Samantha James- Senior Mortgage & Protection Consultant

Samantha James- Senior Mortgage & Protection Consultant Mortgage & Protection Consultant at Affinity Financial, based in Carmarthen.

What a wonderful night & well organised event. It was even better being winners. What a team we have here Affinity Finan...
28/04/2026

What a wonderful night & well organised event. It was even better being winners. What a team we have here Affinity Financial 🫶🏼

https://m.facebook.com/story.php?story_fbid=122161329692739121&id=61572173652610

WEAA 2026 - The Winners Are

The champions of the Welsh property industry were officially crowned on Thursday evening at the glittering 2026 Welsh Estate Agency Awards (WEAA).

Held at the iconic Hilton Hotel in Cardiff, the event brought together the nation’s top agencies to celebrate excellence and innovation in what has proven to be the most competitive year in the ceremony’s history.

The winners are as follows: https://www.weaa.co.uk/blog/

🐾
03/04/2026

🐾

✨ 2027 Diary Now Open ✨

We’re now taking bookings for 2027 (open through to October)!
If you’re looking for a peaceful countryside escape in Wales, our place might be just what you need 🌿
🐾 Totally dog friendly – no limit on dogs or their breed
🌲 Private 25-acre woodland to explore
🔒 Secure 6-foot enclosed area for peace of mind
⛰️ Beautiful rural mountainside location
🔥 Cosy log fire inside the house
🛏️ Sleeps up to 6 guests
🛁 Log-fired hot tub for those perfect relaxing evenings

Whether you’re after long woodland walks, quiet nights by the fire, or a getaway where your dogs are as welcome as you are – we’ve got you covered.
Click below to book 👌🏼
www.ybeudycottage.wales

Morning everyone 😊I still get messages every week asking if I’m still working as a mortgage advisor (I know I don’t post...
24/03/2026

Morning everyone 😊

I still get messages every week asking if I’m still working as a mortgage advisor (I know I don’t post much about work on here!), and the answer is… yes, absolutely!

I’ve been qualified for almost 10 years now and still genuinely LOVE what I do 🏡

Here’s a little reminder of how I can help:
• Residential mortgages (including 100% mortgages)
• Buy to Let
• Equity Release
• Self Builds
• Help to Buy
• Interest Only mortgages
• Second charge mortgages
• Life & Home Insurance
• Pensions & Investments
• Wills

We also offer a FREE remortgage service for all Hywel Dda employees 🤍

Appointments can also be carried out in Welsh 🏴󠁧󠁢󠁷󠁬󠁳󠁿

If you need any advice or just want to chat through your options, feel free to drop me a message anytime – always happy to help 😊
📞 07778 147933
📧 [email protected]
💻 Affinity Financial

Your home may be repossessed if you do not keep up repayments on your mortgage.

Dydd Gŵyl Dewi Hapus.Happy St David’s Day. ❤️ 🏴󠁧󠁢󠁷󠁬󠁳󠁿Today we celebrate more than a saint.We celebrate who we are.A smal...
01/03/2026

Dydd Gŵyl Dewi Hapus.
Happy St David’s Day. ❤️ 🏴󠁧󠁢󠁷󠁬󠁳󠁿

Today we celebrate more than a saint.
We celebrate who we are.

A small nation with a dragon on its flag.
A beautiful language.

A country that sings louder than those ten times its size.

Through coal dust and chapel hymns.
Through slate quarries and stadium roars.
Through pride. Through hardship. Through history.

We are still here.
And we always will be.

Cymru Am Byth 🏴󠁧󠁢󠁷󠁬󠁳󠁿

🏡 Only a 2% deposit?! Yes, really.Buying your first home could be closer than you think 💭A brand-new mortgage just launc...
07/02/2026

🏡 Only a 2% deposit?! Yes, really.

Buying your first home could be closer than you think 💭
A brand-new mortgage just launched allows first-time buyers to borrow up to 98% of the property value — meaning just a 2% deposit 💥
💷 From £10,000 to get started
✨ Why people are loving this:
✔️ One of the highest LTV mortgages available
✔️ 5-year fixed rate for stability
✔️ No product fee
✔️ Free valuation + £250 cashback
✔️ Gifted deposits accepted
This is designed to help first-time buyers get on the ladder sooner — without waiting years to save a huge deposit.

📩 Think this could work for you? Message us to find out more!
📞 07778 147933
📧 [email protected]
Affinity Financial
First-time buyers only. Eligibility criteria apply.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

UK Mortgage Outlook 2026:Interest rates are easing, buyer confidence is returning, and remortgaging activity is set to s...
12/01/2026

UK Mortgage Outlook 2026:
Interest rates are easing, buyer confidence is returning, and remortgaging activity is set to surge as many fixed deals come to an end. House prices are expected to see modest growth, with affordability improving slowly. If your rate expires soon, start planning early — 2026 could offer new opportunities.

Contact us for personalised advice!

👨🏻‍💻Visit our website www.affinityfinancial.co.uk

📞Call us on 07778 147933

📧Email us on [email protected]

Affinity Financial

* YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

🎉 2025 What a year! 🎉I’m incredibly proud to say that this has been my best year yet since qualifying as a Mortgage & Pr...
15/12/2025

🎉 2025 What a year! 🎉

I’m incredibly proud to say that this has been my best year yet since qualifying as a Mortgage & Protection Adviser in 2016.

On top of that, I’m excited to share that we are now Directly Authorised – a huge milestone that allows us to offer even more support, flexibility and long-term value to our clients.

💼 So what do we actually help with?

🏡 Mortgages
• First-time buyers
• Home movers
• Remortgages
• Buy-to-let
• 2nd charge mortgages
• Self-employed & complex cases

🛡️ Protection & Insurance
• Life insurance
• Critical illness cover
• Income protection
• Family protection
• Home & buildings insurance
• Landlord insurance
• Mortgage protection

📈 Financial Planning
• Pensions
• Investments
• Wills & estate planning

Whether you’re buying your first home, reviewing your current mortgage, protecting your family, or planning for the future, I offer clear advice, personal service and support from start to finish.

Thank you to every client, introducer and supporter who’s trusted us this year — here’s to what’s next! 🥂

📩 If you’d like a review or a no-obligation chat, feel free to message me, we still have plenty of availability in 2025 👌🏻

👨🏻‍💻Visit our website www.affinityfinancial.co.uk

📞Call us on 07778 147933

📧Email us on [email protected]

Affinity Financial

* YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

It's been an incredible few weeks for the team here at   Affinity Financial 🎉First, we were honored to win Best Mortgage...
24/10/2025

It's been an incredible few weeks for the team here at Affinity Financial 🎉

First, we were honored to win Best Mortgage Brokerage in Wales 2025 at the ESTAS in London, and just last night, we had the privilege of attending the Action for Children Cymru charity event. It was incredible to see so much money raised!

2025 is shaping up to be a year to remember, with exciting changes on the horizon. Stay tuned – we can’t wait to share what’s coming next! ✨

☀️ After a lovely 2.5 weeks off, I’m officially back to work! 🏡💼If you’ve been thinking about reviewing your mortgage, p...
15/09/2025

☀️ After a lovely 2.5 weeks off, I’m officially back to work! 🏡💼

If you’ve been thinking about reviewing your mortgage, protection cover, or just want a bit of advice on your options, now’s the time.
My diary is open again and I’m booking appointments — feel free to drop me a message! 📩

09/09/2025

🌟 We’re delighted to once again be sponsoring Carmarthen Stars U12’s for the upcoming season! ⚽️✨

At Affinity Financial, we’re proud to continue investing in our local community through grassroots sport, supporting one team at a time.

It’s a privilege to continue supporting such a fantastic group of young players and to be part of their journey both on and off the pitch.

Wishing the team, coaches, and families the very best of luck for the season ahead. We’ll be cheering you on from the touchline! 🙌

Address

Carmarthen

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+447778147933

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