Chris Rayburn at Quilter Financial Advisers

Chris Rayburn at Quilter Financial Advisers Quilter Financial Advisers is a UK advisory business devoted to helping individuals with their finances. I will get to know you and your financial situation.

I am a Financial Planning Consultant based in Ashtead, Surrey with the national firm Quilter Financial Advisers. I can provide advice on Pensions, Investments, Protection and Inheritance Tax Planning. I offer a FREE initial no obligation consultation to discuss your needs and objectives. If you wish to proceed after the initial meeting then we can discuss the options for how to pay for my services

either through direct payment or via product facilitated charges. What Our Service Provides:

For total peace of mind Quilter Financial Advisers advisers all share and adhere to our company standards training and compliance requirements and our client promise. Protection

My aim is to help you establish the most suitable level of insurance protection and help you protect those who depend upon you against the most serious risks that you face, specifically to your life and your health.

- Life Insurance
- Critical Illness Insurance
- Income Protection Insurance
- Mortgage Payment Protection Insurance
- Permanent Disability Benefit Insurance
- Death Benefit Insurance


Holistic Financial Planning

A personal approach, I do not operate a one-size-fits-all approach, I will help you plan your pension with you and your own aims in mind. I recognise that everyone’s situation is different and take this into account in helping you to get underway. As an overview, there are just three steps to get up and running. I will report, discuss and guide you on your options. I will take care of the paperwork and process to get your pension and Investments started.

- Establishing and reviewing Trusts
- Complete personal risk management planning
- Short and long-term savings and investments

Investments

- Portfolio planning
- ISAs
- Unit Trusts
- Investment Bonds
- Offshore Bonds
- Venture Capital Trusts
- Enterprise Investment Schemes
- Business Relief Investments

Pensions

- Personal Pensions
- SIPPs
- Company schemes
- SSASs
- Consolidation plans

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Estate Planning

Estate planning (also known as Inheritance Tax Planning) can be defined as passing your estate to your loved ones in the most effective way. Even if you consider yourself to be of fairly moderate wealth, you may still need to consider taking action – particularly if you own property or have savings. Effective estate planning will also consider access to and protection of your assets, provision for vulnerable or minor beneficiaries, and more. If you would like any advice in any of these areas please get in touch. Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 18/08/2023

Summer can be expensive, but it doesn’t have to derail your savings goals. I can help you see the future impact of savin...
03/06/2026

Summer can be expensive, but it doesn’t have to derail your savings goals. I can help you see the future impact of saving a little regularly with an individual picture of your cashflow. Visit my profile to find out how: www.quilter.com/christopher-rayburn

Do you have cash savings in your current account earning no interest? Don’t let that money just sit there – I can help y...
20/05/2026

Do you have cash savings in your current account earning no interest? Don’t let that money just sit there – I can help you to find ways to make your cash work harder for you.

To find out more, contact me today: www.quilter.com/christopher-rayburn

£20,000 in a savings account paying 5% can generate £1,000 tax-free interest for a basic rate taxpayer under the current...
16/05/2026

£20,000 in a savings account paying 5% can generate £1,000 tax-free interest for a basic rate taxpayer under the current tax rules. Yet 28% of adults still hold most of their savings in a current account paying no interest*.

If you’re keeping savings in cash, contact me today and let me help you to make the most of it: www.quilter.com/christopher-rayburn

*Building Societies Association 2024

12/05/2026

Around 1 in 4 adults still hold savings in a current account paying no interest*. If you’re looking for a better home for your cash savings, get in touch with me today and let’s talk through your options.

www.quilter.com/christopher-rayburn

*Building Societies Association 2024

Around one in four people are missing out by not using their tax-free savings allowance* – don’t be one of them. I can h...
02/05/2026

Around one in four people are missing out by not using their tax-free savings allowance* – don’t be one of them. I can help you to get your cash working harder. Contact me today and together we can make a plan for your money.

Visit my adviser profile: www.quilter.com/christopher-rayburn

*Building Societies Association 2024

Spring is here. Signs of growth are all around. Does that include your money? Let’s make a plan to cultivate your financ...
26/04/2026

Spring is here. Signs of growth are all around. Does that include your money? Let’s make a plan to cultivate your finances. Visit my profile to start a conversation: www.quilter.com/christopher-rayburn

The new tax year means it’s time to check in on how your savings are doing and make sure you’re on track to make the mos...
12/04/2026

The new tax year means it’s time to check in on how your savings are doing and make sure you’re on track to make the most of your tax-free allowances. I can help you do both - visit my profile to get started www.quilter.com/christopher-rayburn

Let’s freshen up your finances this spring with personalised financial advice and an individual picture of your cashflow...
03/04/2026

Let’s freshen up your finances this spring with personalised financial advice and an individual picture of your cashflow so you can feel confident about the future. See how I can help by visiting my profile: www.quilter.com/christopher-rayburn

02/04/2026

Now is the perfect time to give your finances a spring clean and get a head start on making the most of your tax-free allowances. To find out how, visit my profile: www.quilter.com/christopher-rayburn

Did you know that higher rate taxpayers can claim back four years’ worth of tax relief on their pensions*? Could this ap...
25/03/2026

Did you know that higher rate taxpayers can claim back four years’ worth of tax relief on their pensions*? Could this apply to you?

If you’d like to get in touch, you can visit my profile: www.quilter.com/christopher-rayburn

Tax treatment varies according to individual circumstances and is subject to change.

Approver Quilter Financial Services Limited. November 2025.



*Tax on your Tax on your private pension contributions: https://www.gov.uk/tax-on-your-private-pension/pension-tax-relief

Address

Ashtead
KT211QB

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