NG Wealth Management

NG Wealth Management Based in Moira main street, my office is located within minutes of the M1 motorway and approximately 20 minutes from Belfast.

The office is modern, wheelchair friendly and offers a private meeting room and private off-street parking. I provide a full holistic approach to Wealth Management with my focus firmly on educating my clients on the importance of building and preserving their wealth now and in the long-term future, in order to provide them with a comfortable standard of living, something I'm extremely passionate about.

Now that the self‑assessment deadline has passed, many company directors are reviewing how they take income from their b...
27/02/2026

Now that the self‑assessment deadline has passed, many company directors are reviewing how they take income from their business.

Here, we explore why revisiting your profit‑extraction strategy matters - and how the right mix can support broader financial goals.

Read the full article: https://www.ngwealthmanagement.co.uk/dividend-vs-salary-why-getting-it-wrong-can-hurt

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 25/2/2026

A journey of a thousand miles must begin with a single step. Lao Tzu
21/02/2026

A journey of a thousand miles must begin with a single step. Lao Tzu

Going through a divorce is usually an emotionally difficult time but it also has ongoing financial implications. Amid th...
18/02/2026

Going through a divorce is usually an emotionally difficult time but it also has ongoing financial implications. Amid the transition, it can be easy to overlook some important steps that might shape your financial future. We look at five key areas to help keep your finances on track for the long term.

Anecdotally the beginning of the year sees a spike in people considering divorce, with January sometimes named “Divorce month” in reflection of this. Law firms often report an increase in divorce enquiries in the new year compared to previous months.

In reality, statistics from the Ministry of Justice (Family Court statistics1) show divorce levels are only slightly up compared to other times of the year. Between January to March 2025 there were 28,890 applications made over the course of the year. This fell to 26,412 between April and June 2025, while between July to September 2025 there were 26,153 divorce applications made.

However, there is no doubt that for many people the extended festive period can put extra pressure on strained relationships, while others see the new year as a natural point to make a fresh start.

Whatever the reason, deciding to divorce is a hard decision to make, and it is an unsettling time for any family. The difficulty is that, when emotions are running high, you are also expected to make some of the most important financial decisions of your life.

Read more: https://www.ngwealthmanagement.co.uk/getting-a-divorce-five-financial-tips-to-help-you-through-the-process

Meet Ian LuckettSelling up is a major transition for any business owner – even more so when you’re the third generation ...
11/02/2026

Meet Ian Luckett

Selling up is a major transition for any business owner – even more so when you’re the third generation of your family in charge.

For Ian Luckett, his family’s coach-travel business represented a lifetime’s hard work for himself, his brother, his father and grandfather – as well as the financial security of their loved ones. With the support of his financial adviser, Ian was able to realise the rewards of that hard work and secure his family’s future.

Read more: https://www.sjp.co.uk/individuals/client-stories/turning-a-family-business-into-family-wealth

Myth: Good financial planning has to be complicated.Fact: Most good planning is actually quite simple.It’s about underst...
10/02/2026

Myth:
Good financial planning has to be complicated.
Fact:
Most good planning is actually quite simple.

It’s about understanding the basics, knowing what allowances are available, and applying them consistently over time.

Complexity often creeps in when things haven’t been reviewed for a while and multiple small decisions stack up.

Tax Year End is a chance to strip things back, check the foundations, and make sure nothing unnecessary has built up.
Clarity almost always beats complexity.

Will your business fund the retirement you deserve? “Unfortunately, the current value of your business isn’t enough for ...
04/02/2026

Will your business fund the retirement you deserve? “Unfortunately, the current value of your business isn’t enough for you to retire” is never an easy conversation to have with a business owner. But it’s a familiar one for us here at Elephants Child. The good news is that there’s often a great deal that can be done to improve a business’s value and plan an exit strategy that supports your financial freedom figure.

Over the years, we’ve worked with many business owners who have a clear plan: sell the business and retire on the proceeds. More often than not, the initial valuation falls short of expectations. There’s a gap between their financial freedom figure – what’s needed to achieve financial independence and the retirement lifestyle they aspire to – and what the business is worth. Very occasionally, we’re able to deliver good news: the valuation is higher than expected, and we can move straight to a sale. Those are always good days.

Many factors influence the true value of a business. While earnings before interest, taxes, depreciation and amortization multiples provide a useful benchmark, they’re far from definitive. Client concentration, reliance on the owner, and the level of recurring revenue all play a significant role in arriving at an accurate valuation. Without a clear understanding of value, it’s impossible to plan effectively for the future.

Where the opinions of third parties are offered, these may not necessarily reflect those of St. James's Place.

Read more: https://www.ngwealthmanagement.co.uk/will-your-business-fund-the-retirement-you-deserve

SJP client Kay Skelton is a successful business owner and mother, who is embarking on a new stage in her life as a singl...
09/07/2025

SJP client Kay Skelton is a successful business owner and mother, who is embarking on a new stage in her life as a single parent.

Her strong relationship with her SJP Partner Trevor is helping her feel confident about the future for her and her daughter.

She and Trevor share their story of building trust over time and developing a long-lasting professional relationship.

Read more: https://www.sjp.co.uk/individuals/news/client-story-i-trust-my-adviser-to-have-my-back-whatever-happens



Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. Past performance is not indicative of future performance.

The advice provided to Kay Skelton was given after a full evaluation of their specific needs, circumstances and requirements. The solutions provided would not be suitable for most investors and the information provided does not constitute advice.

Address

115 Main Street
Craigavon
BT670LH

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+442892646700

Website

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