What are the opening hours?

Monday 8:45am - 1pm 1:45pm - 5:30pm Tuesday 8:45am - 1pm 1:45pm - 5:30pm Wednesday 8:45am - 1pm 1:45pm - 5:30pm Thursday 8:45am - 1pm 1:45pm - 5:30pm Friday 8:45am - 1pm

Carleys

Based in Medway, Kent.

Carleys (formerly The Carley Partnership) are a long established, proactive firm of Chartered Accountants with over 70 years of experience!

02/06/2026

If 2026 has taught businesses anything, it’s that payroll is no longer something you can afford to “just manage.”

With constant legislative updates, new HMRC reporting requirements, wage increases, changing SSP rules, stricter holiday pay records, and expanding employee rights, payroll has become more complex than ever. 📊

From April, employers must now report exact employee hours through RTI submissions, while National Minimum Wage rates, statutory family pay, and day-one employment rights continue to evolve. Keeping compliant is becoming a full-time job in itself.

That’s why more businesses are turning to outsourced payroll support — and why our expert payroll team at Carleys has seen growing demand throughout 2026.

With over 30 years of payroll experience, our specialists help businesses stay compliant, accurate, and stress-free while freeing up valuable time to focus on running their business.

Payroll isn’t just about paying staff anymore, it’s about navigating legislation, avoiding penalties, and protecting your business. ✅

If payroll is becoming a headache, let the experts handle it for you.

📧 [email protected]
📞 01634 394045

28/05/2026

Is the Small Salary & Dividends model still worth it in 2026/27? 🤔

With the new tax year underway and a 2% rate hike in play, many business owners are rethinking how they take income.

📊 Here’s the reality:
For a £100k draw-down, dividends are still just coming out on top.

✔️ Tax-efficient compared to a full salary
✔️ Lower National Insurance exposure
✔️ Flexibility in how and when you extract profits

⚠️ But it’s not one-size-fits-all:
• Changes in tax rates can impact the overall benefit
• Profit levels and personal circumstances matter
• Getting the balance wrong can cost you more

That’s why reviewing your remuneration strategy each year is key.

At Carleys, we help you structure your income in the most tax-efficient way, so you keep more of what you earn.

Get in touch today:
📞 01634 394045
🌐 carley.co.uk

26/05/2026

Is your business lease the first thing you should review under the new FRS 102 changes?

As businesses settle into the updated financial reporting rules effective from January 2026, lease accounting is becoming a major talking point. 📊🏢

Under the revised FRS 102 (Periodic Review 2024), most leases previously treated as operating leases must now appear on the balance sheet as:
✔️ A Right-of-Use (ROU) asset
✔️ A lease liability

What does this mean for your business?

📈 Increased assets and liabilities
📉 Changes to gearing ratios
💷 Potential impact on lending arrangements and bank covenants
📊 Higher EBITDA figures

For many businesses, leases could significantly change how the balance sheet looks — and how lenders assess financial strength.

The good news? The FRC has introduced the optional “Obtainable Borrowing Rate” (OBR), helping simplify the discounting process compared with IFRS 16.

Now is the time to review your lease commitments and understand how these changes could affect your reporting and finance discussions.

Need guidance on how the new FRS 102 rules impact your business? Our team at Carleys is here to help. 🤝

📧 [email protected]
📞 01634 394045

08/05/2026

Just gone VAT registered and unsure about the Flat Rate Scheme? 🤔
You’re not alone. This is one of the most common questions we get from growing businesses.

✔️ Pros:
• Simpler bookkeeping (less admin!)
• Potential to keep a small margin between what you charge and pay HMRC
• Predictable VAT payments

⚠️ Cons:
• You can’t reclaim VAT on most purchases
• May not be beneficial if you have high expenses
• Fixed rates don’t always reflect your actual costs

Choosing the right scheme can make a real difference to your cash flow and time.

At Carleys, we help you weigh up the options and make the right call for your business, so you stay compliant and efficient.

Get in touch today:
📞 01634 394045
🌐 carley.co.uk

30/04/2026

Who knows your business better than your accountant? 🤝
As your business grows, having the right support in place can make all the difference, especially when it comes to big financial decisions.

That’s where corporate finance support comes in.

We help you plan with confidence
From preparing detailed business plans to building robust financial forecasts, we make sure your numbers tell the right story.

We strengthen your position
Clear, well-prepared proposals can make all the difference when approaching lenders or investors.

We present you at your best
With our experience, we can help position your business professionally with your chosen financial source.

The right advice doesn’t just support your plans, it helps make them happen.

👉 Speak to Carleys today and see how we can support your next move.

Get in touch:
📞 01634 394045
🌐 carley.co.uk

29/04/2026

Think filing late is “just a fine”? Think again. ⏰

Most business owners know about the £100 penalty…
But the real cost of late filing goes far beyond that.

Penalties escalate quickly
Miss deadlines repeatedly and those £100 fines can jump to £500 each time. HMRC is paying attention.

Your reputation takes a hit
Late filings can trigger compliance reviews and raise red flags.

It can affect your credit profile
Lenders and credit agencies look at your filing history and it can impact your ability to borrow.

Deals can fall through
If you’re seeking funding or planning a sale, investors will check your compliance. Late filings can complicate — or even derail opportunities.

The reality? It’s not just a deadline… it’s your business credibility on the line.

Stay ahead of deadlines and avoid unnecessary risks, speak to your accountant
We’re here to keep everything on track.

Get in touch with Carleys today:
📞 01634 394045
🌐 carley.co.uk

27/04/2026

Your business is taking off 🚀
Profits are up, opportunities are growing… and you’re finally in a position to pay yourself more.

But here’s the catch 👇
Earning over £100,000 can trigger the “60% tax trap” where your personal allowance is reduced, meaning you could lose a significant chunk of that extra income.

So, what can you do?

Plan your income wisely
Consider taking dividends instead of a higher salary where appropriate.

Make the most of pensions
Increasing contributions can reduce your adjusted net income and support your future.

Use salary sacrifice
A tax-efficient way to lower taxable income while boosting benefits.

Give strategically
Charitable donations can also help bring income back below key thresholds.

The key? Don’t just earn more, plan smarter.

👉 Speak to your accountant early. With the right strategy, you can grow your income without falling into unnecessary tax traps.

Ready to make your money work harder? Get in touch with Carleys today:
📞 01634 394045
🌐 carley.co.uk

23/04/2026

Thinking of selling your business? 💼
Before you take the leap, make sure you’re truly prepared, it could make a significant difference to your valuation and the smoothness of the sale.

Get your financials in shape.
Ensure at least 3 years of accurate accounts, tidy up debts, and remove non-essential assets.

Boost profitability...
Even small efficiencies can increase your business value.

Plan ahead...
Strong forecasts and a well-managed pipeline show buyers real growth potential.

Strengthen operations...
Reduce reliance on you, document processes, and diversify clients and suppliers to minimise risk.

But most importantly…
👉 Tell your accountant early, we can help you maximise value and guide you every step of the way.

Ready to start the conversation? Get in touch with Carleys today:
📞 01634 394045
🌐 carley.co.uk

17/04/2026

⏰ Doctors: Don’t delay your Remediable Pension Savings Statement!

If you’ve received your statement, time is critical. You only have a limited window to review and act and after one year, you may lose the ability to reclaim accountancy fees for dealing with this altogether.

These statements can be complex, and it’s not always clear whether you’ve been affected or what action is required. But ignoring it could mean missing out on valuable tax relief or facing unexpected liabilities later. 💡

Taking advice early ensures you can make informed decisions with confidence.

At Carleys, our specialist medical team supports doctors through every step, simplifying pension rules and helping you secure the best possible outcome.

Don’t leave it too late.

Contact us today:
📞 01634 394045
📧 [email protected]

14/04/2026

Deadlines are now behind us, but does that mean it’s time to ease off?
In reality, this is one of the most valuable points in the financial year. With self assessment filing deadlines met, attention can turn to forward planning, strategy and identifying opportunities for improvement

The first meeting of the new tax year is more than a check-in, it’s a chance to set clear direction, review performance, and ensure your business is positioned for the months ahead

At Carleys, we work closely with our clients to make this stage count, whether that’s at our office or at your premises.
Take the opportunity now to plan with purpose.

Arrange your first meeting of the tax year:

📧 [email protected]
📞 01634 394045

Address

The Fitted Rigging House, Anchor Wharf
Chatham
ME44TZ

Opening Hours

Monday	8:45am - 1pm
	1:45pm - 5:30pm
Tuesday	8:45am - 1pm
	1:45pm - 5:30pm
Wednesday	8:45am - 1pm
	1:45pm - 5:30pm
Thursday	8:45am - 1pm
	1:45pm - 5:30pm
Friday	8:45am - 1pm

Website

https://www.carley.co.uk/

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