Jack Wellstead - CGC Mortgages

Jack Wellstead - CGC Mortgages Approved by The Openwork Partnership on 09/06/2026

📱 It starts with a quick scroll... then suddenly you’re planning where the sofa would go.Before you get too attached to ...
31/08/2026

📱 It starts with a quick scroll... then suddenly you’re planning where the sofa would go.

Before you get too attached to a property, it’s worth understanding your borrowing position, deposit, monthly payments and wider costs of moving.
đź“© Get in touch to talk through your mortgage options.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 16/07/2026

🔑 If you’re serious about buying, an Agreement in Principle can be a useful step.It can give you an idea of how much a l...
29/08/2026

🔑 If you’re serious about buying, an Agreement in Principle can be a useful step.

It can give you an idea of how much a lender may be willing to lend, based on your circumstances, and may help show estate agents you’re ready to move forward.

📲 Thinking of making an offer? Speak to an adviser first.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 15/07/2026

Making mortgage overpayments could help reduce the amount of interest you pay over time and may shorten your mortgage te...
26/08/2026

Making mortgage overpayments could help reduce the amount of interest you pay over time and may shorten your mortgage term. đź’·

However, some mortgage deals have overpayment limits or early repayment charges, so it’s important to check before paying extra.

đź“© Get in touch to review your mortgage and understand what may apply.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 15/07/2026

Mortgage applications can take longer if documents are missing or unclear. ⚠️Lenders may need to check your identity, in...
22/08/2026

Mortgage applications can take longer if documents are missing or unclear. ⚠️

Lenders may need to check your identity, income, address history and bank statements before making a decision.

By preparing early, you can help reduce the chance of avoidable delays.

đź“© Applying for a mortgage soon? Speak to an adviser before you start.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 16/07/2026

đź’· Your deposit is an important part of the mortgage process.While affordability is key, the amount you have saved may al...
17/08/2026

đź’· Your deposit is an important part of the mortgage process.

While affordability is key, the amount you have saved may also affect the mortgage options available, the loan-to-value and the rates you may be eligible for.

It’s worth understanding how your deposit fits into the bigger picture before applying.

📲 Speak to an adviser to understand what your deposit could mean for your mortgage options.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 15/07/2026

📋 Mortgage documents aren’t requested just for the sake of it.Lenders use them to understand your circumstances, verify ...
15/08/2026

📋 Mortgage documents aren’t requested just for the sake of it.

Lenders use them to understand your circumstances, verify key details and assess whether the mortgage is affordable.

Being prepared early can help avoid delays later in the process.

📲 Speak to a mortgage adviser if you’re unsure what documents you may need.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 15/07/2026

🏡 Getting ready to apply for a mortgage?Having your documents prepared in advance can help make the process feel much sm...
12/08/2026

🏡 Getting ready to apply for a mortgage?

Having your documents prepared in advance can help make the process feel much smoother.

Lenders may ask for proof of identity, proof of address, income details, bank statements and employment information to help assess your application.
đź“© Need help understanding what you may need? Get in touch today.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 15/07/2026

đź’· Your income helps cover the everyday essentials - mortgage or rent, bills, food, childcare and more.If illness or inju...
09/08/2026

đź’· Your income helps cover the everyday essentials - mortgage or rent, bills, food, childcare and more.

If illness or injury meant you couldn’t work, income protection could help provide a regular monthly benefit, subject to the terms of the policy.
📲 Get in touch to see how protection could fit around your circumstances.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 15/07/2026

đź’­ When applying for a mortgage, lenders will usually look beyond what you earn.Your wider financial picture can play a b...
05/08/2026

đź’­ When applying for a mortgage, lenders will usually look beyond what you earn.

Your wider financial picture can play a big part in how much you may be able to borrow. This can include everyday spending, existing debts, financial commitments and the size of your deposit.

A mortgage adviser can help you understand what lenders may look for before you apply.

📲 Message today to start a conversation.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 16/07/2026

🏡 Thinking about buying in Cambridge?One of the first questions many buyers ask is: “How much could I borrow?”The answer...
02/08/2026

🏡 Thinking about buying in Cambridge?

One of the first questions many buyers ask is: “How much could I borrow?”

The answer can depend on more than your salary. Lenders may consider your income, monthly outgoings, existing credit commitments, deposit size and credit history when assessing affordability.

If you’re starting your home buying journey, getting advice early can help you understand where you stand.
đź“© Get in touch to talk through your mortgage options.



CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 16/07/2026

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Hills Road
Cambridge
CB21GE

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