N S Accounts & Business Limited

N S Accounts & Business Limited Digital Accounting for sole traders, limited companies, performing arts and more. N S Accounts are Digital Accountants. It’s always up to date and backed up.

VAT returns, Xero Gold Partners, Corporate year-end and Tax Returns, Payroll and more! We’re based in Cardiff, but support clients across the UK. Our services are fast, friendly, efficient and cloud-based. If you want to meet us, we’re happy to do so in person, or via Zoom and we work using cloud-accounting software Xero. It’s straightforward, easy to use and we do it all for you. Our process allo

ws you to submit your receipts digitally, we process everything for you which means that your accounts are available to you 24/7 and they are always up-to-date, so you know where your current financial position. Operating digitally isn’t for everyone and we are always happy to meet with you via Zoom or in-person to provide advice and discuss your accounts and cash flow with you. Benefits of Xero itself include:

Automatic Bank Fees – Xero links with your bank account importing the transactions straight into the system. Safety and immediacy – you no longer need to install software on your machines and take the time to back up and upgrade. Integration – Xero integrates with many other cloud-based systems from CRM to stock inventory. Access anywhere – You can use any PC, Mac, tablet or smartphone to access your Xero data and there is even an easy App too. Our full list of services includes:

Bookkeeping
Xero Training
Payroll Services
Corporation Tax Returns
Self Assessment Tax Returns
VAT Returns
Business Growth Advice
Management Accounting

📅 71 Days?! That’s How Long Small UK Businesses Wait to Get Paid.According to research by FastPay, small businesses with...
05/06/2026

📅 71 Days?! That’s How Long Small UK Businesses Wait to Get Paid.

According to research by FastPay, small businesses with a turnover under £1 million are waiting an average of 71 days to get paid – compared to just 38 days for the biggest firms.

That's two months of chasing, cash flow stress, and delayed growth.
At N S Accounts & Business, we say: enough is enough.

We help our clients:

✅ Stay on top of who owes what
✅ Send automated reminders (so you don’t have to)
✅ Keep your books tidy and your cash flowing
✅ Use smart tools like Xero to reduce debtor days

Late payments might be common – but they don’t have to be your normal.
Email Nikki via [email protected] and let's bring your debtor day down!



Source: FastPay Ltd, 2024

😮‍💨 "𝐈'𝐯𝐞 𝐣𝐮𝐬𝐭 𝐛𝐞𝐞𝐧 𝐢𝐠𝐧𝐨𝐫𝐢𝐧𝐠 𝐢𝐭 𝐚𝐧𝐝 𝐡𝐨𝐩𝐢𝐧𝐠 𝐢𝐭 𝐠𝐨𝐞𝐬 𝐚𝐰𝐚𝐲."We hear this more than you'd think.A letter from HMRC lands on ...
04/06/2026

😮‍💨 "𝐈'𝐯𝐞 𝐣𝐮𝐬𝐭 𝐛𝐞𝐞𝐧 𝐢𝐠𝐧𝐨𝐫𝐢𝐧𝐠 𝐢𝐭 𝐚𝐧𝐝 𝐡𝐨𝐩𝐢𝐧𝐠 𝐢𝐭 𝐠𝐨𝐞𝐬 𝐚𝐰𝐚𝐲."

We hear this more than you'd think.

A letter from HMRC lands on the mat. You're not quite sure what it means. You feel a bit sick. So you put it to one side, tell yourself you'll deal with it later — and later just keeps getting later.

Sound familiar? You are absolutely not alone in this, and you're not in trouble just because you haven't dealt with it yet ..... but HMRC won't take excuses forever.

What we do at NS Accounts is sit down with you, work out exactly what's going on, and give you a clear, simple way forward.

No lectures. No eye-rolls. Just straightforward help from people who've genuinely seen it all before.

Whether it's an HMRC letter, overdue returns, or accounts you're worried aren't quite right — the sooner you get in touch, the calmer things get.

Drop Nikki a message on [email protected] — first conversation is always free. 😊

🗓️ 𝐁𝐢𝐠 𝐕𝐀𝐓 𝐜𝐡𝐚𝐧𝐠𝐞 𝐥𝐚𝐧𝐝𝐢𝐧𝐠 𝐢𝐧 𝐣𝐮𝐬𝐭 𝟑 𝐰𝐞𝐞𝐤𝐬 — 𝐢𝐬 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐫𝐞𝐚𝐝𝐲?From 25 June, VAT drops from 20% to 5% on children's ...
02/06/2026

🗓️ 𝐁𝐢𝐠 𝐕𝐀𝐓 𝐜𝐡𝐚𝐧𝐠𝐞 𝐥𝐚𝐧𝐝𝐢𝐧𝐠 𝐢𝐧 𝐣𝐮𝐬𝐭 𝟑 𝐰𝐞𝐞𝐤𝐬 — 𝐢𝐬 𝐲𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐫𝐞𝐚𝐝𝐲?

From 25 June, VAT drops from 20% to 5% on children's meals and family attraction admissions hold at 5% right through to 1 September.

If you run a café, restaurant, soft play, theatre, zoo, or anything family-facing, that's great news for getting customers through the door.

But here's where it gets a bit stressful: the admin side of things.

Prices need updating. Tills and booking systems need reconfiguring. Staff need briefing. And on 2nd September, you have to reverse it all again.

That's a lot to deal with on top of actually running your business — especially heading into your busiest season.

At NS Accounts, we help you stay on top of exactly this kind of thing, so your VAT records are right and you're not left scrambling at the last minute.

If you have any questions about how this affects you, get in touch with Nikki on [email protected].

No jargon. No judgement — just clear answers and a friendly approach.

𝐌𝐨𝐧𝐭𝐡 𝐄𝐧𝐝 𝐌𝐚𝐝𝐞 𝐄𝐚𝐬𝐲 👌Our clients never panic at month end.Their books are balanced, payroll’s sorted, and everything’s r...
01/06/2026

𝐌𝐨𝐧𝐭𝐡 𝐄𝐧𝐝 𝐌𝐚𝐝𝐞 𝐄𝐚𝐬𝐲 👌

Our clients never panic at month end.
Their books are balanced, payroll’s sorted, and everything’s right where it should be. Why? Because we’ve got their back.

📂 No more late nights hunting for receipts
💻 No last-minute spreadsheet stress
☕ Just chilled, organised business owners doing what they do best

If that doesn’t sound like you, maybe it’s time we had a chat 😉
Arrange your free, no obligation call here https://bit.ly/3UeTN5p and let’s make your month-end a breeze.

✂️𝐌𝐨𝐫𝐞 𝐂𝐥𝐢𝐞𝐧𝐭𝐬, 𝐓𝐢𝐝𝐲 𝐏𝐚𝐩𝐞𝐫𝐰𝐨𝐫𝐤 – 𝐒𝐨𝐮𝐧𝐝 𝐆𝐨𝐨𝐝?If you're a salon owner, you’ve got enough on your plate – managing bookings...
29/05/2026

✂️𝐌𝐨𝐫𝐞 𝐂𝐥𝐢𝐞𝐧𝐭𝐬, 𝐓𝐢𝐝𝐲 𝐏𝐚𝐩𝐞𝐫𝐰𝐨𝐫𝐤 – 𝐒𝐨𝐮𝐧𝐝 𝐆𝐨𝐨𝐝?

If you're a salon owner, you’ve got enough on your plate – managing bookings, stock, staff rotas… and then there’s the accounts.

That’s where we come in. We're experienced in bookkeeping support for busy salons – giving you clear, accurate numbers without the stress. Whether you're renting chairs or running a full team, we’ll keep everything tidy behind the scenes.

✅ Track income & expenses with ease
✅ Stay on top of VAT and payroll
✅ Use Xero or QuickBooks to see your figures in real time
✅ Never miss a tax deadline again

Because your time is better spent with scissors in hand – not a calculator.
Email Nikki via [email protected] and we'll work your books with a fine (hair)comb 😉

⚠️ Employers — this Sunday 31 May is your P60 deadline.Every employee on your payroll must receive their P60 for the 202...
28/05/2026

⚠️ Employers — this Sunday 31 May is your P60 deadline.

Every employee on your payroll must receive their P60 for the 2025/26 tax year by this Sunday.

And if you're a limited company director taking a salary — that includes you too. You need to issue yourself a P60, which is something easily overlooked when you're wearing every hat in the business.

This year there's an added layer to be aware of as well — HMRC is moving towards mandatory payrolling of benefits, meaning the way you report employee perks is changing. If you're still doing things the old way, now is a good time to check where you stand.

At NS Accounts, payroll is one less thing for you to worry about. We make sure everything is accurate, compliant, and on time — every time.

📩 [email protected] is the email address you need!

📢 If you're self-employed and earning over £50,000, your first Making Tax Digital deadline is closer than you think.From...
27/05/2026

📢 If you're self-employed and earning over £50,000, your first Making Tax Digital deadline is closer than you think.

From April 2026, sole traders above that threshold are required to keep digital records and submit quarterly updates to HMRC instead of one annual tax return.

The first quarterly update for 2026/27 is due on 7 August 2026 — just 10 weeks away.
If you're not sure whether this applies to you, or you haven't set up compliant software yet, now is the time to act — not August!

At NS Accounts, we're already helping clients get MTD-ready. No jargon, no stress — just clear guidance and the right setup from the start.

📩 Get in touch by emailing Nikki at [email protected]

💸 𝐋𝐚𝐭𝐞 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬: 𝐓𝐡𝐞 𝐒𝐢𝐥𝐞𝐧𝐭 𝐊𝐢𝐥𝐥𝐞𝐫 𝐨𝐟 𝐒𝐦𝐚𝐥𝐥 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬Cue dramatic and swirling mist .... ...But seriously, we see first...
25/05/2026

💸 𝐋𝐚𝐭𝐞 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬: 𝐓𝐡𝐞 𝐒𝐢𝐥𝐞𝐧𝐭 𝐊𝐢𝐥𝐥𝐞𝐫 𝐨𝐟 𝐒𝐦𝐚𝐥𝐥 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬

Cue dramatic and swirling mist .... ...

But seriously, we see first-hand how late payments can cripple small businesses every day. Whether it’s cash flow stress, missed supplier deadlines or sleepless nights – chasing invoices shouldn’t be part of your daily grind.

In 2025, the UK government is stepping up its crackdown on late payments. New measures mean large companies will need to be more transparent and accountable, with tougher rules on payment practices and performance reporting. It’s a step in the right direction – and one we welcome!

𝐁𝐮𝐭 𝐰𝐡𝐚𝐭 𝐜𝐚𝐧 𝐲𝐨𝐮 𝐝𝐨 𝐢𝐧 𝐭𝐡𝐞 𝐦𝐞𝐚𝐧𝐭𝐢𝐦𝐞?

Using software like Xero helps you stay in control. With smart features like:

✅ Real-time tracking of who owes what
✅ Automated invoice reminders
✅ Easy-to-read dashboards
✅ Seamless bank reconciliation
…it becomes much easier to chase payments professionally, without spending hours glued to your inbox.

💡𝑻𝒊𝒑 𝒇𝒓𝒐𝒎 𝒖𝒔: Set your reminders to follow up automatically a few days before and after due dates – polite persistence often pays off! If you're tired of late payments and want practical support, we’re here to help. Let’s get your cash flowing again.

Message Nikki via [email protected] today or book a free discovery call https://bit.ly/3GZmD5T

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐬𝐭𝐢𝐥𝐥 𝐝𝐨𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐨𝐰𝐧 𝐩𝐚𝐲𝐫𝐨𝐥𝐥? 𝐋𝐞𝐭’𝐬 𝐜𝐡𝐚𝐧𝐠𝐞 𝐭𝐡𝐚𝐭.At N S Accounts & Business, we take the stress out of paying you...
22/05/2026

𝐀𝐫𝐞 𝐲𝐨𝐮 𝐬𝐭𝐢𝐥𝐥 𝐝𝐨𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐨𝐰𝐧 𝐩𝐚𝐲𝐫𝐨𝐥𝐥? 𝐋𝐞𝐭’𝐬 𝐜𝐡𝐚𝐧𝐠𝐞 𝐭𝐡𝐚𝐭.

At N S Accounts & Business, we take the stress out of paying your staff—accurately, on time, and fully compliant with HMRC.

𝑶𝒖𝒓 𝒑𝒂𝒚𝒓𝒐𝒍𝒍 𝒔𝒆𝒓𝒗𝒊𝒄𝒆𝒔 𝒊𝒏𝒄𝒍𝒖𝒅𝒆:

🧾 Weekly, fortnightly, or monthly payroll
📥 RTI submissions to HMRC
🏖️ Holiday, sick pay & pension calculations
🔐 Secure digital payslips
🧍‍♂️ Support for CIS & directors' payroll too!

You focus on running your business—we’ll make sure everyone gets paid properly.

Email [email protected]

😰 HMRC letter landed on your doormat? VAT all over the place? Tax bill you weren't expecting?You're not alone — and it d...
21/05/2026

😰 HMRC letter landed on your doormat? VAT all over the place? Tax bill you weren't expecting?

You're not alone — and it doesn't have to stay that way.

So many of our clients come to us feeling completely overwhelmed.

Behind on returns, facing penalties, not knowing where to even start. It's one of the most stressful things a business owner can face.

When we step in, we take it all off your plate. We deal with HMRC, we sort the numbers, and we get things back on track — so you can breathe again. 😮‍💨

That moment when a client says "I feel so much better" — that's why we do what we do. Email Nikki via [email protected]

Whatever the mess, we've seen worse — and we can help.

Address

Cardiff

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+447900950796

Website

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