KSM Wealth Management Ltd

23/04/2026

having a great lunchtime sitting in the sun at the riverbank. feeling relaxed.

10/03/2026

Is an Anchor holding you back? Are you always referring to a piece of information that clouds your subsequent decision making?

03/03/2026

We are delighted to be exhibiting at Granite Expo 2026.

You can attend for FREE using this Eventbrite link: https://www.eventbrite.com/e/spring-granite-expo-2026-tickets-1984057377024?aff=oddtdtcreator

22/02/2026

I am pleased to announce that I have joined the award winning team At Phil Andersons Financial Services. Starting on Monday 22nd. Phil and his teams are independent financial advisors with access to the whole market, as opposed to my previous role as a restricted advisor at M&G Advice..

06/02/2026

We are delighted to share that Neil Gallagher has been named as Scottish Mortgage Adviser of the Year 2026 at the Global 100 Awards. A great start to 2026 both for Neil and the firm. Congratulations Neil!

06/02/2026

05/01/2026

The view from office today

11/12/2025

Got some branded clothes, so now I can look the part when visiting clients

05/12/2025

I popped by to see an old work mate and was chewing the fat, and got chatting to some of his colleagues. The conversation turned to pensions, once they found out I am a financial advisor What was surprising, was none of them knew how much they paid into their work pension or how much their employers paid and if this would meet what they would need to retire.
Do you know how much you are contributing? Will this be enough to retire on. You are not alone in not fully understanding your pensions.

We will now arrange to go back and do a short seminar around pensions, which will be a helpful tool for staff to learn and understand and ask questions to they are more informed about what to do.

The best thing are my seminars are free, so a win for the bosses as well. I don't' doubt I will do more seminars on other subjects as well with them over the coming months.

03/12/2025

"Are you looking to achieve a better work-life balance, by reducing the amount you work as you approach retirement?

A staggered approach to retirement provides greater flexibility, as part-time work enables many pensioners to preserve retirement funds into later life.

However, before you make a decision to reduce your working hours, it’s worth getting financial advice to ensure your retirement plans remain firmly on track. Get in touch.

"