Sally Johns Financial Planning

01/06/2022

How to protect your financial wellbeing in an energy crisis

Runaway energy prices are affecting people across the wealth spectrum and could impact financial and general wellbeing.

There are steps you can take to regain a sense of control.
As energy costs rise, a few simple lifestyle changes could benefit your finances and the planet.

Financial-planning tips to beat inflation include reviewing your budget and ensuring your pension and investments are still on track to meet your long-term goals.

Sally Johns Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority.

How to protect your financial wellbeing in an energy crisis

25/05/2022

Dealing with financial shock – and how protection can keep your accumulation plans on track.

Even carefully laid financial plans can easily be knocked off track by unexpected events, as the past few years have emphatically demonstrated.

The importance of income protection and being able to make clear-headed decisions become even greater when household finances are under pressure.

Investing with a purpose and having an adviser on hand can prevent short-term crises from undermining longer-term aspirations.

Sally Johns Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority.

Dealing with financial shock – and how protection can keep your accumulation plans on track

18/05/2022

The Value of Financial Advice

An adviser can help you define your goals, establish how realistic they are in terms of your present circumstances, and then invest your money in a way that matches your objectives - ultimately giving you the peace of mind that comes with knowing you're on the right path.

The value of advice

11/05/2022

How to protect your financial wellbeing in an energy crisis

Runaway energy prices are affecting people across the wealth spectrum and could impact financial and general wellbeing There are steps you can take to regain a sense of control.

As energy costs rise, a few simple lifestyle changes could benefit your finances and the planet.

Financial-planning tips to beat inflation include reviewing your budget and ensuring your pension and investments are still on track to meet your long-term goals.

How to protect your financial wellbeing in an energy crisis

04/05/2022

Why retirement will soon be an outdated concept

At a glance
What was once a passive retirement journey, with savers knowing what to expect but having little control, is giving way to a much more active experience.

Retirement will be very different for younger generations – and it may well cease to exist as we know it.

With responsibility shifting even more to the individual, expert pension advice will become more important than ever.

Why retirement will soon be an outdated concept

30/03/2022

Why higher taxes make pension and ISA planning crucial

Sally Johns Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority

Why higher taxes make pension and ISA planning crucial

23/03/2022

Maximising your pension allowances is even more important as inflation soars.

Begin by letting us help you understand: https://www.sjp.co.uk/news/stop-prices-rises-damaging-your-retirement-spending-power

Sally Johns Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority

As inflation soars to its highest level in a decade, maximising your pension allowances becomes even more important for protecting your retirement income

16/03/2022

What is pension tax relief?
When it comes to saving for retirement, the government currently offers a helping hand.

09/03/2022

Make sure you don’t miss out on your tax-saving opportunities
Don’t let your tax allowances go to waste – here’s our checklist of things to do before the end of the tax year.

02/03/2022

While their tax-efficiency makes pensions essential to any retirement savings plan, they’re just part of a bigger toolkit available to savers and investors. Help maximise your savings by considering other options to run alongside your pension:

https://partnership.sjp.co.uk/article/detail/sjpp/why_isas_are_a_valuable_shield_against_tax_in_retirement.html

Have any questions? Don't hesitate to ask The value of your investment can go down as well as up. You could get back less than you invested.

Sally Johns Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority

Lining up your tools – why ISAs are a valuable shield against tax in retirement

23/02/2022

How can tax planning pay for itself? Dealing with tax might seem like a chore, but it can help to take full advantage of your allowances, save money and avoid unexpected bills: https://partnership.sjp.co.uk/article/detail/sjpp/how-tax-planning-can-pay-for-itself.html

Have any questions? Don't hesitate to ask

Sally Johns Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority

How tax planning can pay for itself

16/02/2022

How to make your pension work harder for you this tax year.

Pensions are a smart ingredient to use when it comes to planning for your financial future.

Have any questions? Don't hesitate to ask

Sally Johns Financial Planning is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority