CSV Financial Management

20/05/2026

Confidence in finances has dipped for many people — but planning still matters.

St. James’s Place’s latest Financial Health Report shows that households are under greater pressure, yet those with a financial plan are more likely to say their situation has improved.

🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/financial-health-report-financial-resilience-falls-but-a-plan-can-boost-confidence.html

On behalf of SJP, Opinium surveyed 6,000 UK adults between 17 March and 9 April 2026. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 14/5/2026

15/05/2026

Many UK savers are interested in investing but hesitate to take the next step.

This article explores why investment confidence remains a challenge, and how open conversations and normalising investing could encourage more people to get involved over time.

🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/strong-uk-savings-culture-but-persistent-investment-gap.html

The value of your investment can go down as well as up. You could get back less than you invested.

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 5/5/2026

11/05/2026

Last week's market update in 6 minutes: https://ow.ly/p5Tp50YXwn6

📈 Over the past two weeks, a combination of high oil prices and local election predictions helped 10-year gilt yields spike to over 5% for the first time since 1998.

🛢️ Oil prices plunged on Wednesday after reports emerged of a one-page memorandum of understanding that was close to being agreed.

05/05/2026

The curtain comes down on the end of another great season with Penybont FC.

I’m extremely proud to be a part of such a great team of people, including players, all the staff, the volunteers and of course the fans.

A huge thanks to everyone who plays a part in making it all happen and for supporting us through the ups and downs, of which there have been plenty this season.

As per quoted on my website, I believe commitment and dedication is what success is built on, and everyone involved has shown huge amounts of both.

⚽️⚪️🔵💙

05/05/2026

Frozen income tax thresholds are dragging people into higher bands, a trend compounded by years of high inflation.

In this environment, tax efficiency matters more than ever. Making full use of available allowances and structuring assets thoughtfully can make a meaningful difference over time.

As the 2026/27 tax year begins, we look at practical tax planning opportunities for people at different life stages – from those starting their careers to those in retirement.

Read our article here: https://partnership.sjp.co.uk/article/detail/sjpp/new-tax-year-maximising-opportunities-at-every-life-stage.html

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 01/05/2026

New tax year: maximising opportunities at every life stage

23/04/2026

Going through a divorce is usually an emotionally difficult time but it also has ongoing financial implications. Amid the transition, it can be easy to overlook some important steps that might shape your financial future.

This article looks at 5 key areas to help keep your finances on track for the long term: https://partnership.sjp.co.uk/article/detail/sjpp/getting-a-divorce-five-financial-tips-to-help-you-through-the-process.html

CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 2/2/2026

Getting a divorce - five financial tips to help you through the process

17/04/2026

Happy new tax year! 📅

As the new tax year begins, check you’re making the most of your personal allowances and reliefs.

We've created a handy summary of the important tax changes to help you plan for the year ahead and beyond: https://partnership.sjp.co.uk/article/detail/sjpp/new-tax-year-round-up-of-rate-and-allowance-changes.html

Taxation rules can change at any time and are dependent on individual circumstances.

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 17/4/2026

14/04/2026

📊 A strong performance by the S&P 500 meant by the end of last week it had retraced almost all its losses since the start of the Iran war.

Read last week's market update here: https://ow.ly/ZuGR50YI94C

WeekWatch - 13/04/2026

08/04/2026

Last week's market update in 7 minutes: https://ow.ly/RFM750YEZaZ

📈 Shares in the US and Europe enjoyed their first positive week since the start of the Iran war.

⛽ For US motorists, the price of petrol has risen by just over $1 since the start of war to $4 per gallon.

15/01/2026

A new year is the perfect time for a tax check-up. From ISA allowances to pension contributions, discover the key tax considerations for 2026: https://partnership.sjp.co.uk/article/detail/sjpp/top-tax-tips-for-the-year-ahead.html



The value of your investment can go down as well as up. You could get back less than you invested.



Taxation rules can change at any time and are dependent on individual circumstances.



CSV Financial Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).


SJP Approved 6/1/2026