Sleight Wealth Management Limited

Sleight Wealth Management Limited We help our clients make better financial decisions with their money by providing specialised holistic financial advice.

We offer personalised advice on retirement and investment planning, life insurance, inheritance tax, later life advice and much more.

The recent attacks on the Iranian leadership and subsequent retaliatory actions across the Middle East have caused wides...
05/03/2026

The recent attacks on the Iranian leadership and subsequent retaliatory actions across the Middle East have caused widespread geopolitical volatility. Unsurprisingly, they have also left many investors wondering what actions they should now be considering.

Market events like this are highly uncertain, evolve quickly and cause significant market fluctuations. While tempting, trying to predict how these will unfold can destroy value over the long term. Looking through the noise, remaining invested and allowing returns to compound over the long term is usually the best strategy in building long-term wealth.



https://www.sleightwm.co.uk/article/detail/sjpp/keep-calm-and-carry-on-geopolitical-effects-on-markets-prove-temporary.html

✨🎄Merry Christmas from all of us at Sleight Wealth Management🎄✨This year, rather than sending out Christmas cards, we’ve...
19/12/2025

✨🎄Merry Christmas from all of us at Sleight Wealth Management🎄✨

This year, rather than sending out Christmas cards, we’ve chosen to donate to the St. James’s Place Foundation to support children who are physically, socially or economically disadvantaged.

All donations are matched by the SJP Foundation, meaning every contribution goes twice as far.

Our offices will close at midday on Wednesday 24th December and reopen on Friday 2nd January.

We’d like to take this opportunity to wish you all a wonderful Christmas and every success for 2026 ✨

Feeling overwhelmed by financial decisions? You’re not alone.  It can feel like trying to navigate a maze without a map....
10/12/2025

Feeling overwhelmed by financial decisions? You’re not alone.

It can feel like trying to navigate a maze without a map. That’s where tailored financial advice comes in - having a guide who helps you find the best route.

Personalised advice isn’t just about numbers; it’s about clarity and reassurance that you’re heading in the right direction. It's about being able to focus on what truly matters - enjoying life.

Financial confidence can turn those restless nights into peaceful sleep. It opens up possibilities - planning a holiday, supporting your children's education or even considering an earlier retirement.

Knowing you’re in control of your finances is a game changer.

What does financial peace of mind mean to you?

💷 Cash ISA allowance cut – what it could mean for saversThe Autumn Budget confirmed a notable change to ISA rules from A...
01/12/2025

💷 Cash ISA allowance cut – what it could mean for savers

The Autumn Budget confirmed a notable change to ISA rules from April 2027. For individuals under 65, the annual cash ISA allowance will reduce from £20,000 to £12,000. The overall ISA limit of £20,000 remains, meaning savers can still use the remaining portion across other ISA types if appropriate.

💡 At a glance:
• The total ISA annual limit stays at £20,000, but only £12,000 can be placed in a cash ISA for those under 65.
• Individuals aged 65 and over will continue to have a £20,000 cash ISA allowance.
• Stocks and shares ISA allowances are unchanged.

The government has stated that the aim is to encourage greater use of investment-based ISAs. However, the change has prompted discussion about whether altering allowances adds complexity for savers.

As Claire Trott, Head of Advice at St. James’s Place, notes:

“Any added complexity will bring confusion to savers - and that could compromise people’s futures.”

Some savers may continue to prefer cash-based options due to their lower risk, while others may consider a broader mix of ISA types depending on their goals and circumstances. What is suitable will vary from person to person.

With further tax and allowance changes expected over the coming years, professional advice can help ensure individuals understand how the rules apply to them before making decisions.

This content is for information only and does not constitute financial advice. The value of investments may fall as well as rise, and you may get back less than you invested.

Autumn Budget: What small business owners need to knowAt a glance:There are long-term cost pressures for SMEs including ...
28/11/2025

Autumn Budget: What small business owners need to know

At a glance:

There are long-term cost pressures for SMEs including higher minimum wage, and a cap on NI-free pension salary sacrifice contributions.

Investment and growth levers exist, but details are thin: EMI, VCT, and listing reliefs are referenced to aid scaling, but no new CGT or major relief updates are confirmed yet.

Plan for rising costs, reassess exit strategies, and stay alert to changes while acting now rather than waiting for future budgets.

This Budget arrived under unusual circumstances. The Office for Budget Responsibility accidentally released its report two hours early, creating confusion before the Chancellor even stood up. Outside Westminster, around 10,000 farmers were protesting, highlighting deeper economic discontent across multiple sectors.

Against this backdrop, the government leaned heavily on the language of growth, promising support for scale-ups, startups, and innovative businesses entering new markets.

Read more: https://www.sleightwm.co.uk/article/detail/sjpp/autumn-budget-what-small-business-owners-need-to-know

The levels and bases of taxation and reliefs from taxation can change at any time. Tax relief is dependent on individual circumstances.



We work in conjunction with an extensive network of external growth advisers and SME specialists, such as Elephants Child, who have been carefully selected by St. James's Place. The services provided by these specialists are separate and distinct to the services carried out by St. James's Place and include advice on how to grow your business and prepare your business for sale and exit.

Where the opinions of third parties are offered, these may not necessarily reflect those of St. James's Place.

Budget rundown - the ins and outs of the red box | 28 NovemberJoin our live expert webinar as we break down the key anno...
26/11/2025

Budget rundown - the ins and outs of the red box | 28 November

Join our live expert webinar as we break down the key announcements from the Chancellor’s Budget and what they mean for your finances.

Friday 28 November

12:30–13:30

Zoom Webinar

Open to clients and prospects

Featuring:
Hetal Metha | Chief Economist, St. James’s Place
Claire Trott | Head of Advice, St. James’s Place
Niki Patel | Tax & Trusts Specialist, St. James’s Place

🎙 Hosted by Iain McLeod | Head of Private Clients, St. James’s Place

We’ll cover:

• The broad economic implications
• Potential tax threshold changes
• Pensions and allowance updates
• ISA and savings incentives
• Inheritance Tax and trust planning
• Support for families, high earners and business owners
• Immediate actions to consider

Register now and get the clarity you need.
https://sjp-co-uk.zoom.us/webinar/register/6017621689527/WN_i8cdqgOfT9eKKRXhmxkoyg #/registration

The value of your investment can go down as well as up. You could get back less than you invested.

Taxation rules can change at any time and are dependent on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 21/10/2025

We now have more choice, more flexibility and more personal accountability for our retirement income. But how much do we...
05/08/2025

We now have more choice, more flexibility and more personal accountability for our retirement income. But how much do we need to save to feel ‘comfortably off’ once we stop working?

The Pensions and Lifetime Savings Association’s (PLSA) Retirement Living Standards help provide a budgeting benchmark for three different standards of living: minimum, moderate and comfortable.

If you’re planning your retirement lifestyle, these living standards are a practical starting point for anyone unsure about whether they need to be saving more into their pension.

Whether you’ve got 20 years to go before you retire or only a few, it’s vital to have an idea of just how much money you’ll need for a comfortable lifestyle once you stop earning a regular salary. Especially if you decide to retire before you reach State Pension age; which is rising to 67 from April 2026.

Read more: https://www.sleightwm.co.uk/article/detail/sjpp/whats-the-cost-of-a-comfortable-retirement

29/07/2025

If you’ve just joined the 4% of UK individuals with an income of £100,000 or more, congratulations. It’s a personal achievement that likely took years of hard work, late nights and careful saving and budgeting. And the number of those earning £100,000 or more is growing – in the 2022/23 tax year (the last year that data is available from HMRC) there were 1.35m people in the higher tax bracket – up 16% on the previous year.1

Since the national average UK salary is £37,5002, earning £100,000 should feel more than comfortable. Yet often, it doesn’t. Partly, because the cost of living has soared – but that affects all of us. More importantly, while wages have been steadily rising, personal tax thresholds have remained frozen since April 2021. As a result, more people are tipping into a higher tax band, and finding themselves falling unwittingly into the 60% tax trap.

Earning a six figure sum can feel like being caught between a rock and a hard place.

Read more: https://www.sleightwm.co.uk/article/detail/sjpp/how-you-can-beat-the-60-tax-trap

New Record! 🏁🏆James didn’t just finish The Wall in the early hours of Sunday morning - despite battling wind, rain and t...
16/06/2025

New Record! 🏁🏆

James didn’t just finish The Wall in the early hours of Sunday morning - despite battling wind, rain and thunderstorms, he managed to shave nearly 2 hours off his previous time!

What an outstanding achievement and we couldn’t be prouder.

Even more importantly, he’s raised over £2,000 for Mission Manang, which he and his wife Chandani were a part of. They travelled to Manang in Nepal, providing healthcare for underprivileged communities and training for the local doctors.

https://www.justgiving.com/page/james-chandani

A massive congratulations to both of you!

And he’s off! 🏁🏃‍♂️💪🏻James is taking on The Wall today and despite the rain, he’s in good spirits!70 miles from Carlisle...
14/06/2025

And he’s off! 🏁🏃‍♂️💪🏻

James is taking on The Wall today and despite the rain, he’s in good spirits!

70 miles from Carlisle to the Quayside… we’re cheering him on every step of the way as he takes on this incredible challenge!

https://www.justgiving.com/page/james-chandani

💪 9 days until James takes on The Wall for Mission Manang! 💪 James and his wife Chandani recently visited the remote reg...
05/06/2025

💪 9 days until James takes on The Wall for Mission Manang! 💪

James and his wife Chandani recently visited the remote region of Manang in Nepal, as part of a team of 25 dedicated doctors and dentists.

Through Mission Manang, they provided essential and life changing medical equipment, as well as training for local health workers to improve essential medical care, which they so desperately need.

To raise funds to support this remote community, James is taking part in The Wall - a gruelling 70 mile ultra marathon from Carlisle to the Quayside - not something for the faint hearted!

If you'd like to sponsor James, every pound raised directly impacts the health and wellbeing of the Manang community - potentially extending and enhancing lives.

https://www.justgiving.com/page/james-chandani

We'll be there cheering James on at the finish line! 🙌

With the recent announcements of US tariffs, it is understandable that clients may have concerns regarding the sudden ma...
08/04/2025

With the recent announcements of US tariffs, it is understandable that clients may have concerns regarding the sudden market volatility.

Although market falls can be difficult to live through, they are an inevitable part of long-term investing.

It can be all too tempting to make rash decisions which are driven by emotion rather than logic. However, it is those decisions that may pose a threat to your long-term financial health.

There will be narratives around how different things are now, how the world is changing. However, just as in 2008 and during Covid, it will be the same now.

Discipline, diversification and retaining a long term perspective are key. History shows that if you’ve got a good process, then you should be sticking with it.

We're here to answer your questions and help you to navigate the volatility and remain on track with your long term goals.

Address

16 Apex Business Village, Annitsford
Cramlington
NE237BF

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4:30pm

Telephone

+441912501655

Alerts

Be the first to know and let us send you an email when Sleight Wealth Management Limited posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share