity you need.
Click here to register 👉
https://sjp-co-uk.zoom.us/webinar/register/6017621689527/WN_i8cdqgOfT9eKKRXhmxkoyg #/registration

The value of your investment can go down as well as up. You could get back less than you
invested.
Taxation rules can change at any time and are dependent on individual circumstances.
Trusts are not regulated by the Financial Conduct Authority.
St. James’s Place Representatives represent only St. James’s Place Wealth Management
plc, which is authorised and regulated by the Financial Conduct Authority.
SJP Approved 21/10/2025

21/11/2025

🌟 Meet the Team — Refresh Edition! 🌟

Say hello to Julia, our incredibly dedicated Business Administrator here at Cameron Jones Financial Management.

Since joining us in January 2023, Julia has been the organisational heartbeat of Cameron Jones Financial Management.

With a schedule as full as her inbox, Julia keeps everything moving smoothly behind the scenes — coordinating clients, supporting our advisers, and making sure no detail falls through the cracks.

Her energy, efficiency, and genuine care for the people we serve make her an essential part of what we do every single day.

👏 Join us in celebrating Julia for the vital role she plays in helping us deliver exceptional service!

19/11/2025

Are you being (pension) scammed?

Anyone can be the victim of a pension scam, no matter how financially savvy they think they are. Scammers are using ever more elaborate tricks To fool people so it's important to look out for the warning signs.

We examine how to stay one step ahead of the scammers, and protect your financial security in retirement.

Pension scams have risen sharply in the last 12 months, causing some savers concerns about the long-term security of their pensions.

Anybody can fall for a scam, but there are some red flag behaviours and terminology that can be a sign of scammers at work.
If you have any misgivings about an email, text or social media message regarding your pension, do not transfer any money. Get in touch with your financial adviser and report a suspected scam to ActionFraud immediately.

Last year, financial fraud and scam complaints hit their highest level ever, according to the Financial Ombudsman1. The statistics surrounding pension scams are particularly chilling.

According to ActionFraud, the UK’s national reporting centre for cybercrime and fraud, an estimated £17.7 million of pension funds was fraudulently accessed between 2023 and 2024.2 The average loss per person was almost £47,000. However, The Pensions Regulator reports that fewer than one in five victims report the crime.

The statistics are an alarming wake-up call, according to Gaucho Rasmussen, Executive Director of Regulatory Compliance at The Pensions Regulator. “Fraudsters are ruthless, using fake investment deals and impersonation scams or ‘cloning’ to exploit vulnerabilities.

We urge every saver to ‘stop, think and check’ to protect their pension as if their future depends on it - because it does.”

How to spot a pension scam
https://www.cameronjonesfm.com/article/detail/sjpp/are-you-being-pension-scammed.html

14/11/2025

Real Life Advice Report 2025: Chapter 2 – Parents postpone retirement plans to support children.

Parents are under financial stress as a result of providing financial support to their children – with many believing they may need to delay their retirement plans.

This is according to our Real Life Advice Report 2025. It surveyed 8,000 people to find out how their attitudes to money, financial advice and the future had changed over time.
More than one in five parents (22%) expect their children to be financially dependent well into adulthood. This is reshaping their retirement plans.
Parents are the biggest influence on how children learn about money. However, social media is rising in popularity as a source of education.
Parents who receive ongoing financial advice are more likely to pass on healthy financial habits to their children, and to prepare them for the future.
Much has been written about the difficult economic environment we are living through. And with the Autumn Budget set to bring spending cuts and tax rises, the picture ahead may appear gloomy too.

In our last Insights article on the second chapter of the report, we examined how parents were pessimistic about their children’s financial futures. Concerns about home ownership and AI replacing jobs were on the agenda.

In this article, we explore how many parents face life-changing decisions to continue financially supporting their children over the long term.

https://www.cameronjonesfm.com/article/detail/sjpp/parents-postpone-retirement-plans-to-support-children.html

12/11/2025

Living abroad – and what it could mean for taking your pension.
Many people dream of retiring abroad, especially to a country that enjoys more sunshine, and maybe lower tax rates too. Over the past few years, there has been a huge increase in the number of Britons migrating to Dubai, lured by the warm climate and tax-free income.

But how does living overseas affect your pension when you come to take money out of it? In the attached article we look at three popular expat locations, Dubai, Singapore & Hong Kong and what it means for drawing a UK pension.
https://www.cameronjonesfm.com/article/detail/sjpp/taking-your-pension-while-living-abroad.html

07/11/2025

🎉 Celebrating 8 Years of Cameron Jones Financial Management Ltd! 🎉

From Fiona working at her kitchen table with a big dream and even bigger determination… to our beautiful Exmouth marina-side office filled with laughter, collaboration, and a team of five inspirational women 💪✨

What an incredible journey it’s been! Over the past 8 years, we’ve grown, evolved, and continued to empower our clients to achieve their financial goals — with heart, integrity, and expertise every step of the way.

Here’s to all the clients who have trusted us, the team who make every day rewarding, and the exciting chapters still to come.

Thank you for being part of our story 💙

Address

7 Pilot Wharf, Pierhead
Exmouth
EX81XA

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.cameronjonesfm.com/

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