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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Carlton Smith Financial Planning Ltd

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Carlton Smith Financial Planning Ltd

Financial Advice, Planning & Management: www.carltonsmithfinancial.com

Cornwall & London Partnering you for your lifelong financial journey.

As a client of Carlton Smith Private Wealth, we provide you with everything you need to achieve your life’s aims. Our relationship begins with the creation of a lifestyle financial plan. We build your plan in collaboration with you, matching your financial arrangements to your objectives and tailoring them to your specific requirements. This plan is the blueprint for your financial future and is n

ot a short term reaction to a volatile market. It is a considered, long term plan with a view to a financially secure future. Your financial journey will allow you to look into the future and see what it might look like. We have a three stage process that we offer clients:
Lifestyle Planning - Where am I now and where do I want to be? Financial Planning - How much will my lifestyle cost me? Financial Advice - A means to an end. We start by spending time getting to know you, to understand what makes you tick and where you want to be. We live in a world where very few of us have unlimited resources and we understand this. We help you to understand the actual cost of your future plans, allowing you to redirect money and resources to achieve your goals. We don’t just look for the obvious solution, there are different solutions that fit many different needs, the value we offer is in looking at things differently for you and selecting a solution for your specific needs. Our investment philosophy works on the basis that successful investing is considered to be a dynamic balance between strategy allocation and investment choice. We start with one particular golden rule of investing - “I am more concerned with the return of my money than the return on my money”. - Mark Twain. Capital preservation is the highest priority when putting an investment portfolio together with clients and we strive to achieve the level of return a client needs. This is what we describe as a risk managed approach. www.cspwealth.com

26/01/2023

Thanks Annie Page & Associates for inviting me to the big lunch with Your Partnerships. It was a fab event and some great connections made 👍

02/01/2021

Happy New Year! Here's to a prosperous and healthy year in 2021.

22/12/2020

I'm super proud of our little office dog Maisy. She just loves her work and we're proud to support this great local charity.

16/11/2020

THE WEEKLY BRIEF
Progress towards a vaccine for Covid-19 has sparked a rotation in markets. Having lagged for most of this year, global value stocks recorded their strongest day on record versus global growth stocks following the news that the vaccine candidate from Pfizer and BioNTech was found to be more than 90% effective. Significant uncertainties remain, including around the duration of protection, the extent to which the vaccine limits onward transmission, the logistical challenges around production and distribution, and levels of take up across the population. Yet with the news of an effective vaccine and the potential for other trials to also deliver positive results, for markets there is now light at the end of the tunnel. As we move towards 2021, the stage is set for a more balanced return trajectory – by sector, by style and in turn, by region.

02/10/2020

Closing out the week. Have a great weekend.

14/09/2020

Weekly Bulletin: Why we stay moderately pro-risk
The broad macro backdrop has been improving, risk assets have rallied a long way, and increasing market volatility points to risks that investors will need to navigate as the US presidential election draws closer. All this leaves us moderately pro-risk as we head into year end, with a preference for credit.
Key points
• Upholding Our Views: The improving macro backdrop, a strong risk rally and rising volatility leave us moderately pro-risk over coming months, with a preference for credit.
• Fiscal Discussions Stall: The outcome of negotiations of a new US fiscal package looks increasingly binary: a sizable fiscal package or nothing at all before the November election.
• Fed Meeting: Markets will watch for any details of the Federal Reserve’s new average inflation targeting framework as the central bank holds its policy meeting this week.

The opinions expressed are as of September 2020 and are subject to change at any time due to changes in market or economic conditions. The above descriptions are meant to be illustrative only.

07/09/2020

THE WEEKLY BRIEF

The number of new Covid-19 cases has started to rise again in Europe, particularly in Spain and France.

However, more tests are being done compared with earlier in the year. By looking at the percentage of tests which are positive we can get a better idea of the extent of the recent rise in infections in each country. The World Health organization cautions against reopening economies if the positivity rate for tests is above 5%. Of Europe’s large economies, only Spain has breached that level. While cases in Germany and the UK have risen, so far that appears to be mostly due to increased testing, with positivity rates remaining low. For investors concerned about the potential for a winter wave of infections, it’s worth monitoring the progress of positivity rates. Thankfully, they remain relatively low in most parts of Europe.

04/09/2020

Celebrating the start of September with a bit of foraging for dinner.

13/07/2020

THE WEEKLY BRIEF

Rising Covid-19 infections and falling activity data in the US have raised concerns about the economic recovery.

The US economy added back a total of 7.5m jobs in May and June, representing a recovery of a third of the 22.2m jobs lost between February and April. Two weeks ago, we noted the concerning rise in new Covid-19 infections in three of the largest US states, by population: California, Texas and Florida. Since then infections in these states have continued to rise and activity levels in these states look to be rolling over, as consumers and corporates feel less confident about getting back to normal and Governors have begun reversing some reopening measures. This leads us to expect a more stop-start economic recovery, rather than a continuation of the V-shaped recovery suggested by the recent jobs reports.

22/06/2020

WEEKLY BULLETIN: Warming Up To Europe

Europe’s policy response to the virus shock was slow to get going – but an impressive array of fiscal and monetary measures is getting into place to bridge the economy through the shock. The euro area has also had relative success in tamping virus growth, positioning it well for reopening its economy. We see the two factors as supporting the region’s economy and markets in coming months.

KEY POINTS
• Optimistic About Europe: We are warming up to European assets as the region steps up its policy response and demonstrates relative success in tamping virus growth.
• Containment And Mobility: We are tracking the interplay of containment measures and mobility changes on activity as economies have started to reopen
• Sentiment Surveys: A spate of business and consumer sentiment data this week should shed light on the pace of the activity rebound as economies reopen.

The opinions expressed are as of June 2020 and are subject to change at any time due to changes in market or economic conditions. The above descriptions are meant to be illustrative only.

Address

The Old Mill House
Bodmin
PL312RD

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+441208808068

Website

http://www.carltonsmithfinancial.com/

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