https://partnership.sjp.co.uk/partner/meenahalai

Meena Halai Wealth Solutions, Borehamwood (2026)

19/01/2023

Yesterday was a super proud mum moment for me as I attended my daughter Maya’s graduation.

Graduation from university is a significant milestone in one's life, as it marks the end of an era of hard work, dedication, and learning. The diploma received on graduation day symbolizes the completion of a journey and the beginning of a new chapter in one's life. However, the journey does not end here, and it is essential to be prepared for the financial challenges that lie ahead.

One of the most significant financial challenges that graduates face is student loan debt. It is essential to have a plan in place to repay these loans, so they don't become a burden in the future.

Another financial challenge that graduates face is the transition from a student's budget to a professional's budget. Graduates often find it difficult to adjust to the increased expenses that come with starting a career, such as rent, transportation, and insurance. Graduates should make a budget, and stick to it. They should also be mindful of their spending, and make sure to save a portion of their income for emergencies, retirement and other financial goals.

Furthermore, Graduates should also think about starting to invest in their long term future, whether it be in a retirement account or a long-term investment plan. Graduates can start by contributing to their employer’s pension scheme.

In conclusion, graduation from a university is a significant milestone, but it also marks the beginning of a new journey, with new financial challenges. Graduates should be prepared by creating a budget, developing a plan to repay student loans, and investing in their future. With a solid financial plan in place, graduates will be well on their way to achieving their financial goals and securing their future.

13/01/2023

When was the last time you wrote a love letter? I was compelled to write one today. Here goes ……

My dearest Himalayas,

From the moment I laid eyes on you, I knew I was in love. The grandeur of your snow-capped peaks, the majesty of your towering heights, and the awe-inspiring beauty of your landscapes have captivated my heart and soul.

Each time I visit you, I am reminded of the vastness and power of nature, and the smallness and insignificance of humanity. Your mountains have shaped my perspective, giving me a sense of humility and gratitude for the world around me.

The spiritual significance of the Himalayas is not lost on me. Being in your presence has given me a sense of inner peace and connection to something greater than myself. I have found solace in the quiet of your valleys, and inspiration in the grandeur of your peaks. I have come to know and respect the different cultures and people who call you home.

I have been fortunate enough to explore different parts of you, each time I discover something new and wonderful. Each visit has been a new adventure, and I can't wait to experience more of you. I get withdrawal symptoms when I am not around you.

My dear Himalayas, you have become an integral part of my life. I long to return to you, to stand in awe of your beauty once again. I love you and hold you in the highest regard.

Forever yours,
Meena

07/06/2022

“I’ll have a smashed avocado on toast, thank you. Please sign me up for a coffee subscription too!”

My client and I were at a popular cafeteria for an early morning meeting last week.
I watched a group of women in their early twenties while waiting.

Each of them ordered smashed avocado on toast for £8 and another £3 for a flat white.

One of them was saying how much she loves the place. She grabs breakfast there 3x a week.

Doing the numbers in my head, her bill came to £33/week. That’s £132/month, and £1,584/year. Just for coffee and avocado toast.

My daughter, who is in the same age group as the women I saw, has frequently told me how much of a struggle it is for people of her age to buy or rent a decent home, save for their future and pay off their student loans.

Property prices have skyrocketed, that’s for sure.

But if that girl would invest her £1,584 in a stock with average returns of 10% a year, plus the advantage of compounded interest….

I’d imagine her popping into the café only on the rare occasion and saying “I’ll have just a cup of coffee, thank you!”

(Photo by Nicola Barts on Pexels)

31/05/2022

A friend recently asked me what’s the best way to manage her impulsive buying.

She feels it’s hard to stop buying things the moment she receives her salary. Especially if there’s a sale going on.

The answer to this is simple:

A lot of our money management behaviour comes from our inner state.

We tend to buy things because we want to look, feel or even be perceived a certain way. Very few things are bought because we need them.

And good marketing adds to this state of having more and wanting more. It’s perpetual and becomes a problem quickly.

As a financial advisor, it’s not uncommon for me to see people suffer because of the way they perceive money e.g.:

If you see money as a means to show other people how well you are doing in life or even how much you can buy with it, it will only last you so long.

Why do you think people who win lotteries have no money left in the shortest amount of time?

Energetically, money is a resource that helps us get where we want in life.
You can get decent returns from it when you invest it wisely. That’s the question you need to ask yourself when deciding to buy something impulsively.

So, will you choose designer shoes and bags that make you look good today, or stocks and bonds that give you peace for tomorrow? Think about it next time you see the sale sign.

(Photo by Artem Beliaikin on pexels)

27/05/2022

“I need a handbag for work, but my child wants a PlayStation.”

“I need to set aside some money for my pension, but it’s time to pay for domestic repairs.”

“I need to get some check-ups done that my medical insurance doesn’t cover, but my husband asked me to pay the bills this month.”

Sounds familiar?

I work with women a lot, and I’ve noticed that we are always thinking about others first.

𝗔 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗜 𝗼𝗳𝗳𝗲𝗿 𝗶𝘀 𝘁𝗼 𝗸𝗲𝗲𝗽 𝗮 𝘀𝗲𝗽𝗮𝗿𝗮𝘁𝗲 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝗻𝗲𝗲𝗱𝘀, 𝘄𝗵𝗲𝗿𝗲 𝘆𝗼𝘂 𝗽𝘂𝘁 𝘀𝗼𝗺𝗲 𝗺𝗼𝗻𝗲𝘆 𝗮𝘀𝗶𝗱𝗲 𝗲𝗮𝗰𝗵 𝗺𝗼𝗻𝘁𝗵.

This account can hold as little or as much as you like. But make it non-negotiable.

So, when you need a facial, a new shoe, a new dress or even a check-up, you’re not frantically thinking of where to get the money from.

𝗔𝗻𝗱 𝘆𝗼𝘂 𝗱𝗼𝗻’𝘁 𝗲𝗻𝗱 𝘂𝗽 𝘀𝗮𝗰𝗿𝗶𝗳𝗶𝗰𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗻𝗲𝗲𝗱𝘀 𝗲𝗮𝗰𝗵 𝘁𝗶𝗺𝗲.

Need more help being a financially-savvy woman? Go ahead and DM me.

(Photo by Karolina Grabowska from Pexels)

25/05/2022

I was talking to my friend Tara last week, and she mentioned how her daughter always says “I can’t save yet, I have too many expenses, Mum.”

“I’m worried about her, Meena. How do I convince her that she should start saving now for her future?” asked Tara.

Tara’s daughter is in her mid-twenties, has a well-paying job, no debt and still lives with her parents. A good life lots of us would wish for 😉

Her monthly expenses consist of beauty products, lots of shopping, and dining out. The occasional treatment at a pricey wellness spa is also a given.

“𝐼 𝑤𝑜𝑢𝑙𝑑 𝑒𝑥𝑝𝑙𝑎𝑖𝑛 𝑡𝑜 ℎ𝑒𝑟 𝑡ℎ𝑎𝑡 𝑠ℎ𝑒 𝑐𝑎𝑛 𝑙𝑖𝑣𝑒 ℎ𝑒𝑟 𝑙𝑖𝑓𝑒𝑠𝑡𝑦𝑙𝑒 𝑤ℎ𝑖𝑙𝑠𝑡 𝑠𝑒𝑡𝑡𝑖𝑛𝑔 𝑎𝑠𝑖𝑑𝑒 𝑚𝑜𝑛𝑒𝑦 𝑓𝑜𝑟 ℎ𝑒𝑟 𝑓𝑢𝑡𝑢𝑟𝑒.

𝐻𝑎𝑣𝑒 ℎ𝑒𝑟 𝑙𝑜𝑜𝑘 𝑎𝑡 ℎ𝑒𝑟 𝑒𝑥𝑝𝑒𝑛𝑠𝑒𝑠, 𝑎𝑛𝑑 𝑠𝑒𝑒 𝑤ℎ𝑎𝑡 𝑠ℎ𝑒 𝑟𝑒𝑎𝑙𝑙𝑦 𝑛𝑒𝑒𝑑𝑠 𝑒𝑎𝑐ℎ 𝑚𝑜𝑛𝑡ℎ, 𝑟𝑎𝑡ℎ𝑒𝑟 𝑡ℎ𝑎𝑛 𝑤ℎ𝑎𝑡 𝑠ℎ𝑒 𝑤𝑎𝑛𝑡𝑠. 𝐼’𝑑 𝑠ℎ𝑜𝑤 ℎ𝑒𝑟 𝑡ℎ𝑎𝑡 𝑖𝑡’𝑠 𝑜𝑘𝑎𝑦 𝑡𝑜 𝑚𝑎𝑘𝑒 𝑎 𝑡𝑟𝑎𝑑𝑒-𝑜𝑓𝑓 𝑏𝑒𝑡𝑤𝑒𝑒𝑛 𝑏𝑢𝑦𝑖𝑛𝑔 𝑡ℎ𝑎𝑡 𝑛𝑒𝑤 𝑑𝑒𝑠𝑖𝑔𝑛𝑒𝑟 𝑏𝑎𝑔 𝑎𝑛𝑑 𝑠𝑎𝑣𝑖𝑛𝑔 𝑓𝑜𝑟 ℎ𝑒𝑟 𝑓𝑢𝑡𝑢𝑟𝑒 𝑔𝑜𝑎𝑙𝑠.

𝑇ℎ𝑒𝑛, 𝐼’𝑑 ℎ𝑒𝑙𝑝 ℎ𝑒𝑟 𝑠𝑒𝑡 𝑎𝑠𝑖𝑑𝑒 𝑎𝑠 𝑙𝑖𝑡𝑡𝑙𝑒 𝑎𝑠 £200 𝑎 𝑚𝑜𝑛𝑡ℎ 𝑖𝑛 𝑎 𝑓𝑢𝑛𝑑, 𝑎𝑛𝑑 𝑠𝑡𝑒𝑝 𝑏𝑎𝑐𝑘. 𝑂𝑛𝑐𝑒 𝑠ℎ𝑒 𝑠𝑒𝑒𝑠 𝑡ℎ𝑎𝑡 𝑚𝑜𝑛𝑒𝑦 𝑔𝑟𝑜𝑤, 𝑠ℎ𝑒 𝑤𝑖𝑙𝑙 𝑤𝑎𝑛𝑡 𝑡𝑜 𝑐𝑜𝑛𝑡𝑟𝑖𝑏𝑢𝑡𝑒 𝑚𝑜𝑟𝑒 𝑡𝑜 𝑖𝑡” I said.

Our children don’t want limitations. They want to be understood and free.

Feel free to use this trick when teaching your children about financial freedom 😊

(Photo by Vlad Deep from Pexels)

23/05/2022

𝐴𝑟𝑒 𝑦𝑜𝑢 𝑎𝑛 𝑒𝑡ℎ𝑖𝑐𝑎𝑙 𝑖𝑛𝑣𝑒𝑠𝑡𝑜𝑟?

As someone who is on a spiritual path, I’m very conscious of what’s going on around me.

I also believe we should leave the world a better place than we found it in.

That’s why I like to keep a tab on company operations. I do my due diligence before investing in any funds or stocks 😉

If you’re like me and want to ensure your money is going to the right place and into the right hands, here is my number one tip:

𝑬𝒏𝒔𝒖𝒓𝒆 𝒚𝒐𝒖 𝒂𝒓𝒆 𝒊𝒏𝒗𝒆𝒔𝒕𝒊𝒏𝒈 𝒊𝒏 𝒄𝒐𝒎𝒑𝒂𝒏𝒊𝒆𝒔 𝒕𝒉𝒂𝒕 𝒂𝒅𝒉𝒆𝒓𝒆 𝒕𝒐 𝒈𝒐𝒐𝒅 𝒆𝒏𝒗𝒊𝒓𝒐𝒏𝒎𝒆𝒏𝒕𝒂𝒍, 𝒔𝒐𝒄𝒊𝒂𝒍 𝒂𝒏𝒅 𝒈𝒐𝒗𝒆𝒓𝒏𝒂𝒏𝒄𝒆 (𝑬𝑺𝑮) 𝒑𝒓𝒂𝒄𝒕𝒊𝒄𝒆𝒔.

You make sure you’re leaving the earth a better place for the next generation this way.

Plus, if they get into problems with the government or consumers because of their unethical practices, it will affect your investment directly.

𝑆𝑢𝑠𝑡𝑎𝑖𝑛𝑎𝑏𝑖𝑙𝑖𝑡𝑦 𝑐𝑎𝑛 𝑝𝑜𝑠𝑖𝑡𝑖𝑣𝑒𝑙𝑦 𝑎𝑓𝑓𝑒𝑐𝑡 𝑟𝑒𝑣𝑒𝑛𝑢𝑒𝑠, 𝑝𝑟𝑜𝑓𝑖𝑡𝑠 𝑎𝑛𝑑 𝑑𝑖𝑣𝑖𝑑𝑒𝑛𝑑𝑠.

Feel free to ask me which companies have a good ESG record before investing in them.

(Photo by Lara Jameson from Pexels)

20/05/2022

𝗟𝗶𝗳𝗲 𝗵𝗮𝗽𝗽𝗲𝗻𝘀. 𝗔𝗻𝗱 𝘁𝗵𝗲𝗻 𝘄𝗵𝗮𝘁?

Say you wanted to buy a (second) car this year, but now you’ve found out you’re having a child.
𝗔𝗹𝗹 𝗼𝗳 𝘀𝘂𝗱𝗱𝗲𝗻, 𝘆𝗼𝘂’𝗹𝗹 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗽𝗹𝗮𝗻 𝗳𝗼𝗿 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 𝗰𝗼𝗻𝗰𝗲𝗿𝗻𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗯𝗮𝗯𝘆.

You may think that your financial planning will automatically adapt to your new circumstances.

But that isn’t true.

𝑷𝒍𝒂𝒏𝒏𝒊𝒏𝒈 𝒇𝒐𝒓 𝒂 𝒄𝒂𝒓 𝒊𝒔 𝒗𝒆𝒓𝒚 𝒅𝒊𝒇𝒇𝒆𝒓𝒆𝒏𝒕 𝒕𝒉𝒂𝒏 𝒑𝒍𝒂𝒏𝒏𝒊𝒏𝒈 𝒇𝒐𝒓 𝒂 𝒃𝒂𝒃𝒚. You might not have enough funds to cover your baby’s arrival and postnatal care, for example.

You may end up stressed instead of enjoying this wonderful time.

This is why 𝑰 𝒓𝒆𝒄𝒐𝒎𝒎𝒆𝒏𝒅 𝒂𝒏 𝒂𝒏𝒏𝒖𝒂𝒍 𝒓𝒆𝒗𝒊𝒆𝒘 𝒐𝒇 𝒚𝒐𝒖𝒓 𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝒑𝒍𝒂𝒏𝒏𝒊𝒏𝒈.

When you work with me, I will ask you what’s changed each year, regardless of any other touchpoints we have.

Things that are likely to change include:
- Your 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗰𝗶𝗿𝗰𝘂𝗺𝘀𝘁𝗮𝗻𝗰𝗲𝘀
- Your 𝗴𝗼𝗮𝗹𝘀
- Your 𝗮𝗽𝗽𝗲𝘁𝗶𝘁𝗲 𝗳𝗼𝗿 𝗿𝗶𝘀𝗸
- The 𝗺𝗮𝗿𝗸𝗲𝘁 𝗳𝗹𝘂𝗰𝘁𝘂𝗮𝘁𝗶𝗼𝗻𝘀

All of these points MUST be considered when adjusting your financial plans.

𝗝𝘂𝘀𝘁 𝘀𝗼 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗵𝗮𝗻𝗱𝗹𝗲 𝘄𝗵𝗮𝘁𝗲𝘃𝗲𝗿 𝗹𝗶𝗳𝗲 𝘁𝗵𝗿𝗼𝘄𝘀 𝗮𝘁 𝘆𝗼𝘂.

18/05/2022

“𝑾𝒉𝒐 𝒈𝒆𝒕𝒔 𝒄𝒖𝒔𝒕𝒐𝒅𝒚 𝒐𝒇 𝒕𝒉𝒆 𝒌𝒊𝒅𝒔? 𝑨𝒏𝒅 𝒘𝒉𝒐 𝒌𝒆𝒆𝒑𝒔 𝒕𝒉𝒆 𝒉𝒐𝒖𝒔𝒆?”

These are typical questions at the time of a divorce that lawyers get asked.

61% of people take legal advice during their divorce. (Source: Divorce in later life)

The real surprise is this:

𝗢𝗻𝗹𝘆 𝟯% 𝗼𝗳 𝗽𝗲𝗼𝗽𝗹𝗲 𝘁𝗮𝗸𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗱𝘃𝗶𝗰𝗲 𝗱𝘂𝗿𝗶𝗻𝗴 𝘁𝗵𝗲𝗶𝗿 𝗱𝗶𝘃𝗼𝗿𝗰𝗲.

People think of their homes, cars, and kids, but not their finances.

Sadly, there are big consequences of not taking financial advice during a divorce:
- 𝗢𝗻 𝗮𝘃𝗲𝗿𝗮𝗴𝗲, 𝗮 𝗱𝗶𝘃𝗼𝗿𝗰𝗲𝗱 𝘄𝗼𝗺𝗮𝗻 𝘄𝗶𝗹𝗹 𝗿𝗲𝘁𝗶𝗿𝗲 𝘄𝗶𝘁𝗵 £𝟳𝟳,𝟰𝟬𝟬 𝗹𝗲𝘀𝘀 𝘁𝗵𝗮𝗻 𝗮 𝗱𝗶𝘃𝗼𝗿𝗰𝗲𝗱 𝗺𝗮𝗻;
- 𝟮𝟴% 𝗼𝗳 𝘄𝗼𝗺𝗲𝗻 𝗮𝗿𝗲 𝗺𝗼𝗿𝗲 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝘄𝗮𝗶𝘃𝗲 𝘁𝗵𝗲𝗶𝗿 𝗿𝗶𝗴𝗵𝘁𝘀 𝘁𝗼 𝗮 𝗽𝗮𝗿𝘁𝗻𝗲𝗿’𝘀 𝗽𝗲𝗻𝘀𝗶𝗼𝗻 𝗮𝘀 𝗽𝗮𝗿𝘁 𝗼𝗳 𝗮 𝗱𝗶𝘃𝗼𝗿𝗰𝗲;
- 𝟭/𝟯𝗿𝗱 𝗼𝗳 𝘄𝗼𝗺𝗲𝗻 𝗮𝗿𝗲 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝘀𝗲𝗲 𝘁𝗵𝗲𝗶𝗿 𝗵𝗼𝘂𝘀𝗲𝗵𝗼𝗹𝗱 𝗶𝗻𝗰𝗼𝗺𝗲𝘀 𝗳𝗮𝗹𝗹 𝗶𝗻 𝘁𝗵𝗲 𝘆𝗲𝗮𝗿 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝘁𝗵𝗲𝗶𝗿 𝗱𝗶𝘃𝗼𝗿𝗰𝗲;
If you are going through a divorce, 𝗿𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝘁𝗼 𝗺𝗲 for safeguarding your pension, investment funds, savings and any other assets you may have.

17/05/2022

𝗧𝗮𝗸𝗶𝗻𝗴 𝗮 𝗰𝗮𝗿𝗲𝗲𝗿 𝗯𝗿𝗲𝗮𝗸 𝗱𝘂𝗲 𝘁𝗼 𝗺𝗼𝘁𝗵𝗲𝗿𝗵𝗼𝗼𝗱?

It’s good to take a career break when you have a child.

It helps to feel closer to your baby and more relaxed, what with the sleepless nights during the first year (ask me, I’ve had two wonderful kids).

But do you know the costs associated to a career gap?
- 𝗛𝗮𝘃𝗶𝗻𝗴 𝗰𝗵𝗶𝗹𝗱𝗿𝗲𝗻 𝗺𝗮𝘆 𝗶𝗺𝗽𝗮𝗰𝘁 𝘆𝗼𝘂𝗿 𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝘁𝗼 𝘀𝗮𝘃𝗲 𝗳𝗼𝗿 𝗮 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 𝗽𝗲𝗻𝘀𝗶𝗼𝗻;
- 𝗧𝗮𝗸𝗶𝗻𝗴 𝗮 𝗰𝗮𝗿𝗲𝗲𝗿 𝗯𝗿𝗲𝗮𝗸 𝗺𝗮𝘆 𝗶𝗺𝗽𝗮𝗰𝘁 𝘆𝗼𝘂𝗿 𝗲𝗹𝗶𝗴𝗶𝗯𝗶𝗹𝗶𝘁𝘆 𝗳𝗼𝗿 𝗮 𝘀𝘁𝗮𝘁𝗲 𝗽𝗲𝗻𝘀𝗶𝗼𝗻;
- 𝗔 𝗱𝗶𝘀𝗿𝘂𝗽𝘁𝗲𝗱 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗽𝗮𝘁𝘁𝗲𝗿𝗻 𝗺𝗮𝘆 𝗺𝗲𝗮𝗻 𝘁𝗵𝗮𝘁 𝗯𝘆 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗰𝗵𝗶𝗹𝗱 𝗿𝗲𝗮𝗰𝗵𝗲𝘀 𝟮𝟬, 𝘆𝗼𝘂 𝘄𝗶𝗹𝗹 (𝗼𝗻 𝗮𝘃𝗲𝗿𝗮𝗴𝗲) 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝗶𝗻 𝗽𝗮𝗶𝗱 𝘄𝗼𝗿𝗸 𝗳𝗼𝗿 𝟯 𝘆𝗲𝗮𝗿𝘀 𝗹𝗲𝘀𝘀 𝘁𝗵𝗮𝗻 𝗺𝗲𝗻;
- 𝗧𝗵𝗶𝘀 𝗮𝗹𝘀𝗼 𝗺𝗲𝗮𝗻𝘀 𝘆𝗼𝘂 𝘄𝗶𝗹𝗹 𝗵𝗮𝘃𝗲 𝘀𝗽𝗲𝗻𝘁 𝟭𝟬 𝘆𝗲𝗮𝗿𝘀 𝗹𝗲𝘀𝘀 𝗶𝗻 𝗳𝘂𝗹𝗹-𝘁𝗶𝗺𝗲 𝗽𝗮𝗶𝗱 𝘄𝗼𝗿𝗸;

These costs are the reason why I’m a big advocate of financial planning for women.

You need to be able to take time off as a mum WITHOUT 𝘄𝗼𝗿𝗿𝘆𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲, 𝘆𝗼𝘂𝗿 𝗰𝗵𝗶𝗹𝗱𝗿𝗲𝗻’𝘀 𝗻𝘂𝗿𝘀𝗲𝗿𝘆 𝗮𝗻𝗱 𝘀𝗰𝗵𝗼𝗼𝗹 𝗳𝗲𝗲𝘀 𝗼𝗿 𝗲𝘃𝗲𝗻 𝘆𝗼𝘂𝗿 𝗽𝗲𝗻𝘀𝗶𝗼𝗻. Especially if you’re a single mum.

I can help you because I’ve been there myself. I know how hard it is to want to spend time with your kids but having to work (full-time) instead.

Reach out to me for 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀 𝗯𝗲𝗳𝗼𝗿𝗲, 𝗱𝘂𝗿𝗶𝗻𝗴 𝗮𝗻𝗱 𝗮𝗳𝘁𝗲𝗿 𝗺𝗼𝘁𝗵𝗲𝗿𝗵𝗼𝗼𝗱.

16/05/2022

How many of your friends inspire you?

Most friends will tell you that your home is nice, your dress is pretty, or how sweet your kids are.

𝐵𝑢𝑡 𝑤ℎ𝑜𝑚 𝑐𝑎𝑛 𝑦𝑜𝑢 𝑡𝑟𝑢𝑙𝑦 𝑠ℎ𝑎𝑟𝑒 𝑦𝑜𝑢𝑟 𝑎𝑚𝑏𝑖𝑡𝑖𝑜𝑛𝑠, 𝑦𝑜𝑢𝑟 𝑔𝑜𝑎𝑙𝑠 𝑎𝑛𝑑 𝑦𝑜𝑢𝑟 𝑓𝑒𝑎𝑟𝑠 𝑤𝑖𝑡ℎ?

Which ones do you admire when it comes to building their future and their safety net, and taking care of their resources?

Here’s one piece of advice I always give my children:

𝑺𝒆𝒆𝒌 𝒐𝒖𝒕 𝒇𝒓𝒊𝒆𝒏𝒅𝒔 𝒘𝒉𝒐 𝒎𝒂𝒌𝒆 𝒚𝒐𝒖 𝒇𝒆𝒆𝒍 𝒆𝒎𝒑𝒐𝒘𝒆𝒓𝒆𝒅.

Feeling empowered helps us make better decisions. 𝑾𝒆 𝒔𝒕𝒐𝒑 𝒄𝒐𝒎𝒑𝒂𝒓𝒊𝒏𝒈 𝒐𝒖𝒓𝒔𝒆𝒍𝒗𝒆𝒔 𝒕𝒐 𝒐𝒕𝒉𝒆𝒓𝒔, 𝒔𝒕𝒂𝒓𝒕 𝒑𝒍𝒂𝒏𝒏𝒊𝒏𝒈 𝒐𝒖𝒓 𝒇𝒖𝒕𝒖𝒓𝒆, 𝒂𝒏𝒅 𝒔𝒕𝒐𝒑 𝒃𝒖𝒚𝒊𝒏𝒈 𝒕𝒉𝒊𝒏𝒈𝒔 𝒘𝒆 𝒅𝒐𝒏’𝒕 𝒏𝒆𝒆𝒅.

𝗪𝗲 𝘃𝗮𝗹𝘂𝗲 𝗼𝘂𝗿𝘀𝗲𝗹𝘃𝗲𝘀 𝗮𝗻𝗱 𝗼𝘂𝗿 𝗵𝗮𝗿𝗱-𝗲𝗮𝗿𝗻𝗲𝗱 𝗺𝗼𝗻𝗲𝘆 𝗶𝗻𝘀𝘁𝗲𝗮𝗱.

It’s also why I empower women who come to me for financial advice.

I want to see you thrive, be happy and live with peace 𝗿𝗲𝗴𝗮𝗿𝗱𝗹𝗲𝘀𝘀 𝗼𝗳 𝗮 𝗱𝗶𝘃𝗼𝗿𝗰𝗲, 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗵𝗮𝗿𝗱𝘀𝗵𝗶𝗽𝘀 𝗼𝗿 𝗲𝘃𝗲𝗻 𝘁𝗵𝗲 𝗹𝗼𝘀𝘀 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗽𝗮𝗿𝘁𝗻𝗲𝗿.

Are you ready to be empowered? DM me today 😊

13/05/2022

𝗪𝗲𝗱𝗱𝗶𝗻𝗴𝘀 𝗮𝗿𝗲 𝗳𝘂𝗻 𝗯𝘂𝘁 𝗰𝗼𝘀𝘁𝗹𝘆 𝗮𝗳𝗳𝗮𝗶𝗿𝘀, 𝗮𝗿𝗲𝗻’𝘁 𝘁𝗵𝗲𝘆?

I’m learning this while planning my son’s wedding.

By now you must know that I’m a fan of budgeting and searching for cost-effective options 😉

I’m 𝘀𝗵𝗮𝗿𝗶𝗻𝗴 𝘀𝗼𝗺𝗲 𝘁𝗶𝗽𝘀 that helped me 𝘀𝗮𝘃𝗲 𝗾𝘂𝗶𝘁𝗲 𝗮 𝗯𝗶𝘁 𝗼𝗻 𝗳𝗹𝗼𝘄𝗲𝗿𝘀, 𝗮𝗹𝗰𝗼𝗵𝗼𝗹𝗶𝗰 𝗱𝗿𝗶𝗻𝗸𝘀 𝗮𝗻𝗱 𝗼𝘂𝘁𝗳𝗶𝘁𝘀 below, such as:

- Buying 𝒔𝒑𝒊𝒓𝒊𝒕𝒔 𝒐𝒏 𝒐𝒇𝒇𝒆𝒓, and stashing them away until the big day.
- Buying 𝒘𝒊𝒏𝒆𝒔 𝒐𝒏 𝒐𝒇𝒇𝒆𝒓 from wholesalers.
- 𝑹𝒆𝒖𝒔𝒊𝒏𝒈 𝒕𝒉𝒆 𝒅𝒆́𝒄𝒐𝒓 (flowers) from our daytime celebration for the evening celebrations with a few tweaks.
- 𝑩𝒖𝒚𝒊𝒏𝒈 𝒐𝒖𝒕𝒇𝒊𝒕𝒔 𝒇𝒓𝒐𝒎 𝒐𝒖𝒓 𝒉𝒐𝒎𝒆 𝒄𝒐𝒖𝒏𝒕𝒓y, especially since we’ve opted for a traditional wedding.

Oh, and since this is a summer wedding, I’ve chosen to wear light fabrics and bright summery colours.

I hope these tips are helpful. 𝗬𝗼𝘂 𝗰𝗮𝗻 𝗮𝗹𝘄𝗮𝘆𝘀 𝗿𝗲𝗮𝗰𝗵 𝗼𝘂𝘁 𝘁𝗼 𝗺𝗲 𝗳𝗼𝗿 𝗮𝗻𝘆 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀!

Meena Halai Wealth Solutions

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