Innes Reid Investments Limited

Innes Reid Investments Limited Innes Reid Investments Chester's leading Chartered independent financial advisers and planners.

Whether it be for investment opportunities, improving tax efficiency, planning and saving for your retirement, financing your personal goals or protecting your family or business, Innes Reid has the specialists to help and guide you through the whole process. Established in 1999, Innes Reid is an independent financial advisory company based in Chester. We have been awarded the much coveted 'Charte

red' status by the Chartered Insurance Institute (CII) - a measure of the very highest standards of professionalism and currently only held by approximately 440 financial planning companies in the UK. This status is only awarded to firms with a "commitment to developing and maintaining the knowledge and capability of their people". It also shows that we abide by a serious code of ethical practice and demonstrates our very clear commitment to our customers - setting us apart from our competitors. We have been voted No1 in Chester, on two occasions, by the FT Adviser Mystery Shopper Survey, most recently in May 2015, which endorses everything we try to do for our customers - helping them to secure their financial future without exposing them to unnecessary risks. The main focus of our business is to provide financial advice to individuals, private companies, partnerships and sole traders. Our financial planners are truly independent financial advisers (IFAs) which means they are authorised and registered and work for YOU.

18/06/2026

Clare, 57, business owner, came to us two years ago needing to review her pension funds for her future retirement.

We took the time to understand Clare’s personal finances and put a tailored plan together for her pensions, investments and savings to reach the goals she had in mind.

We asked Clare how Mark’s financial advice has helped her and her thoughts on the outcome so far?

"Mark’s advice and his vast knowledge has been invaluable. He provided honest and accurate information which I could easily understand, ensuring my investments were placed in appropriate funds to maximise growth."

Have you seen the outcome you were hoping for?
"I have been very happy with the advice Mark gave and extremely pleased with the growth achieved."

By taking the time to understand your individual goals, we can work together to create a robust plan that suits your needs.

Financial planning is not a one-size-fits-all. If you’d like to speak face to face with an independent financial planner contact our team to arrange a time that’s right for you.

We provide a one-hour free initial conversation, with no obligation to work with us thereafter.

👉How to get in touch
[email protected]
Visit our website to book
Call 01244 347 583

Chester office open 9-5.30 Monday to Friday.

Could a promotion leave you paying 60% tax?Professionals crossing the £100,000 income threshold can come with an unwelco...
16/06/2026

Could a promotion leave you paying 60% tax?

Professionals crossing the £100,000 income threshold can come with an unwelcome surprise. A little-known tax rule means that as your income increases between £100,000 and £125,140, you could face an effective tax rate of 60% due to the gradual loss of your Personal Allowance.

Referred to as the "tax trap", recent research suggests it's influencing career decisions, with some high earners turning down promotions, bonuses, and pay rises to avoid the additional tax burden.

Our latest insight explores how the tax trap works, the additional impact on childcare benefits and gives three strategies that may help improve your tax efficiency.

LEARN MORE HERE 👉 https://innesreid.co.uk/why-earning-over-100000-doesnt-have-to-mean-falling-into-a-tax-trap/

This blog is for general information only and does not constitute financial advice, which should be based on your individual circumstances. The information is aimed at retail clients only.

If you are unsure where your money could take you, kick start your confidence with the Wealth Calculator. Answer four si...
11/06/2026

If you are unsure where your money could take you, kick start your confidence with the Wealth Calculator.

Answer four simple questions about your current financial circumstances and gain valuable insights into what you are working towards.

It's a quick, easy-to-use tool for a personalised example
of your potential retirement pot.

Try here: https://innesreid.co.uk/wealth-calculator/

10/06/2026

If you’ve ever wondered what to say, or wish you could confidently be a part of the conversation, now is the time to subscribe.

Global markets can change on a daily basis, know your facts and give your view next time global markets pop into the chat.

Subscribe to our weekly Market Update and you’ll receive a bullet point review of key events happening in the world now and how they’re affecting global markets.

SUBSCRIBE HERE: https://mailchi.mp/innesreid/marketupdate

10/06/2026

If you’ve ever wondered what to say, or wish you could confidenlty be a part of the conversation, nows the time to subscribe.

Global markets can change on a daily basis, know your facts and give your view next time global markets pop into the chat.

Subscribe to our weekly Market Update and you’ll receive a bullet point review of key events happening in the world now and how they’re affecting global markets.

Tap the link in our bio to subscribe today.

Welcome to the team, James!We're excited to introduce the newest member of the Innes Reid, James Hough, joining us as pa...
04/06/2026

Welcome to the team, James!

We're excited to introduce the newest member of the Innes Reid, James Hough, joining us as part of our Administration team! 👏

James brings a great enthusiasm to the office and a real passion for delivering an exceptional client experience. With his sights set on a future in paraplanning, he's already hitting the ground running and we couldn't be happier to have him on board.

Welcome to the team, James, we're thrilled to have you! 🙌

Putting off your tax planning can sound like:❌ "I always mean to sort my ISA but leave it too late"❌ "I'm not sure I'm m...
03/06/2026

Putting off your tax planning can sound like:

❌ "I always mean to sort my ISA but leave it too late"
❌ "I'm not sure I'm making the most of my pension contributions"
❌ "I've got assets I need to sell but I don't know the tax implications"
❌ "I worry about Inheritance Tax but don't know where to start"

If any of the following sound familiar, our latest article is worth a few minutes of your time:

The good news, if this does sound familiar, you're not alone, all of these concerns have straightforward answers when you plan early.

Read our latest insight: Powerful Reasons to Use Your 2026/27 Allowances and Exemptions Now.

Tap the link to learn more:
https://innesreid.co.uk/powerful-reasons-to-use-your-2026-27-allowances-and-exemptions-now/

28/05/2026

How to find us.

Dee House is our home, situated on Hoole Road, right in the heart of Hoole, Chester.

If you’re coming to us to meet with one of our independent Financial Planners use the postcode CH2 3NJ to find us.

We have onsite parking situated at the side of our building on Westminster Road. Worth noting: Westminster Road is a one way street so make sure you pass through the Hoole highstreet on your way round.

Early to your meeting? We’re surrounded by incredible independent coffee shops and eateries just a short walk from Dee House.

Our team would recommend for coffee lovers, for incredible sandwiches, for a fresh baked sweet treat, and if you’re looking to stay for dinner.

We can’t wait to meet you.

A long life lived well is something worth planning for.More of us are living longer than ever before. That's brilliant n...
19/05/2026

A long life lived well is something worth planning for.

More of us are living longer than ever before.

That's brilliant news, but it does raise an important question: is your financial plan built to last as long as you are?

Planning for a longer life isn't about worrying, it's about giving yourself the freedom to enjoy it fully, on your own terms.

READ THE GUIDE:

How to plan for a 100-year life.https://innesreid.co.uk/wp-content/uploads/2026/05/IR-Guide-How-to-plan-for-a-100-year-life.pdf

14/05/2026

You may think the hard work is done once you retire. But the reality is a little different...

Now, the real decisions begin,
the focus shifts to making sure your pension can support the rest of your life.

If you’re already retired or approaching it,
this is well worth a read...

How to manage your pension to protect your retirement lifestyle

👉Tap the link to read: https://innesreid.co.uk/managing-your-pension-withdrawals-to-protect-your-retirement-lifestyle/

Walk into your retirement with confidence.

Address

Dee House, Hoole Road
Chester
CH23NJ

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+441244347583

Website

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