Britton Associates Wealth Management Ltd

27/10/2024

Hi All! This page will be closing - go give our new page Ballantine Wealth Management a follow.

08/07/2024

Labour’s decisive majority win in the General Election is likely to be initially taken positively by markets, according to St. James's Place (SJP) CIO, Justin Onuekwusi.

27/09/2023

Your 7-minute update on last week's market news:

Stock Take 📈: "In the words of the Bank of England's chief economist, the rate profile is now more Table Mountain than Matterhorn."
Wealth Check 💰: Any of us can find ourselves vulnerable at any point, but what do we mean by vulnerability when it comes to money?
In The Picture 📸: How do interest rates compare across the world?

partnership.sjp.co.uk

21/09/2023

If you're selling or exiting a business, you'll hopefully receive a significant cash sum – your reward for years of hard work. But before you sign the deal, it's essential to plan what you intend to do with the money.

If you're intending to pass your wealth on, how and when you do so has tax implications for your beneficiaries.

partnership.sjp.co.uk

20/09/2023

Selling a second property? Cashing in a share portfolio? When you sell a valuable asset that's gone up in value since you bought it, you may have to pay Capital Gains Tax or CGT on your profits.

partnership.sjp.co.uk

19/09/2023

Your 7-minute update on last week's market news:

Stock Take 📈: European Central Bank (ECB) lifted central interest rates another 0.25%.
Wealth Check 💰: Splitting assets with your other half can reduce Capital Gains Tax.
In The Picture 📸: The power of investing to beat inflation.

partnership.sjp.co.uk

14/09/2023

Let's dive into a key question for Pension Awareness Week: How much income will you need in
retirement?

The Retirement Living Standards from the Pensions and Lifetime Savings Association can be a good starting point. They categorise retirement lifestyles into three levels: minimum, moderate, and comfortable. Swipe below to find out more about which level may suit you best.

To succeed, build a pension pot that can provide your desired income. Contributions from employers, your own savings, and additional investments add to this pot. By investing in a pension, you enjoy the initial tax relief boost and tax-free growth over time, maximising your returns.

The secret to success? Start saving early.

Read more about the cost of a comfortable retirement here: https://lnkd.in/djC_bTY

Retirement standards figures taken from the Pension and Lifetime Savings Association: https://lnkd.in/gNe8Cgr

The value of your investment can go down as well as up. You could get back less than you invested.

Taxation rules can change at any time and are dependent on individual circumstances.

St. James's Place Representatives represent only St. James's Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 12/09/23

11/09/2023

Your 7-minute update on last week's market news

Stock Take 📈: September is often a tough month for markets and it hasn't started well with shares in  Apple, the world's most valuable company, falling more than 6%
Wealth Check 💰: What four habits should businesses get into?
In The Picture 📸: We look at retirement living standards as Pension Awareness Week starts.

partnership.sjp.co.uk

08/09/2023

Where do you turn when financial worries feel overwhelming?

It's National Su***de Prevention Day on Sunday 10 September. Every su***de is preventable, and every single financial problem is resolvable. Talking about managing your finances is about much more than money.

Check-in with friends and family. Just a quiet call or chat may help someone more than you know.

Here's where you can find support

partnership.sjp.co.uk

07/09/2023

After your early-stage has made some sales, it's tempting to look at your bank balance and think you're in a great position. But even with healthy customer numbers and revenue, in a small and growing company, things can get bumpy quickly if you don't implement sound financial-management measures.

partnership.sjp.co.uk

05/09/2023

In today's WeekWatch:

- 🍔 Is it a Whopper in reality? Inflation is still top of the menu.
- 🏢 How recently have you checked your death-in-service benefit details with your employer?
- 💰 And for business owners, some tips on how to manage the crossover between your company & personal finances

partnership.sjp.co.uk

31/08/2023

You should check whether your death-in-service benefit, a lump sum paid to your loved ones if you die while on the payroll of that company, has changed whenever you change jobs or get a promotion. It takes minutes online or a quick call to HR.

It could make a big difference to your family's financial wellbeing – and their Inheritance Tax (IHT) bill.

partnership.sjp.co.uk