Moving Experience

22/06/2026

𝗛𝗼𝘄 𝗼𝘂𝗿 𝗜𝗻𝗰𝗼𝗺𝗲 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗣𝗿𝗼𝗰𝗲𝘀𝘀 𝘄𝗼𝗿𝗸𝘀
Choosing the right protection doesn’t need to be complicated when you have the right guidance. Here’s how we make it simple.

𝗦𝘁𝗲𝗽 𝟭 - 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗼 𝗸𝗻𝗼𝘄 𝘆𝗼𝘂
We start by understanding your financial situation, goals, and any existing cover. It also gives you a chance to understand how we work and what matters most to you.

𝗦𝘁𝗲𝗽 𝟮 - 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵
We do the legwork, comparing options to find cover that fits your needs now and in the future, so you don’t have to.

𝗦𝘁𝗲𝗽 𝟯 - 𝗥𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱𝗮𝘁𝗶𝗼𝗻𝘀
We review everything together before presenting clear, tailored options for you to choose from.

𝗦𝘁𝗲𝗽 𝟰 - 𝗔𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻 & 𝘀𝗲𝘁𝘂𝗽
Once you’re happy, we handle the application and paperwork. From there, everything is in place and taken care of.

Give us a call to chat through your options

18/06/2026

𝗢𝗻𝗹𝘆 𝟳% 𝗼𝗳 𝗨𝗞 𝗮𝗱𝘂𝗹𝘁𝘀 𝗵𝗮𝘃𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻!!

We think that’s a very scary statistic. For most people, their income is their biggest financial asset, and the foundation on which the rest of their life is built!

32% of UK adults have life insurance, only 7% have income protection, even though an illness or injury that prevents you from working can have an immediate impact on your finances.

There are probably a few reasons why the product is not taken up more. Perhaps the biggest is lack of awareness. Many advisers don’t discuss often enough, or in a way that helps people understand the value that the product can provide. Your mortgage, bills and everyday living costs don't stop if your income does. How long could you cope financially if you were unable to work?

Source: https://www.mpamag.com/uk/news/general/why-income-protection-keeps-getting-skipped-and-how-to-fix-it/579127

18/06/2026

Widely predicted, but welcome news. Bank of England has opted to hold base rate at 3.75% .. Governor Andrew Bailey said in today’s minutes that he would respond “promptly” if economic indicators suggested upward pressure on prices due to spiking energy costs – but for now, he’s comfortable with the decision to hold steady.

The Bank of England’s Monetary Policy Committee is responsible for making decisions about Bank Rate.

12/06/2026

What if your income suddenly stopped tomorrow?

Most people have fixed monthly commitments that would not pause, mortgage or rent, bills, childcare and everyday living costs all carry on.

That is where protection insurance comes in, but not all policies are the same, and not all providers approach cover in the same way.

This is why choosing protection is not just about price, but about making sure it genuinely works for you if you ever need it.

At Moving Experience, We help clients cut through the noise and find cover that suits their situation.

📞 Free, no-obligation chat available.

11/06/2026

🏃 What if your life insurance helped reward you for living well?

Through Vitality, some protection policies can do exactly that.

Here’s how everyday activity can add up:
🚶 Walking the kids to school earns points
🐕 Walking the dog earns points
🏋️ Going to the gym can earn points and rewards like discounted memberships
🍎 Staying active can unlock benefits and rewards

With a Vitality protection policy, you are not only protecting your family and income, you are also encouraged to stay active and rewarded for healthy habits 💪

This is one of a range of options we can explore when taking out protection cover.

📞 Want to find out what might fit you best? Book a free, no-obligation chat today.

10/06/2026

Nationwide, HSBC, Halifax, Lloyds and NatWest are among the lenders that have reduced mortgage rates this week.

These latest adjustments are a positive sign for existing and potential new borrowers, whether you’re approaching the end of your current deal and need to review options, or planning a move.

At Moving Experience – your mortgage & insurance brokers – we’re here to help you make sense of this constantly changing market.

Let’s talk — no jargon, just clear advice.

03/06/2026

Buy to Let in 2026 - What the Renters’ Rights Act means

The Renters’ Rights Act, has been in force since 1 May 2026, and introduced significant changes to the private rental sector.

For Buy to Let landlords, the main updates include the end of Section 21 “no fault” evictions, stricter property condition standards, and new requirements around tenancy management and compliance.

In practical terms, this is leading to:
• Wider variation in compliance costs depending on property type and portfolio size
• Increased focus on EPC upgrades, maintenance, and ongoing property standards
• More structured processes around tenancy agreements and annual rent adjustments

For landlords, reviewing affordability and portfolio structure in light of these changes is increasingly important.

Incase you missed it, we covered The Renters Right in our most recent newsletter; (https://moving-experience.net/in-the-news/mortgage-protection-news-spring-2026)

There’s some additional detail in the article (https://www.mpamag.com/uk/mortgage-types/buy-to-let/renters-rights-act-compliance-costs-mount-as-landlords-adapt-to-new-rules/576130)

Handelsbanken research reveals a wide cost gap, with some investors facing bills exceeding £30,000

01/06/2026

UK Small Business Week 2026 is here.

From 1st – 7th June, thousands of small businesses across the UK will be stepping forward together as part of a nationwide campaign to highlight the importance of independent business in our communities.

We’re proud to be part of it.

Small businesses are built on hard work, personal service, and real people behind every interaction. This week is about giving that visibility and encouraging people to choose local wherever they can.

Find out more and explore the map of participating businesses across the UK at https://entrepreneurscircle.org/sbw

28/05/2026

3 days to go

UK Small Business Week 2026 begins on 1st June.

We’re proud to be taking part in a national celebration of independent businesses across the UK, all coming together to be seen, supported and discovered.

More soon 👀

27/05/2026

3 things people realise during a UK heatwave… ☀️

1. We need more space
2. We need a garden
3. We’re probably paying more than we think for a home that doesn’t quite suit us

If this summer has made you rethink where you live, it might be worth seeing what your options actually look like right now.

A quick mortgage check could show what’s realistic, even if moving feels a long way off.