IWN Accountancy

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IWN Accountancy

Boutique firm of digital chartered & certified accountants, helping portfolio landlords & business owners to maximise their wealth & protect their time 💸⏳

01/10/2025

The market might be shaky at times — but that doesn’t mean you should sit on your hands.

In fact, now’s a great time to make sure you’re investing smarter.

In this reel, Max shares 5 ways UK business owners and high earners can grow wealth and reduce their tax bill at the same time.

💸 Invest through your company
🏡 Use pensions for property
💷 Maximise ISA allowances
🚀 Explore EIS/SEIS
🧠 Get the right structure from day one

📩 Want to invest wisely and avoid giving too much to HMRC? Message us—we’ve got you.

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29/09/2025

Should tax be the most important part of your business plan?

Short answer: no.
It’s important, but it shouldn’t be the driver.

Yes, tax affects how you structure your business, how you pay yourself, and how you invest… But building your entire strategy around minimising tax can mean you miss bigger opportunities.

Smart planning means:
➡️ Put business goals first
➡️ Build cash flow and growth strategy
➡️ Then wrap the tax planning around it

That’s how you get a business that’s both profitable and sustainable.

23/09/2025

Should tax be the number one focus when planning your business? 🤔

It’s a question we hear all the time — and here’s the truth:

Tax is important.

It shapes how you structure your business, pay yourself, and invest.

But… it should never be the only thing you focus on. 🙅

A great business plan puts strategy, cash flow, growth and sustainability first — and then fits the tax planning around those goals.

Because what’s the point of minimising your tax bill… if it limits your potential to grow?

Build the business first. We’ll help you build the tax plan around it. 🤝

18/09/2025

Why having an accountant just makes sense ✨

It’s not just about filing tax returns — it’s about:

- Accessing the HMRC data you can’t see
- Tracking real-time numbers through powerful portals
- Unlocking reliefs you didn’t know you qualified for
- Staying compliant, calm and in control

Because the real value of an accountant isn’t just saving money — it’s giving you clarity and time back. 🤝

17/09/2025

Big change coming for business owners ⚠️

From April 2026, Business Property Relief (BPR) — which currently allows you to pass business assets to your heirs free from Inheritance Tax (IHT) — will be capped at the first £1 million of property value.

Right now, many businesses rely on BPR to pass on their company without triggering a huge IHT bill. ❌

But once this cap comes in, any value above £1 million could face up to 40% inheritance tax. 👀

If your business is growing, planning ahead just became essential.

Start reviewing your structure, ownership, and succession plans TODAY — waiting until 2026 could be too late!

12/09/2025

Tax planning isn’t something to leave until the last minute.

The smartest moves are the ones you make _early_.

Here are 3 things you should be checking:

💡 Have you used your ISA allowance?
💡 Are you maximising pension contributions (and carry-forward)?
💡 Are you on top of your dividend income now the allowance is so low?

Get these right, and you could save yourself a significant amount of tax before the year is out.

Want us to review your situation? Send us a message.

10/09/2025

Director vs Shareholder — what’s the difference? 🤔

It’s one of the most common points of confusion we see with limited companies.

A director is responsible for running the company day-to-day and making sure it complies with the law.
A shareholder owns part (or all) of the company and benefits from the profits.

Sometimes they’re the same person. Sometimes they’re not. And understanding the difference is key to knowing your rights, responsibilities, and how you get paid.

09/09/2025

So what’s new this September 2025?

• UK borrowing costs are soaring, forcing fiscal caution and raising speculation ahead of the Autumn Budget.
• The VAT registration threshold could be lifted to £100K—potentially easing the burden on small businesses.
• New anti-fraud rules are tightening corporate transparency with stricter penalties.
• Inheritance Tax has moved to a residence-based system, meaning long-term residents may now face worldwide IHT.

For directors, landowners, or anyone planning for the future—keeping a step ahead on these developments is essential.

Need help understanding how these affect your finances or business? Message us — your clarity starts here.

14/08/2025

Bye & Thank You, Max!

Last week marked final week with us, as he wraps up his 10 months at IWN Accountancy.

During his time here, Max has been a brilliant part of the team, bringing enthusiasm, a willingness to learn, and a real eye for detail as he continues working towards becoming a Chartered Accountant.

From supporting clients to getting hands-on with real-world accounting, Max has made a real impact in a short space of time.

Max, thank you for all your hard work and dedication over the past 10 months. We’ve no doubt you have a bright future ahead and we look forward to welcoming you back to the IWN family next year! 💙

31/07/2025

July: That’s a wrap! ☀️

The sun’s been shining, the numbers are balanced, and we’re stepping into Q3 with clarity, calm, and a coffee in hand.

And in even more exciting news…

We’ve welcomed a new little addition to the IWN family: Leonardo ‘Leo’ Atlas Norian 💙👶🏻

Here’s to fresh beginnings, both in business and in life.

Let’s keep it rolling.

Address

The Echo Building, 18 Albert Road
Bournemouth
BH11BZ

Website

http://www.iwnaccountancy.co.uk/

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