David Hardy - Retirement Planning Specialist

16/01/2026

You’ve built a lot over the years and now you’re thinking about what comes next. Retirement is approaching and your priorities are shifting. It’s a time to take stock and make sure everything is aligned.
What can make a difference right now?

💡 Bring everything together: Reviewing pensions, ISAs and savings can give you a clearer picture of your options.
💡 Look ahead with confidence: Mapping out retirement goals helps you understand what’s possible.
💡 Protect what matters: From family security to wills and estate planning, it’s worth making sure nothing is missed.

You’ve worked hard to get here. Now it’s about turning that work into the life you want.

If you’d like a plan that gives you peace of mind about the years ahead, talk to us. Let’s plan with purpose.



An ISA is a medium to long term investment, which aims to increase the value of the money you invest for growth or income or both. The value of your investments and any income from them can fall as well as rise. You may not get back the amount you invested.

Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership 12/01/26

13/01/2026

🎯 Imagine knowing your finances are taken care of – not just for today, but for the future too.

That’s what financial advice gives you.
✅ Clarity
✅ Confidence
✅Calm
Because when you’re not worrying about money, you’re free to enjoy the life you’ve built.



Approved by The Openwork Partnership on 27/08/2025.
Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

23/10/2025

💭 Worried about the Autumn Budget? You're not alone. From pensions to tax, big financial changes could be on the way . We're keeping a close eye on what it might mean for you – and we're here to help. What are you most concerned about?
🟡 Higher taxes
🟡 Changes to your pension or ISA
🟡 Cuts or new rules
🟡 Something else
📩Speak to us if you're unsure. Planning ahead makes all the difference.
Approved by The Openwork Partnership on 13/08/2025.
Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

06/10/2025

💬 Only 9% of people in the UK have paid for financial advice - and that hasn’t changed in two years.
With rising costs and shifting regulations, many are missing out on expert guidance that could help them make smarter money decisions.
Financial advice isn’t just for the wealthy - it’s about:
✅ Making confident choices
📅 Planning for the future
🛡️ Protecting what matters most

📌 The right support can make all the difference.

Approved by The Openwork Partnership on 27/08/2025.

Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

22/09/2025

Only 11% of women feel confident about their retirement savings. That number should be higher because retirement isn’t just a dream, it’s a goal you can plan for. Saving for the future means creating options, freedom and peace of mind. Whether you’re just starting out or picking up momentum, every step counts. Build a plan that helps you feel secure, confident and in control of your retirement. Approved by The Openwork Partnership on 15/05/2025. Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

19/09/2025

📊 Financial advice isn’t just about spreadsheets and savings – it’s about you. Your dreams. Your goals. Your version of a good life. ✈️ Whether that’s travel, early retirement, or helping your kids take their first steps into adulthood – we’re here to help you make it happen.





Approved by The Openwork Partnership on 26/08/2025. Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

15/09/2025

👵Almost 90% of people receiving financial advice in the UK are aged 40 or over. While it makes sense for those in middle and later life to seek guidance on their finances, we believe everyone can benefit from good financial advice. The benefits of getting advice earlier are clear:
💰Build wealth
📖Proactive planning
💫Enhanced resilience
🤯Reduced stress.
Take control of your financial future, whatever your age, today.
Approved by The Openwork Partnership on 21/07/2025. Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

03/09/2025

When your money is in good hands, you get back something priceless – headspace. So dream bigger. Say yes more often. Plan that adventure.
🎯Financial advice isn’t about restricting your lifestyle – it’s what gives you the freedom to live it, fully.

Approved by The Openwork Partnership on 19/08/2025.
Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

02/09/2025

🗺️A financial plan is your personal roadmap to financial freedom.
It's not just about budgeting: it's about setting clear goals, making smart choices with your money, and building a secure future.
🎮Ready to take control of your money and build the life you truly want?

Approved by The Openwork Partnership on 07/07/2025.
Carter Thompson Wealth Management is a trading name of Carter Thompson & Associates Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

10/07/2025

20/05/2025