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Crystal Clear Financial Planning Limited

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Crystal Clear Financial Planning Limited

Crystal Clear was established with one goal in mind – to help you get the right mortgage for you For mortgage advice, we charge an upfront fee of £199.

We currently cover the whole of the UK - with advisers based in Derbyshire, Nottinghamshire, Leicestershire, Birmingham, & Surrey. We strive to deliver quality customer and community experiences when and where you want them – whether that be in your home or in our office, we want you to feel comfortable discussing your financial needs. The initial consultation to establish your requirements is free. A further fee may be payable up to a total maximum of £498 - depending on your circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage. Crystal Clear Financial Planning Limited source from the whole of market, with the exception of bridging loans.

25/10/2026

Don’t let your mortgage creep up on you at night 🕛

Even a small change in interest rates or household costs can feel like a spell gone wrong. Are your mortgage plans ready for anything? 🧙

Share your potion… er, planning tips below! ✨

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

$No bones about it… some providers include fracture cover at no extra cost 👻Did you know that some providers, like LV1, i...$

23/10/2026

No bones about it… some providers include fracture cover at no extra cost 👻

Did you know that some providers, like LV1, include fracture cover at no extra cost as part of their Income Protection plans.

✅ A lump sum payout (up to £2,200 in a rolling 12 months) if diagnosed with a covered fracture.

✅ No waiting period — the payment is quick and flexible.

✅ Could be used for the following: physio, treatment, travel costs or just a little extra support while you recover.

✅ Covers 18 different types of fractures and it’s in addition to your main Income Protection benefit.

So, while broken bones can be scary, their finances don’t have to be🦴

Would you be surprised to learn fracture cover isn’t always an optional extra?

1- https://www.lvadviser.com/personal-protection/income-protection/cover-features?utm_campaign=149199060-july-2025-protection-tactical-income-protection-campaign&utm_source=individual&utm_medium=sales-email&utm_content=fracture-cover

As with all insurance policies, conditions and exclusions will apply.

21/10/2026

Past debts can creep into your future…but there are ways to keep them at bay 👻

Reviewing your mortgage or consolidating debt (safely) could help.

Although debt consolidation can lower your monthly payments and make them more manageable, it typically involves extending the repayment period, leading to higher total costs in the long run.

It is important to understand that consolidating loans by adding them to your mortgage transfers unsecured debt to secured debt, putting your home at risk. Therefore, it is advisable to seek guidance before making this decision.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

19/10/2026

“It won’t happen to me” or “It will be a waste of money”
These are a few phrases that we hear when we mention Protection, but life can be full of unexpected frights👻

Having a protection policy in place is like having a shield around yourself and your loved ones. The scary “what ifs” of life may never appear, but if they do, you’ll have a plan in place🛡️

Don’t let your world come crashing down around you, let us help you build that protective safety shield and embrace the peace of mind that comes with knowing that you have made provisions for the unexpected and protection for those who matter most❤

As with all insurance policies, conditions and exclusions will apply.

18/10/2026

🌟 September 2026 Star of the Month 🌟
At the start of each month, all our teams come together to nominate a colleague who they think has been a shining star 💫

For our September Star of the Month, the team voted for… Dan! 🎉
⭐ My vote goes to Dan this month for his dedication to the role and passing his recent exams! Dan's always active in the group chat asking questions or sharing his knowledge to the rest of the team. Well done Dan for your hard work and commitment.

⭐For referring the Wills team clients…thanks Dan :) !

⭐ Dan is always willing to go that extra step to expand his knowledge and develop his skills, allowing him to support even more clients. Whether its with webinars, skills development programme or more exams. It's great to see his commitment to learning. Well done Dan. May your troubles be less and your blessings be more!☘️

⭐ My Star of the Month vote goes to Dan! Despite being the furthest away from the rest of us and holding the fort in Ireland, Dan is always active in the group chat, sharing best practice, offering help and supporting others. He makes it feel like he isn't so far away.

Dan is always positive, open to trying different methods of lead generation and keen to keep learning and bettering himself, whether that's exploring new ways to generate business or taking his Irish CeMAP exams. His willingness to keep developing and share his knowledge with others is a real credit to him. Well done Dan the Mortgage Man!

Well done Dan - a very worthy star of the month🤩

And a big shoutout to our shining star runner-ups, Gemma, Lauren & Darren!

17/10/2026

Feeling rattled by your mortgage? Don’t let scary rates keep you up at night💀
We are here to help!

Remortgaging could help you secure a better deal, lower your monthly payments, or even release some extra cash.

With 6 months or less left on your current mortgage deal, now is the perfect time to get in touch. We can take a look at what’s available and find the right option for you🏠

Let’s make sure your finances are more treat than trick this Halloween🎃

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

16/10/2026

Join us in wishing our Mortgage & Protection Adviser, Graeme, the happiest of birthdays! 🎉🥳

Happy Birthday Graeme, we hope you have the best day.

Enjoy celebrating your special day!🤩

Best Wishes,
CCFPL Team x

15/10/2026

Why wait in the shadows? With Private Medical Insurance, you can skip the spooky waiting times and get the treatment that you need, when you need it 🪄

Because your health isn’t a trick, it’s a priority💚

Chat with one of our advisers to find the right PMI plan for you and your family.
📞 01332 382917 & 📧 [email protected]

As with all insurance policies, conditions and exclusions will apply.

13/10/2026

Avoid the scary stuff by getting mortgage-ready with these smart steps!👹

🏠Check your credit score -Make sure it’s accurate & up-to date.

🏠Save for more than just the deposit- Don’t forget stamp duty, solicitor fees, surveys and moving costs.

🏠Get your documents ready- Standard documents that lenders will normally want are; ID, payslips, bank statements and proof of deposit.

🏠Keep your finances steady- Avoid big spending sprees or new credit cards/loans before you apply.

🏠Speak to a broker early- Get expert guidance so you know what’s realistic and avoid nasty surprises.

Little steps now = fewer monstrous mistakes later!

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

12/10/2026

It’s just a normal day at Crystal Clear…if you ignore the fact that our head office has turned into Halloween headquarters!👻

You know we can’t let an occasion go by without decorating the office 🎃

Address

4 Street Georges House, Vernon Gate
Derby
DE11UQ

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.crystalclearfinancialplanning.co.uk/

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