Peak Fifteen Financial Planning

Peak Fifteen Financial Planning Mark Eldor CFP, Chartered MCSI

Could changes to pensions affect your inheritance tax plans?From 6 April 2027, most unused pension funds are set to be b...
02/09/2026

Could changes to pensions affect your inheritance tax plans?

From 6 April 2027, most unused pension funds are set to be brought into the scope of Inheritance Tax.

For those using pensions as part of their wider estate planning strategy, this could have important implications for how wealth is passed on to the next generation.

It’s worth reviewing your plans now to understand what the changes could mean for you and whether any adjustments may be needed.

Our latest article looks at the proposed changes and what they could mean for inheritance tax planning.

👉 Read more: https://www.peakfifteenfp.co.uk/article/detail/sjpp/how-pension-changes-could-affect-your-inheritance-tax-plans.html

When money feels overwhelming, it can be tempting to avoid it altogether.But ignoring financial worries rarely makes the...
31/08/2026

When money feels overwhelming, it can be tempting to avoid it altogether.

But ignoring financial worries rarely makes them feel smaller. Often, the first step towards feeling more in control is simply understanding where you stand.

From looking at your income, spending, savings and debts, to choosing one priority and taking small, consistent steps, having a clear plan can help turn uncertainty into something more manageable.

You don’t have to tackle everything at once – and you don’t have to do it alone.

Our latest article explores some practical ways to regain a sense of control when money feels overwhelming. 👇

https://www.peakfifteenfp.co.uk/article/detail/sjpp/finding-control-when-money-feels-overwhelming.html

Sometimes the hardest part of reaching your financial goals is simply taking the first step.Whether you’re thinking abou...
26/08/2026

Sometimes the hardest part of reaching your financial goals is simply taking the first step.

Whether you’re thinking about investing, planning for retirement, protecting your family or simply getting your finances organised, you don’t need to have everything figured out before you begin.

A small step today can help put you in a stronger position for tomorrow.

If there’s something you’ve been meaning to do with your finances, perhaps now is the time to get started.

It’s easy to think that financial advice is something you need to consider later in life, when retirement is on the hori...
25/08/2026

It’s easy to think that financial advice is something you need to consider later in life, when retirement is on the horizon.

But the decisions you make throughout your working life can have a significant impact on your future.

Whether you’re building savings, investing for the long term, protecting your family, planning for your children’s future or thinking about when you’d like to stop working, having a clear plan can help you make more informed decisions along the way.

And importantly, a financial plan isn’t something you make once and forget about. Your circumstances, priorities and goals change - and your plan should change with them.

The earlier you start planning, the more options you can give your future self.

Your pension statement doesn’t tell you the whole story.Seeing a figure on your pension statement can give you an idea o...
24/08/2026

Your pension statement doesn’t tell you the whole story.

Seeing a figure on your pension statement can give you an idea of what you’ve built up so far. But it doesn’t necessarily tell you whether you’re on track for the retirement you actually want.

There are other questions to consider:

• When would you like to retire?
• How much income will you need?
• How long might your money need to last?
• Are your pensions invested appropriately for your goals?
• Do you have other savings or investments to consider?
• What could happen if your circumstances change?

A pension is an important part of your retirement planning, but the number on the statement is only one piece of the puzzle.

If you’d like to understand what your pensions could mean for your future, get in touch with Peak Fifteen Financial Planning to discuss your retirement goals.

https://www.peakfifteenfp.co.uk/

What’s your retirement “magic number”?For one of our clients, understanding how much of their pension they needed to pro...
20/08/2026

What’s your retirement “magic number”?

For one of our clients, understanding how much of their pension they needed to protect was key to securing their long-term retirement goals.

Through detailed financial planning with us, they were able to identify their “magic number” and gain confidence in their retirement strategy.

Want to understand your own retirement numbers? Get in touch with Peak Fifteen Financial Planning to start the conversation.

Retirement planning when you’re self-employed can look a little different.Without an employer pension scheme or workplac...
18/08/2026

Retirement planning when you’re self-employed can look a little different.

Without an employer pension scheme or workplace benefits to rely on, it’s important to take control of your retirement planning and understand how much you may need to build up for the future.

From pensions and investments to tax planning and your wider financial goals, having a clear plan can help you work towards the retirement you want.

Self-employed and not sure if you’re on track?

Get in touch with Peak Fifteen Financial Planning and let's have a chat!

What could you sell your business for?If you’re thinking about an eventual exit, knowing what your business is worth is ...
17/08/2026

What could you sell your business for?

If you’re thinking about an eventual exit, knowing what your business is worth is only part of the picture. The bigger question is: how much will you actually need from the sale to fund the future you want?

Planning ahead can help you understand your options, strengthen your position and decide whether you’re ready to sell - or whether there’s more value to build first.

Our latest article explores the factors that can influence your business’s value, and how financial planning can help you prepare for life after the sale.

Read the full article: https://www.peakfifteenfp.co.uk/article/detail/sjpp/the-price-is-right-how-much-could-you-sell-your-business-for.html

Whatever your financial goals, the first step is simply having the conversation.đź“ž Call Peak Fifteen Financial Planning t...
16/08/2026

Whatever your financial goals, the first step is simply having the conversation.

📞 Call Peak Fifteen Financial Planning today to start planning for what’s next.

Financial planning isn’t just about numbers, investments or retirement dates. It’s about what you want those things to m...
12/08/2026

Financial planning isn’t just about numbers, investments or retirement dates. It’s about what you want those things to make possible.

Whether that’s having more time with family, travelling, pursuing a passion, helping your children, or simply having the freedom to choose how you spend your time, your financial plan should be built around the life you want to live.

At Peak Fifteen Financial Planning, our goals-based approach starts with what matters to you. We then work backwards to understand what your finances need to do to help make those goals achievable.

Because the point of good financial planning isn’t to spend your life thinking about money.

It’s to give you the confidence to get on with living it.

👉 Find out how goals-based financial planning could help you plan for the life you want: https://www.peakfifteenfp.co.uk/

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