Richard Pearce Wealth Management Ltd

25/10/2026

🏠 You can’t sell 10% of a house

It sounds obvious, but it’s something that can easily be forgotten when you’re deciding what to do with a lump sum.

We regularly speak to people who are considering buying another property to generate an income in retirement.

And sometimes that may be the right decision.
But what about tax? Maintenance? Purchasing costs? Accessibility? And how much of that headline rental return actually ends up in your pocket?

More importantly…
What do you actually want your money to do for you?

We’ve written a new blog exploring property, investments, ISAs and different ways of thinking about creating an income from your money.
It’s not about telling you which option is “best”.
It’s about understanding the questions worth asking before you make the decision.
Because good financial planning should always start with you.

Of course, investments come with their own risks. Their value can go down as well as up, which means you could get back less than you originally invested and returns aren't guaranteed.

👉 Read the full blog here: https://richardpearcewealthmanagement.co.uk/blog/the-return-looks-good-but-how-much-of-it-do-you-actually-get-to-keep/

Richard Pearce Wealth Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).
SJP Approved 21/10/2026

24/10/2026

It’s starting to get serious now. Vest for the London marathon is here. Link to donate if you can is below

https://2027tcslondonmarathon.enthuse.com/pf/richard-pearce?utm_source=enthuse&utm_medium=email&utm_campaign=f-27LMGRO-48&utm_content=LM48url

23/10/2026

Spoiler…

It’s probably not the number you’re thinking

🎥Watch this week’s video to discover the question you should be asking instead

Save this post for when retirement planning is on your to-do list ✅



Richard Pearce Wealth Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). SJP Approved 17/08/2026

18/10/2026

🏆💙 SHE DID IT! WE COULDN’T BE PROUDER!🏆💙

We are absolutely delighted to share that our very own Chloe Pearce has WON the Young Business Person Award at the Test Valley Business Awards 2026! 🎉

For Richard and the whole team at Richard Pearce Wealth Management Ltd, this is such a special moment!

Since joining the business, Chloe has played an instrumental role in helping us grow, develop and build stronger relationships within our local community.

But what makes us particularly proud is that Chloe’s passion goes far beyond the business itself.

From organising charity events and volunteering with the Pride of Andover Awards to supporting local charities and community initiatives, Chloe genuinely cares about making a difference.

And somehow, alongside running a business, raising a family and giving back to the community, she’s also recently graduated with a degree in Business Management and Economics! 🎓

Richard and the team see first-hand the hard work, determination and passion Chloe puts into everything she does, and we couldn’t be happier to see her receive this recognition.

Chloe, we are so incredibly proud of you. You deserve every bit of this! 💙

A huge thank you to the Test Valley Business Awards and award sponsor Stannah for recognising and celebrating local talent.

Love Andover

16/10/2026

💚 Making a difference, one shop window at a time! 👗✨

Our very own Chloe had a fantastic time taking part in the Big Basingstoke Charity Style-Off, bringing together local businesses, creativity and community spirit in support of St Michael’s Hospice!

As a Better Business for Good verified business, initiatives like this are particularly close to our hearts. 💚

It was brilliant to be involved and see what can be achieved when local businesses come together for a great cause!

📰 Read more about the initiative in the Basingstoke Gazette:
https://www.basingstokegazette.co.uk/news/26620089.charity-teams-revamp-hospice-shop-windows-competition/

14/10/2026

✨What a brilliant evening celebrating some incredible local businesses✨

This week, Chloe had the pleasure of representing Richard Pearce Wealth Management at the INSPIRE Business Awards Finalists’ Evening, and what a fantastic evening it was!

As finalists ourselves, it was wonderful for Chloe to meet so many other businesses making a real difference across our local community.

One particularly special moment for Chloe was reconnecting with the team at ABC Learning Limited!

Both Archie and Freddie attended Old Basing Preschool, so hearing about how the business has grown and developed, now supporting children and families across three sites, was especially meaningful.

Archie still remembers making paper aeroplanes with Andy, while Freddie proudly announces, “This is where I went to nursery!” every time we visit the village 🥹

It’s moments like these that remind us just how much of a lasting impact local businesses can have on the people and families they support.

At Richard Pearce Wealth Management, making a difference is at the heart of everything we do, so it was particularly lovely to reconnect with a business that has made such a difference to our own family ✨

A huge thank you to Destination Basingstoke for organising such a fantastic evening and bringing together so many inspiring businesses.

We’re incredibly proud to be finalists for the Community Impact Award, and even more excited for the awards evening now! 🏆

Wishing all our fellow finalists the very best of luck!

11/10/2026

💷 Are you only paying the minimum into your pension?

Many people are…

But is it enough?

In this short video, I explain why even small changes today could make a difference to your retirement plans.

👇 Watch below



Richard Pearce Wealth Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). SJP Approved 17/08/2026

https://richardpearcewealthmanagement.co.uk/contact/

09/10/2026

We are very proud to be finalists! 🎉

Good luck to all the finalists!

06/10/2026

💙A day spent making a difference!

Last week, Chloe swapped the office for the charity shop and spent the day volunteering with the Better Business for Good CIC team at St Michael’s Hospice (North Hampshire).

After starting at the donation centre sorting through clothes, the team headed to the Chineham shop where they priced donations and even got the chance to dress the window!

Supporting our local community is a huge part of who we are at Richard Pearce Wealth Management, and sometimes making a difference isn’t about writing a cheque, it’s about rolling your sleeves up, giving your time and getting involved.

A massive thank you to the St Michael’s Hospice team for making everyone feel so welcome 💙

If you’re passing the Chineham shop, keep an eye out for their handiwork in the window!