Mortgage Wise & Smart Wealth Ltd

03/06/2026

Check out this Weeks Market Watch 👇👇

https://www.mortgagewisesmartwealth.co.uk/article/detail/sjpp/weekwatch-01-06-2026.html

01/06/2026

Big mistake with your mortgage?

29/05/2026

27/05/2026

What is an offset mortgage?? 🤔🤔

Check out our weeky blog ⬇️⬇️⬇️

The mortgage market has been volatile so far in 2026 and interest rates look set to climb in the coming months as inflation is expected to rise. Borrowers can take some degree of control with an offset mortgage, which allows you to use savings to either lower your monthly payments or pay off your ho...

22/05/2026

Most people arrange their mortgage and rarely think about it again.

But life changes.

Income changes. Priorities shift. Plans evolve.

And a mortgage that suited you a few years ago may not be the best fit today.

You don't always need to make changes- but understanding your options can bring real clarity and confidence for the future.

ʏᴏᴜʀ ʜᴏᴍᴇ ᴍᴀʏ ʙᴇ ʀᴇᴘᴏꜱꜱᴇꜱꜱᴇᴅ ɪꜰ ʏᴏᴜ ᴅᴏ ɴᴏᴛ ᴋᴇᴇᴘ ᴜᴘ ᴡɪᴛʜ ʀᴇᴘᴀʏᴍᴇɴᴛꜱ ᴏɴ ʏᴏᴜʀ ᴍᴏʀᴛɢᴀɢᴇ

20/05/2026

Always proud to support the Cullybackey College Rugby Team as a sponsor 🏉🏉🏉

This years dinner at The Barn was a fantastic evening celebrating the hard work, dedication, and achievements of these talented young players and all sports award winners. 🏆

It was great to spend time with the teams and coaches who all play such an important role in their success.👏👏👏

At MortgageWise & Smart Wealth, we believe in supporting our local community and investing in young people who show commitment, teamwork, and determination—qualities that will serve them well both on and off the pitch.

Wishing the team and all the young winners continued success for the rest of the season. Well done to everyone involved!

13/05/2026

🏡How to get the right mortgage in uncertain times. Check out our Weekly blog! 👇👇👇

But market expectations are now that the base rate will rise during 2026. This is because inflation is likely to go up due to increased oil prices caused by the prolonged conflict in Iran. The Bank of England uses interest rates as a tool to control rising inflation.