R J Financial Planning Ltd - Senior Partner Practice of St. James's Place

R J Financial Planning Ltd - Senior Partner Practice of St. James's Place Welcome to RJ Financial Planning
Croeso i RJ Financial Planning

WeekWatchIn 6 minutesBurnham’s business pitchWith the Autumn Budget now less than two months away, prime minister Andy B...
01/09/2026

WeekWatch
In 6 minutes

Burnham’s business pitch
With the Autumn Budget now less than two months away, prime minister Andy Burnham has moved to reassure firms about what lies ahead. In an interview with the Financial Times, Burnham said he would look to ‘take pressure off’ businesses.

SJP Approved 01/09/2026

Federal Reserve chairman Kevin Warsh voiced concerns over stubborn inflation in the US economy during his keynote speech at last week’s Jackson Hole Economic Policy Symposium.

🤝 Keeping it in the family: planning ahead for business succession👀 At a glance in 4 minutes🗂️ Achieving a successful ha...
25/08/2026

🤝 Keeping it in the family: planning ahead for business succession
👀 At a glance in 4 minutes

🗂️ Achieving a successful handover of your business to a family member typically comes down to three aspects: early planning (ideally five to 10 years in advance), having a full understanding of the value of the business, plus open communication with all involved parties to ensure fairness.

SJP Approved 10/08/2026

Achieving a successful handover of your business to a family member typically comes down to three aspects: early planning (ideally five to 10 years in advance), having a full understanding of the value of the business, plus open communication with all involved parties to ensure fairness.

👀 WeekWatchIn 7 Minutes📈 Stock TakeAI earnings help fuel record S&P 500 + The UK economy - fastest growth in the G7. 💷 W...
20/08/2026

👀 WeekWatch
In 7 Minutes

📈 Stock Take
AI earnings help fuel record S&P 500 + The UK economy - fastest growth in the G7.

💷 Wealth Check
Burnham urged to dispel rumours of pension lump sum changes.

🖼️ In The Picture
As the fifth heatwave of the summer subsides, farmers and supermarkets are warning that the extreme weather conditions are likely to lead to higher food costs.

SJP Approved 17/08/2026

The S&P 500 reached a record high this week buoyed by low US producer and consumer inflation readings in July indicating inflationary pressures are being contained. A stream of strong AI earnings releases reinforced bullish sentiment.

16/08/2026

Am wythnos arbennig! Eisteddfod Genedlaethol y Garreg Las 🏴󠁧󠁢󠁷󠁬󠁳󠁿
Roedd yn hyfryd cyfarfod â chleientiaid, dal i fyny gyda ffrindiau, a gwneud cysylltiadau newydd â phobl o bob cwr o’r wlad! Wythnos llawn sgyrsiau, chwerthin a digon o ysbryd Cymreig! Diolch yn fawr i bawb a gymerodd yr amser i ddod i’n gweld ni — ac am gefnogi ein ymgyrch i godi a***n i Cancer Research Wales a Cardigan Cancer Care

When finances change overnight: inheritance, divorce and new responsibilitiesAt a glance- Losing a partner, a parent, or...
13/08/2026

When finances change overnight: inheritance, divorce and new responsibilities

At a glance
- Losing a partner, a parent, or going through a divorce, are among the most difficult life experiences you can face. It can happen quickly too, without much warning. Not only will there be strong and complex emotions to deal with, but for many women it means a sudden and significant change to their finances.

For some women it might be the first time they’ve had to manage a property, investments, or a large sum of cash on their own.

Making decisions about your wealth at such pivotal points in life can be stressful and overwhelming. So how can women be confident they’re making the right choices for their future when their finances change overnight?

Losing a partner, a parent, or going through a divorce, are among the most difficult life experiences you can face. It can happen quickly too, without much warning. Not only will there be strong and complex emotions to deal with, but for many women it means a sudden and significant change to their f...

05/08/2026


👀 WeekWatch6 minutes📈 Stock TakeNew prime minister, same old struggles- The reality is Burnham and Healey face the same ...
27/07/2026

👀 WeekWatch
6 minutes

📈 Stock Take
New prime minister, same old struggles

- The reality is Burnham and Healey face the same issues as their predecessors, including high levels of national debt, sticky inflation and low productivity growth going back years. Burnham has confirmed his government will stick to existing fiscal rules, which currently offer little wiggle room for a chancellor to exploit. After a few relatively low level ‘giveaways’ in the first week, all eyes will be on the Autumn Budget for a more concrete feel of the direction of the government may now take.

💷 Wealth Check
Burnham’s first week as prime minister

- Andy Burnham’s first few days as UK prime minister began with a series of announcements aimed at reducing the cost of living.
- These included pledging to exempt those whose only income is the state pension from income tax, a forthcoming cut to VAT on energy bills and introducing a £2 cap on bus fares.

🖼️ In The Picture
- The number of people above state pension age who pay income tax is set to rise by more than half between 2019/20 and 2026/27.

SJP Approved 27/07/2026

Andy Burnham topped the British political landscape last week, becoming the country’s seventh prime minister in ten years.

🏴󠁧󠁢󠁷󠁬󠁳󠁿 Fancy going to Llantood?STAND - 1️⃣1️⃣0️⃣4️⃣🎪 Come and celebrate 850 years since the very first Eisteddfod with ...
22/07/2026

🏴󠁧󠁢󠁷󠁬󠁳󠁿 Fancy going to Llantood?

STAND - 1️⃣1️⃣0️⃣4️⃣

🎪 Come and celebrate 850 years since the very first Eisteddfod with us, at Eisteddfod y Garreg Las from 1st–8th August.

🏴󠁧󠁢󠁷󠁬󠁳󠁿 We look forward to welcoming you!

🏴󠁧󠁢󠁷󠁬󠁳󠁿 Wês whant mynd i Lantwd? STONDIN - 1️⃣1️⃣0️⃣4️⃣🎪 Dewch i ddathlu 850 mlynedd ers yr Eisteddfod gyntaf erioed gyd...
22/07/2026

🏴󠁧󠁢󠁷󠁬󠁳󠁿 Wês whant mynd i Lantwd?

STONDIN - 1️⃣1️⃣0️⃣4️⃣

🎪 Dewch i ddathlu 850 mlynedd ers yr Eisteddfod gyntaf erioed gyda ni ar faes Eisteddfod y Garreg Las rhwng 1af - 8fed o Awst

🏴󠁧󠁢󠁷󠁬󠁳󠁿 Ni’ edrych ‘mlan i’ch croesawu!

Address

36 High Street
Cardigan
SA431HE

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 5pm

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