Davis Wealth Management

26/05/2026

What happens to a business when a key person can’t work?

In this article, Richard Murray of business consultancy Elephant’s Child shares a personal experience that highlights why key person and critical illness cover matters for business owners — not just financially, but operationally and emotionally too.

www.daviswealth.co.uk

https://www.daviswealth.co.uk/article/detail/sjpp/when-key-person-cover-becomes-personal-for-business-owners.html

20/05/2026

This week marks Dementia Action Week, an annual awareness campaign led by the charity Alzheimer’s Society, which aims to bring people and organisations together to act on dementia.

There are almost one million people in the UK living with dementia, although one in three don’t have a formal diagnosis, according to Alzheimer’s Society. And the number is expected to soar to 1.4 million by 2040.

As well as the emotional toll it can take on families, there are usually practical issues to deal with, such as helping someone with dementia manage their day-to-day lives.

A power of attorney is a way to ensure someone you trust can make decisions on your behalf, about your finances and healthcare, if you don’t have the capacity to do so yourself. By getting this in place early, families can protect themselves from some of the difficulties which can arise when a loved one has dementia.

www.daviswealth.co.uk

https://www.daviswealth.co.uk/article/detail/sjpp/denebtua-action-week-shoring-up-the-future-with-a-lasting-power-of-attorney.html

There are almost one million people in the UK living with dementia, although one in three don’t have a formal diagnosis, according to Alzheimer’s Society. And the number is expected to soar to 1.4 million by 20402.

19/05/2026

Financial Wellbeing in the Workplace

An engaged, motivated and well-supported workforce is central to long-term business success. A crucial part of this is employees’ financial wellbeing.

Accredited to deliver the St. James's Place Workplace Financial Wellbeing programme, we are passionate about supporting employees’ financial wellbeing.

We can work with you flexibly to make sure the programme has your employees at its heart. Whether you prefer to engage with virtual workshops, 1:1 guidance sessions or simply by publishing educational content on your intranet, we can help.

www.daviswealth.co.uk

https://www.daviswealth.co.uk/specialist-advice/financial-wellbeing-specialist/workplace-financial-education

18/05/2026

Saving and investing for children and grandchildren

Many parents worry that their children will struggle to find their financial feet in the current environment. Concerns include the flagging jobs market and inadequate retirement savings.

Meanwhile, high house prices make it increasingly difficult to take the first step onto the property ladder. These are all factors driving fears that younger generations will face a tougher financial future.

However, there are a variety of investment and saving tools for parents and grandparents who want to support children and grandchildren in building financial foundations. Here we explore some of the main options available

www.daviswealth.co.uk

https://www.daviswealth.co.uk/article/detail/sjpp/saving-and-investing-for-children-and-grandchildren.html

Many parents worry that their children will struggle to find their financial feet in the current environment. Concerns include the flagging jobs market and inadequate retirement savings. Meanwhile, high house prices make it increasingly difficult to take the first step onto the property ladder. Thes...

16/05/2026

At a glance

- Households feel increased financial pressure

With more than one third of people reporting their finances have worsened over the past year, and one in five saying they are struggling financially.

- The value of a Financial plan

People who have a financial plan in place are more than three times more likely to say their financial situation has improved in the past year.

7 in 10 people say having a financial plan makes them feel more confident about their future finances.

In real terms, having a plan in place means people are around £87,000 better off, on average, than those households without a plan.

www.daviswealth.co.uk

https://www.daviswealth.co.uk/article/detail/sjpp/financial-health-report-financial-resilience-falls-but-a-plan-can-boost-confidence.html

Households are feeling less resilient and finances have worsened over the past 12 months, against a backdrop of continued cost of living pressures and global turmoil. These are the findings of St. James's Place’s fifth Financial Health Report, published today, 14 May.

07/05/2026

Renters’ Rights Act: What landlords need to know

At a glance:

- The Renters’ Rights Act brings in fundamental changes for private landlords in England. No fault evictions (section 21 evictions) are banned. Rent can only be increased once a year and with two months’ written notice. Landlords can only request a maximum of one month’s rent in advance of a tenancy starting.

- Landlords, and agents, must send a copy of the government’s information sheet to all named tenants by 31 May 2026 or risk a £7,000 fine.

- If you have concerns, speak to your letting agent or a professional specialising in property law to ensure you don’t get hit with a fine for non-compliance.

www.daviswealth.co.uk

https://www.daviswealth.co.uk/article/detail/sjpp/renters-rights-act-what-landlords-need-to-know.html

01/05/2026

The Bank of England (BoE) holds the base rate at 3.75%.

But with no end in sight to the US Iran conflict, sustained high energy costs are causing significant inflationary pressure. It is likely the BoE may need to act soon, by way of increased interest rates, to control rising inflation. Experts are now predicting a base rate rise when the MPC next meets...

23/04/2026

At a glance:

Stagflation is the term used to describe a period of high inflation and weak economic growth and employment.
This combination can be problematic for central banks and governments.

While returns are typically weaker during such periods, holding cash when inflation is high brings its own risks.

Rising inflation and weak growth have left economists fearing the spectre of stagflation could rise again. But what exactly does that mean?

With the Iran conflict lifting prices and hampering global growth, economists have started to suggest the spectre of stagflation could reappear. But what is it, and why does it matter?

Rising inflation and weak growth have left economists fearing the spectre of stagflation could rise again. But what exactly does that mean?

20/04/2026

CIO Investment Insights: Volatile conditions. Resilient decisions

So far, 2026 has been a year of unexpected but persistent turmoil. This followed a relatively smooth end to 2025 for markets and investors. While I previously warned that investors should brace themselves for a correction - and that such corrections are also normal - few of us could have anticipated...

28/03/2026

At a glance

- Inflation is expected to rise a further 1% by the end of the year as a result of the conflict.

- This is driven by rising oil and gas prices, which are pushing up costs in other areas for consumers.

- Remortgaging and buying property has become more expensive as banks raise interest rates.

www.daviswealth.co.uk

https://www.daviswealth.co.uk/article/detail/sjpp/iran-conflict-what-rising-oil-prices-mean-for-uk-households.html

The conflict in Iran continues to drive political and economic uncertainty across the world. Less than a month in, UK consumers are already experiencing higher product costs across certain markets. How will your finances fare in the next year amid the heightened volatility?