Avery Martin Accountants & Business Advisors

01/09/2026

Autumn is the perfect time to give your finances a health check. 🍂📊

As the year starts to wind down, now is the ideal opportunity to review your finances before the end-of-year rush.

This September, take some time to:
🍁 Review your cash flow
🍁 Organise your bookkeeping
🍁 Check your tax obligations
🍁 Plan for upcoming deadlines
🍁 Set goals for the final quarter of the year

A little planning now can save a lot of stress later.

If you'd like some expert guidance, Avery Martin is here to help you stay on track and make confident financial decisions all year round.

📞 0191 484 1745
📧 [email protected]
🌐 www.averymartin.co.uk

31/08/2026

After six weeks of juggling work, childcare, holidays and trying to keep everything running, September can feel like a fresh start.

For many business owners, it's the perfect opportunity to refocus and finish the year strong.

Now is a great time to:
✔️ Review your business goals
✔️ Check your cash flow
✔️ Chase outstanding invoices
✔️ Plan for Christmas trading
✔️ Get your bookkeeping up to date
✔️ Make sure you're on track for your tax obligations

The businesses that finish the year successfully don't wait until November to get organised. They start planning now.

Whether you're looking to improve profitability, prepare for growth or simply get your finances back on track after a busy summer, we're here to help.

💻 www.averymartin.co.uk
☎️ 0191 484 1745
📧 [email protected]

28/08/2026

It's finally Friday and time to switch off for the weekend! 🥳

If you're a business owner and you know you'll still be working this time tomorrow, still juggling plates and chasing your tail, it's time for you think about outsourcing.

By outsourcing you can focus on the tasks you're good at and leave the rest to an expert who can save you time and money giving you your weekends back again.

If you're ready to start outsourcing your financial needs, let's talk! 👇

💻 www.averymartin.co.uk
☎️ 0191 484 1745
📥 [email protected]

27/08/2026

As accountants, we've heard them all. Here are a few of the biggest myths we come across:

❌ "I can claim everything as a business expense."
Not quite. Expenses have to be wholly and exclusively for business purposes.

❌ "If I don't make a profit, I don't need to tell HMRC."
You may still need to submit a tax return, even if your business didn't make a profit.

❌ "My accountant will automatically know everything I've spent."
We'd love to be mind readers, but we still need accurate records from you!

❌ "It's fine, I'll sort it all just before the deadline."
Leaving everything until the last minute often means unnecessary stress, missed opportunities and a rushed tax return.

❌ "I don't need an accountant until my business gets bigger."
In reality, having the right advice early on can help your business grow faster and avoid costly mistakes.

If you've ever been told something about tax that doesn't sound quite right, it's always worth checking before acting on it.

💻 www.averymartin.co.uk
☎️ 0191 484 1745
📧 [email protected]

25/08/2026

"Don't worry, I've kept everything..." followed by a carrier bag or shoebox full of faded receipts from the last 12 months. 😅

While it might seem harmless, disorganised records can lead to:
❌ Missed tax deductions
❌ Hours wasted searching for paperwork
❌ Stress when deadlines are approaching
❌ Difficulty if HMRC ever asks questions

It doesn't have to be this way. Keeping your bookkeeping up to date throughout the year makes tax returns quicker, gives you a clearer picture of your finances and means you're always prepared.

Your future self (and your accountant!) will thank you.

💻 www.averymartin.co.uk
☎️ 0191 484 1745
📧 [email protected]

24/08/2026

🔮 You don't need a crystal ball to predict your business's future, but you do need a plan.

The most successful businesses don't leave growth to chance. They make decisions based on data, forecasts and clear financial goals.

Now is the perfect time to ask yourself:
✨ Are you on track to hit your revenue target?
✨ Is your cash flow healthy?
✨ Can you afford your next investment?
✨ Are you prepared for your next tax bill?
✨ What do you want your business to achieve before the end of the year?

If you don't know the answers, you're not alone. That's exactly where we come in. At Avery Martin Accountants, we don't just look at where your business has been. We help you plan where it's going.

💻 www.averymartin.co.uk
☎️ 0191 484 1745
📧 [email protected]

21/08/2026

🎄 It might only be August, but now is the perfect time to start planning for Christmas.

While everyone else is thinking about summer holidays, smart business owners are already looking ahead to the busiest trading period of the year. Whether you're in retail, hospitality or any seasonal business, planning now can make a huge difference when December arrives.

Ask yourself:
✔️ Do you have enough cash flow to stock up?
✔️ Will you need to recruit seasonal staff?
✔️ Are your prices still profitable?
✔️ Is your marketing plan ready to go?
✔️ Do you know what your sales targets need to be?

Leaving these decisions until November can lead to unnecessary stress, missed opportunities and cash flow pressures.

Need help forecasting your finances, reviewing your cash flow or preparing your business for the months ahead? Get in touch with Avery Martin Accountants today.

💻 www.averymartin.co.uk
☎️ 0191 484 1745
📧 [email protected]

20/08/2026

It's one of the questions we get asked most over the summer holidays...

The answer? Usually not.

For most business owners, the cost of childcare is considered a personal expense, even if it's needed so you can work. That means it generally isn't an allowable business expense for tax purposes.

However, that doesn't mean there isn't support available.

Depending on your circumstances, you may be able to benefit from:
✔️ Tax Free Childcare
✔️ Free childcare hours
✔️ Childcare vouchers (if you're already part of the scheme)
✔️ Salary sacrifice arrangements in certain situations

Every business owner's circumstances are different, so it's important to get advice before making any decisions.

If you're unsure what support you're entitled to, or you want to make sure you're running your business as tax efficiently as possible, we're here to help.

Get in touch with Avery Martin Accountants today. Let's make your numbers work for you.

💻 www.averymartin.co.uk
☎️ 0191 484 1745
📧 [email protected]

18/08/2026

One of the biggest mistakes we see business owners make is assuming that every pound in their business account is theirs to spend.

In reality, a portion of that money may already belong to HMRC.

Whether you're a sole trader or run a limited company, setting money aside throughout the year can help you:
✔️ Avoid a nasty surprise when your tax bill arrives
✔️ Protect your cash flow
✔️ Reduce financial stress
✔️ Plan ahead with confidence

A good rule of thumb is to regularly transfer money into a separate savings account that's dedicated to tax. That way, when payment is due, the funds are already there.

Not sure how much you should be putting aside? Every business is different, and the right amount depends on your profits, tax obligations and business structure.

That's where we can help.

💻 www.averymartin.co.uk
☎️ 0191 484 1745
📧 [email protected]

17/08/2026