Guthrie Wealth Consultancy Ltd

27/05/2026

What’s your catalyst for speaking to us? 🤔💼

A new job, an inheritance, the arrival of your first child, concerns about your pension, or simply uncertainty about the future, whatever the reason, don’t wait until it’s too late.

The earlier you start, the more time compound interest has to work in your favour.
For example, investing £200 a month from age 25 could grow to significantly more than starting at 40, even if you contribute less overall, time really is your greatest asset.

We’re seeing more clients in their 20s and 30s taking control of their finances early and building stronger, more secure futures.

Curious?
Check out our website - https://loom.ly/jLoubxw

25/05/2026

Is your pension just about hitting a “freedom number”? 🤔

It’s easy to think retirement planning is simply about reaching a target figure… but what happens if inflation stays higher for longer?
Or markets dip just as you retire?
Or your personal circumstances change along the way?

Pension planning is about far more than chasing a number. It’s about building flexibility, resilience, and a strategy that can adapt to life’s uncertainties.

The real question isn’t just “how much do I need?” It’s “how do I make my wealth last and support the life I want?”

At Guthrie Wealth, we help clients create plans that go beyond a number

Build a plan that works for real life - https://loom.ly/jLoubxw 💬

22/05/2026

If you were having an operation, you’d want the best, most highly qualified surgeon… so why should your finances be any different?

Your financial future is just as important. The decisions you make today can have a lasting impact on your lifestyle, your family and your long-term security. 📈

That’s why expertise matters.

Steven is a Fellow of the prestigious Chartered Insurance Institute (CII), the gold standard for financial planners. 🎓 This reflects the highest level of technical knowledge, professionalism, and commitment to delivering exceptional advice.

When it comes to your wealth, don’t settle for anything less than trusted, qualified guidance.

Find out more about Steven at - https://loom.ly/jLoubxw

21/05/2026

A lovely afternoon at Broomieknowe Golf Club last week. ⛳️
We really enjoyed getting out for a round with Nathan Ross on and Alan Bell.

There were a few good shots, a few that are probably best forgotten and plenty of laughs along the way! 😄🏌️‍♂️

We’re proud to sponsor Broomieknowe and support a club that plays such an important role in the local community.

12/05/2026

The US economy isn’t affecting everyone equally.

While some households have remained resilient, others have been more exposed to inflation and slowing wage growth — widening the gap between rich and poor.



This article takes a closer look at the so‑called “K‑shaped” economy in the US and explores why these trends matter: https://www.guthriewealthconsultancy.co.uk/article/detail/sjpp/the-special-k-shaped-economy.html

Fast forward over 200 years, and the US has supplanted France as the world’s greatest power. Thankfully, centuries of progress mean the levels of deprivation found back then are no longer so widespread in the world’s leading economies.

05/05/2026

The Bank of England has held interest rates 3.75%.

With inflation still elevated and energy prices under pressure, the Bank of England faces a difficult balancing act. ⚖️

Learn more about the latest rates decision and what it could mean for the wider economy.

🔗 -https://www.guthriewealthconsultancy.co.uk/article/detail/sjpp/bank-holds-base-rate-as-balancing-act-gets-tougher.html

Guthrie Wealth Consultancy is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 1/5/2026

27/04/2026

With a new tax year underway, get ahead of the game by taking note of how recent tax changes could affect your finances this year.



📋 Read this handy summary: https://www.guthriewealthconsultancy.co.uk/article/detail/sjpp/new-tax-year-round-up-of-rate-and-allowance-changes.html

Taxation rules can change at any time and are dependent on individual circumstances.

Guthrie Wealth Consultancy is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/4/2026

The new tax year (2026/27) began on 6 April. Updated tax rates and allowances have been well-trailed by the government so there shouldn’t be any nasty surprises for taxpayers. That said, it pays to take note of how the adjustments, including new requirements for filing tax information, will affect...

23/04/2026

From April 2027, most pensions will become part of people’s estates for IHT purposes.

Find out how a Trust could help protect your estate:
https://www.guthriewealthconsultancy.co.uk/article/detail/sjpp/can-a-trust-help-protect-your-estate.html

Taxation rules can change at any time and are dependent on individual circumstances.


Trusts are not regulated by the Financial Conduct Authority.

Guthrie Wealth Consultancy is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).


SJP Approved 17/4/2026

Trusts are increasingly used in the UK as a strategy to manage inheritance tax (IHT) liabilities, especially with upcoming changes to IHT rules set to affect pensions. We look at how they work in estate planning.