Headway Wealth

Headway Wealth -Headway Wealth is a financial advisory and wealth management firm that's committed to helping you r

29/05/2026

Some decisions shape your outcomes.
Others shape what your family carries forward for generations.

We’ve been building something designed around long-term thinking, continuity and a more coordinated approach to your wealth.

It’s a simple question but one many people can’t answer.Recent research shows:Around 9 million UK workers don’t know how...
27/05/2026

It’s a simple question but one many people can’t answer.

Recent research shows:
Around 9 million UK workers don’t know how many paydays remain
31% of over-55s are unsure
Some believe they have 20+ years left, when the reality is far less
This lack of clarity can delay action and put retirement plans at risk.

The truth is, retirement isn’t just about age — it’s about time left to save. And that time may be shorter than you think.
Understanding your remaining paydays can help you:
✔ Take control of your savings strategy
✔ Set realistic goals
✔ Avoid last-minute financial shortfalls

Read our latest blog to find out why counting paydays could change your retirement plan: https://monkeylink.co/515d71



Capital at risk.

25/05/2026

A common mistake for US clients is failing to disclose foreign assets like bank accounts, pensions, or investments on their annual tax filings. Non-compliance can lead to severe penalties, potentially costing hundreds of thousands in taxes and fines.

Ensure you're aware of your local tax office's requirements for overseas assets and consult us or a cross-border accountant if you're unsure.

Capital at risk.

22/05/2026

At a certain point, wealth becomes about more than growth alone.

It becomes about stewardship, continuity and what comes next for you and your family.

A new chapter is coming soon.

Buying low and selling high sounds simple in theory. In reality, predicting market movements is incredibly difficult, ev...
20/05/2026

Buying low and selling high sounds simple in theory. In reality, predicting market movements is incredibly difficult, even for experienced investors.
Markets are driven by:
-Geopolitical events
-Economic data
-Corporate performance
-Investor sentiment

And here’s the challenge:
The best days in the market often come right after the worst.
Missing just a handful of those key recovery days can significantly reduce long-term returns.

The takeaway?
Successful investing isn’t about timing the market — it’s about time in the market.
A disciplined, long-term approach helps you:
✔ Benefit from compounding
✔ Avoid emotional decisions
✔ Capture long-term market growth

👉 Read our latest blog to understand why staying invested matters:
Why Timing The Market Rarely Works | Headway Wealth https://monkeylink.co/ee76dd


Capital at risk.

18/05/2026

Many UK legacy pensions lack desired retirement flexibility.
Expats and non UK residents often face hidden limitations, as paperwork assumes UK residency.

Be aware that options like flexible drawdown might not be available, and providers are often reluctant to facilitate product changes.

Get in touch with our team to learn more about your pension options as an Expat.


Capital at risk.

15/05/2026

As your wealth grows, so does the number of decisions, advisers and opportunities around it.

Over time, the challenge becomes less about access and more about how everything fits together.

Something new is coming from Headway Wealth.

Thinking of taking your pension lump sum early? It might cost more than you think.Recent speculation around potential pe...
13/05/2026

Thinking of taking your pension lump sum early? It might cost more than you think.
Recent speculation around potential pension rule changes has led many to consider withdrawing their 25% tax-free lump sum sooner rather than later. But reacting to uncertainty can come at a price.

Taking funds out early could mean:
-Losing valuable tax-free growth within your pension
-Moving money into a taxable environment
-Reducing your ability to fund future needs like long-term care

For example, £250,000 left invested could grow to nearly £450,000 over 10 years at 6%. Withdrawing early means giving up that potential.

With no major pension changes expected before April 2026, there is time to plan properly rather than act on fear.
Read our latest blog to understand the risks and make informed decisions: https://headwaywealth.com/headway-blog/are-you-considering-taking-your-pension-tax-free-lump-sum-now/


Capital at risk.

11/05/2026

How do you handle currency exposure when moving assets across borders?
Many think it’s all about timing but it really depends on the asset.
Selling property? A good exchange rate can save you thousands.
Long-term pensions? There’s often no need to rush.
Sometimes strategy matters. Sometimes you accept the rate.
💬 What’s your biggest concern with cross-border assets?

Capital at risk.

Capital Gains Tax continues to play a central role in UK wealth planning. While often triggered by a single transaction,...
08/05/2026

Capital Gains Tax continues to play a central role in UK wealth planning. While often triggered by a single transaction, its impact is cumulative. Over time, poorly timed disposals or missed reliefs can erode returns significantly.

As we move through 2026 and into the 2026/27 tax year, the framework is now clearer. For investors, property owners, and business founders, understanding the current capital gains rules is essential before making any disposal decisions.

Read our blog on the topic:
Capital Gains Tax in 2026 and 2026/27: What Investors and Business Owners Need to Know | Headway Health https://monkeylink.co/bcaab0


Capital at risk.

We’re pleased to welcome Ed Dowden to Headway Wealth.Based in Yorkshire, Ed brings over 15 years’ experience and a peopl...
06/05/2026

We’re pleased to welcome Ed Dowden to Headway Wealth.

Based in Yorkshire, Ed brings over 15 years’ experience and a people first approach, helping clients make confident, informed decisions and achieve their long term goals.

In our latest Q&A, Ed shares what drives him, his approach to client relationships and why he believes financial advice has never been more important.

Read the full blog here:
https://monkeylink.co/4e7a6e



Capital at risk.

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Durham
DH15JZ

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