N S Accounts & Business Limited

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N S Accounts & Business Limited Digital Accounting for sole traders, limited companies, performing arts and more. N S Accounts are Digital Accountants. Itโ€™s always up to date and backed up.

VAT returns, Xero Gold Partners, Corporate year-end and Tax Returns, Payroll and more! Weโ€™re based in Cardiff, but support clients across the UK. Our services are fast, friendly, efficient and cloud-based. If you want to meet us, weโ€™re happy to do so in person, or via Zoom and we work using cloud-accounting software Xero. Itโ€™s straightforward, easy to use and we do it all for you. Our process allows you to submit your receipts digitally, we process everything for you which means that your accounts are available to you 24/7 and they are always up-to-date, so you know where your current financial position. Operating digitally isnโ€™t for everyone and we are always happy to meet with you via Zoom or in-person to provide advice and discuss your accounts and cash flow with you. Benefits of Xero itself include:

Automatic Bank Fees โ€“ Xero links with your bank account importing the transactions straight into the system. Safety and immediacy โ€“ you no longer need to install software on your machines and take the time to back up and upgrade. Integration โ€“ Xero integrates with many other cloud-based systems from CRM to stock inventory. Access anywhere โ€“ You can use any PC, Mac, tablet or smartphone to access your Xero data and there is even an easy App too. Our full list of services includes:

Bookkeeping
Xero Training
Payroll Services
Corporation Tax Returns
Self Assessment Tax Returns
VAT Returns
Business Growth Advice
Management Accounting

๐€๐ฅ๐ฅ ๐ญ๐ก๐ž ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ž๐ฌ. ๐๐จ๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐ก๐š๐ฌ๐ฌ๐ฅ๐ž ๐ŸŽ‰We provide a wide range of accounting services for your business. This includes (b...
27/10/2026

๐€๐ฅ๐ฅ ๐ญ๐ก๐ž ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ž๐ฌ. ๐๐จ๐ง๐ž ๐จ๐Ÿ ๐ญ๐ก๐ž ๐ก๐š๐ฌ๐ฌ๐ฅ๐ž ๐ŸŽ‰

We provide a wide range of accounting services for your business. This includes (but is not exclusive to):

โœ…Bookkeeping
โœ…VAT Returns
โœ…Payroll Services
โœ…Training
โœ…Corporation Tax Returns
โœ…Self-Assessment
โœ…Management Accounting

To find out more about our services contact us via: 02920 810668 or [email protected]

โฐ ๐—ฃ๐—ฎ๐—ฝ๐—ฒ๐—ฟ ๐˜๐—ฎ๐˜… ๐—ฟ๐—ฒ๐˜๐˜‚๐—ฟ๐—ป ๐—ฑ๐—ฒ๐—ฎ๐—ฑ๐—น๐—ถ๐—ป๐—ฒ: ๐——๐—˜๐—”๐——๐—Ÿ๐—œ๐—ก๐—˜ ๐Ÿฏ๐Ÿญ ๐—ข๐—–๐—ง๐—ข๐—•๐—˜๐—ฅStill filing your Self Assessment on paper? Your deadline is Saturday 31...
26/10/2026

โฐ ๐—ฃ๐—ฎ๐—ฝ๐—ฒ๐—ฟ ๐˜๐—ฎ๐˜… ๐—ฟ๐—ฒ๐˜๐˜‚๐—ฟ๐—ป ๐—ฑ๐—ฒ๐—ฎ๐—ฑ๐—น๐—ถ๐—ป๐—ฒ: ๐——๐—˜๐—”๐——๐—Ÿ๐—œ๐—ก๐—˜ ๐Ÿฏ๐Ÿญ ๐—ข๐—–๐—ง๐—ข๐—•๐—˜๐—ฅ

Still filing your Self Assessment on paper? Your deadline is Saturday 31 October.
Paper returns for the 2025/26 tax year need to reach HMRC by 31 October.
If you file online, you have until 31 January 2027.

Either way, filing early has real benefits. You'll know what you owe well before January, which gives you time to plan, budget and avoid a last-minute scramble.

We handle Self Assessment for sole traders, limited companies, landlords and company directors every year.
Email Nikki at [email protected] and let's get yours sorted.

We can offer training on Xero wherever you are. It doesn't matter if you or your staff are beginners, intermediate or ad...
23/10/2026

We can offer training on Xero wherever you are.

It doesn't matter if you or your staff are beginners, intermediate or advanced-level users, our software-accredited trainer can develop the course to help you get the best out of your team.

Contact Nikki via [email protected] in the first instance

๐Ÿ—“๏ธThe Autumn Budget is on Wednesday 28 October. Here's our advice for the next seven days......๐Ÿ‘‰There will be plenty of ...
21/10/2026

๐Ÿ—“๏ธThe Autumn Budget is on Wednesday 28 October.

Here's our advice for the next seven days......

๐Ÿ‘‰There will be plenty of headlines and rumours between now and then, and history shows that most of them never happen.

๐Ÿ‘‰Don't make big financial decisions based on speculation. Keep your records up to date, know your numbers and wait for the facts.

If something is worrying you in the meantime, email Nikki at [email protected].

๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐š๐๐ฏ๐ข๐œ๐ž ๐ญ๐จ ๐ ๐ซ๐จ๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ?Whether you're hiring more staff or merging with another organisation...
20/10/2026

๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐š๐๐ฏ๐ข๐œ๐ž ๐ญ๐จ ๐ ๐ซ๐จ๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ?

Whether you're hiring more staff or merging with another organisation, we can provide the right advice and support to help you prepare for business growth.

Contact us on:
๐Ÿ“ฑ07900 950796
๐Ÿ’ป[email protected]

Or visit our website to make a free of charge consultation appointment.

โฐ MTD DEADLINE 7 NOVEMBER๐‘บ๐’๐’๐’† ๐’•๐’“๐’‚๐’…๐’†๐’“๐’” ๐’‚๐’๐’… ๐’๐’‚๐’๐’…๐’๐’๐’“๐’…๐’”: your second quarterly MTD update is due on 7 November.It covers you...
19/10/2026

โฐ MTD DEADLINE 7 NOVEMBER

๐‘บ๐’๐’๐’† ๐’•๐’“๐’‚๐’…๐’†๐’“๐’” ๐’‚๐’๐’… ๐’๐’‚๐’๐’…๐’๐’๐’“๐’…๐’”: your second quarterly MTD update is due on 7 November.

It covers your income and expenses up to 5 October. It's a running total, so if your first update was a bit thin, now is the time to get your records in order.

One thing to note is that 7 November is a Saturday, so we'd recommend aiming for the Friday, or earlier. Remember that a quarterly update is a summary rather than a tax bill, and no payment is due with it.

Want someone to keep this ticking over for you? ๐Ÿ‘‹

Email Nikki at [email protected].

We talk about profit all the time so it's important that we understand what it really is. Here's a quick guide: ๐Ÿ‘‰Your Re...
16/10/2026

We talk about profit all the time so it's important that we understand what it really is. Here's a quick guide:

๐Ÿ‘‰Your Revenue is your sales or receipts during the period in question.
๐Ÿ‘‰The Cost of Goods Sold is how much the products and services that you sold cost.
๐Ÿ‘‰Your Gross Profit is your Revenue minus the Cost of Goods Sold.

But it doesn't stop there:

๐Ÿ‘‰Operating Expenses are the costs associated with running the business during the period in question. Anything and everything from stationery to salaries and advertising to insurance. These costs need to be deducted from your Gross Profit.

So: to find your Gross Profit
โญRevenue - Costs of Goods Sold = Gross Profit

And to find your Net Profit (the profit with ALL costs removed)
โญGross Profit - Operating Expenses = Net Profit

Now there may be tax conversations that need to take place (hello again!), but in principle, this short guide should help you to understand the basics of your P&L statement.

&L &Loss &LossStatement

๐‚๐ก๐ซ๐ข๐ฌ๐ญ๐ฆ๐š๐ฌ ๐ข๐ฌ ๐œ๐ฅ๐จ๐ฌ๐ž๐ซ ๐ญ๐ก๐š๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค. ๐ˆ๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐œ๐š๐ฌ๐ก ๐Ÿ๐ฅ๐จ๐ฐ ๐ซ๐ž๐š๐๐ฒ?(and yes, we said the C word!) ๐ŸŽ…For many businesses, the run...
15/10/2026

๐‚๐ก๐ซ๐ข๐ฌ๐ญ๐ฆ๐š๐ฌ ๐ข๐ฌ ๐œ๐ฅ๐จ๐ฌ๐ž๐ซ ๐ญ๐ก๐š๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค. ๐ˆ๐ฌ ๐ฒ๐จ๐ฎ๐ซ ๐œ๐š๐ฌ๐ก ๐Ÿ๐ฅ๐จ๐ฐ ๐ซ๐ž๐š๐๐ฒ?
(and yes, we said the C word!) ๐ŸŽ…

For many businesses, the run-up to Christmas brings extra stock, extra staff and extra bills, often before the extra income arrives.

Now is a good time to look ahead. Check what is due to go out over the next few months, chase any outstanding invoices and make sure seasonal workers are set up correctly on payroll before their first pay day.

We run weekly, fortnightly, four-weekly and monthly payrolls for businesses of all sizes, so taking on temporary staff doesn't have to be complicated.

Email Nikki at [email protected] and let's get you festive-ready!

Do you need help with your Bookkeeping? We provide a comprehensive and flexible service. By using Xero cloud-based softw...
13/10/2026

Do you need help with your Bookkeeping? We provide a comprehensive and flexible service.

By using Xero cloud-based software, we can supply you with up-to-the-minute:
โœ…Sales Ledger Information
โœ…Management Reports
โœ…Purchase Ledger Information
โœ…VAT Reports
โœ…Reconciled Cashbooks
โœ…Cash flow Forecasts

To see how we can help you get in touch! Email [email protected]

๐‚๐จ๐ฆ๐ฉ๐š๐ง๐ฒ ๐๐ข๐ซ๐ž๐œ๐ญ๐จ๐ซ๐ฌ: ๐ก๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐ฏ๐ž๐ซ๐ข๐Ÿ๐ข๐ž๐ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐๐ž๐ง๐ญ๐ข๐ญ๐ฒ ๐ฐ๐ข๐ญ๐ก ๐‚๐จ๐ฆ๐ฉ๐š๐ง๐ข๐ž๐ฌ ๐‡๐จ๐ฎ๐ฌ๐ž ๐ฒ๐ž๐ญ?The 12-month transition period ends in mid-N...
12/10/2026

๐‚๐จ๐ฆ๐ฉ๐š๐ง๐ฒ ๐๐ข๐ซ๐ž๐œ๐ญ๐จ๐ซ๐ฌ: ๐ก๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐ฏ๐ž๐ซ๐ข๐Ÿ๐ข๐ž๐ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐๐ž๐ง๐ญ๐ข๐ญ๐ฒ ๐ฐ๐ข๐ญ๐ก ๐‚๐จ๐ฆ๐ฉ๐š๐ง๐ข๐ž๐ฌ ๐‡๐จ๐ฎ๐ฌ๐ž ๐ฒ๐ž๐ญ?

The 12-month transition period ends in mid-November. Every existing director and person with significant control (PSC) needs to be verified by then. Many people need to do it sooner, because their own deadline is linked to their company's next confirmation statement.

Figures from the summer suggest that only around half of directors have completed it.

If you leave it too late, you could find that you can't file with Companies House, and that can quickly become a bigger headache.

If you're unsure where you stand, email Nikki at [email protected] and we'll talk you through it.

Address

Cardiff

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+447900950796

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