Beeby-England Ltd

02/04/2026

🌼 Happy Easter Bank Holiday! 🐣✨

We hope you’re all enjoying a well‑deserved break filled with chocolate, family time, and some much‑needed spring sunshine! 🌞🐰

As we hop into the new tax year, this is the perfect time to start getting your paperwork and financial information organised. 📁✅

Whether you’re self‑employed, running a business, or preparing for your personal tax return, being organised early makes everything smoother (for you and your accountant! 😉).

If you need support, have questions, or want to get ahead for the year, we're here to help.
📨 Drop us a message
📞 Give us a call
🗂️ Let’s make this tax year your easiest yet!

Wishing you all a wonderful Easter weekend! 🐥💐

Team Beeby-England Ltd.

20/03/2026

🚨 UK Tax & Pay Changes Coming 6 April 2026 – What You Need to Know

Major updates are arriving this April that will affect business owners, landlords, company directors, and workers across the UK. Here’s a clear breakdown of what’s changing:

📘 1. Making Tax Digital (MTD) Begins
From 6 April 2026, MTD for Income Tax becomes mandatory for:
• Sole traders and landlords earning over £50,000.
• You must keep digital records, use MTD compatible software, and submit quarterly updates instead of a single annual return.

This is one of the biggest reporting changes in decades, shifting the system to digital-first, real time tax reporting.

💼 2. Selling Your Business? Capital Gains Tax Relief Is Changing
If you’re considering selling your business:
• Business Asset Disposal Relief (BADR) CGT rate increases to 18% from 6 April 2026 — up from 10%.
• This could significantly increase the tax due on business disposals.

Anyone planning an exit should review timing and strategy now.

📈 3. Dividend Tax Rates Are Increasing
From April 2026:
• Ordinary rate: 8.75% → 10.75%
• Upper rate: 33.75% → 35.75%
• Additional rate: remains 39.35%

This impacts directors and shareholders taking income via dividends.

💷 4. Minimum Wage Is Going Up (from 1 April 2026)
Millions of workers will see a pay rise as new wage rates take effect:
• National Living Wage (21+): £12.21 → £12.71 per hour (4.1% increase)
• Age 18–20: £10.00 → £10.85 (8.5% increase)
• Age 16–17: £7.55 → £8.00
• Apprentice rate: £7.55 → £8.00

Need some advice?
📩 Send us a message
📞 Call the office
📚 Or just drop us a note right here — we’re happy to help.

20/03/2026

🚨 UK Tax & Pay Changes Coming 6 April 2026 – What You Need to Know

Major updates are arriving this April that will affect business owners, landlords, company directors, and workers across the UK. Here’s a clear breakdown of what’s changing:

📘 1. Making Tax Digital (MTD) Begins
From 6 April 2026, MTD for Income Tax becomes mandatory for:
• Sole traders and landlords earning over £50,000.
• You must keep digital records, use MTD compatible software, and submit quarterly updates instead of a single annual return.

This is one of the biggest reporting changes in decades, shifting the system to digital-first, real time tax reporting.

💼 2. Selling Your Business? Capital Gains Tax Relief Is Changing
If you’re considering selling your business:
• Business Asset Disposal Relief (BADR) CGT rate increases to 18% from 6 April 2026 — up from 10%.
• This could significantly increase the tax due on business disposals.

Anyone planning an exit should review timing and strategy now.

📈 3. Dividend Tax Rates Are Increasing
From April 2026:
• Ordinary rate: 8.75% → 10.75%
• Upper rate: 33.75% → 35.75%
• Additional rate: remains 39.35%

This impacts directors and shareholders taking income via dividends.

💷 4. Minimum Wage Is Going Up (from 1 April 2026)
Millions of workers will see a pay rise as new wage rates take effect:
• National Living Wage (21+): £12.21 → £12.71 per hour (4.1% increase)
• Age 18–20: £10.00 → £10.85 (8.5% increase)
• Age 16–17: £7.55 → £8.00
• Apprentice rate: £7.55 → £8.00

Need some advice?
📩 Send us a message
📞 Call the office
📚 Or just drop us a note right here — we’re happy to help.

06/03/2026

📢 MTD is coming — are you ready?

From 6 April 2026, HMRC is rolling out the next phase of Making Tax Digital for Income Tax. This applies to sole traders and landlords with over £50,000 in qualifying income.

👉 What does this mean for you?

✨ You must:
- Keep digital accounting records
- Use MTD‑compatible software
- Submit quarterly updates of income and expenses to HMRC
- Complete a Final Declaration instead of an annual Self Assessment return

📅 Important Dates:
Starts: 6 April 2026
First submissions due: 7 August 2026

📉 Future rollouts:
Income over £30,000 joins in April 2027

💡 Why the change?
MTD aims to reduce errors, improve accuracy, and make tax reporting more efficient and up‑to‑date.

If you’re unsure whether this affects you or need help getting set up with compliant software, feel free to reach out — we're here to help! 💬

27/02/2026

🚀 MTD is coming – are you ready?

From 6 April 2026, HMRC is rolling out the biggest change to Income Tax reporting in decades — and it starts with anyone earning over £50,000 from self employment or property.

Here’s what you’ll need to do under Making Tax Digital:
📲 Keep digital records of all income & expenses
🧾 Submit quarterly updates (no more once a year scramble!)
📤 Send a Final Declaration by 31 January each year — replacing the old Self-Assessment return.

Quarterly deadlines from 2026:
• 7 August
• 7 November
• 7 February
• 7 May
(Each update covers a 3 month period)

Why all the change?
MTD is designed to reduce errors, save time, and give you real time clarity over your tax position — helping you stay organised and avoid last minute stress.

✨ Need help getting MTD ready?
Start switching to compatible software now and get ahead of the 2026 deadline.

Need some advice?
📩 Send us a message
📞 Call the office
📚 Or just drop us a note right here — we’re happy to help.

20/02/2026

We’re now on Instagram! 🎉
Come and join us for updates, business tips, and a look at what goes on behind the scenes at Beeby England.

https://www.instagram.com/beebyenglandltd?igsh=MThqZTNhOWUwbzZ1cw%3D%3D&utm_source=qr

20/02/2026

📣 Sole Traders & Landlords — Important MTD Changes Are Coming 📣
From April 2026, HMRC is rolling out Making Tax Digital for Income Tax (MTD ITSA) — and if you’re a sole trader or landlord with income over £50,000, you’ll need to be prepared.

Here’s your friendly heads up so nothing catches you off guard 👇

📌 What’s Changing from April 2026?
➡️ Quarterly digital updates
You’ll need to keep digital records and send HMRC a summary of income & expenses every quarter, not just once a year.
➡️ A final end of year declaration
This replaces the current Self-Assessment tax return — still required, but far fewer surprises at year end.
➡️ Software becomes compulsory
Spreadsheets alone won’t be enough. You’ll need compatible accounting software that can link directly to HMRC.
➡️ Landlords included
If your gross rental income is £50,000+, you’ll come under the rules too.

💡 What This Means for You
Yes — it’s extra admin, but it will:
• Help you stay on top of your tax position throughout the year
• Reduce last minute tax bill shocks
• Keep you compliant and avoid HMRC penalties
We’re here to guide you through setting everything up smoothly 💬

🧾 What You’ll Need to Do
✔️ Start using MTD compatible bookkeeping software
✔️ Keep digital records of all business and/or rental transactions
✔️ Send quarterly updates through the software
✔️ Submit a final declaration after the tax year ends
If you’re not set up yet — don’t worry. That’s what we’re here for.

📞 How to Get Ready (and How We Can Help)
We’ll help you:
• Choose the best software for your business
• Get everything set up correctly
• Understand your quarterly deadlines
• Stay fully compliant from day one

👉 Please contact us as soon as possible if:
• You’re unsure whether MTD applies to you
• You need help choosing or setting up software
• You want us to manage the quarterly submissions for you.

18/11/2025

📣 Big Changes at Companies House — Starting Today!
As of 18 November 2025, new identity verification rules are in force for all UK company directors, PSCs, and incorporators.
✅ Every individual must now verify their identity before being appointed or filing updates.
✅ This applies to new and existing companies — no exceptions.
✅ Non-compliance could mean delays, rejections, or penalties.
We’re officially registered as an Authorised Corporate Service Provider (ACSP) — which means we can verify your identity quickly, securely, and compliantly.
🔐 Whether you need help verifying yourself, your team, or your clients — we’ve got you covered.
📲 Message us today to get verified and stay compliant.

14/11/2025

🚨 Six Red Flags That Could Trigger an HMRC Investigation 🚨
If you’re running a business or filing a personal return, these common mistakes could land you on HMRC’s radar. Stay sharp, stay compliant:
🔴 1. Lifestyle vs. Declared Income
Driving a Bentley but declaring barista wages? HMRC cross-checks your spending with your tax return—social media included.
🔴 2. Cash-Heavy Business
Restaurants, salons, trades—if you deal in cash, you’re high risk. Bank everything, log every transaction, and use a proper till.
🔴 3. Late or Error-Ridden Filings
One slip might be forgiven. A pattern? That’s a red flag. Set reminders and consider an accountant for accuracy.
🔴 4. Mixing Personal & Business Finances
Blurred lines = suspicious books. Separate accounts and pay yourself properly to keep things clean.
🔴 5. Dodgy Expense Claims
Claiming your family holiday as a “research trip”? HMRC’s algorithms will flag it. Only claim what’s wholly for business—and keep receipts.
🔴 6. Sudden Income Drops
A 50% dip in turnover with no explanation? Document everything—lost clients, market shifts, competition. Evidence is your shield.
💡 Squad Tip: HMRC uses data matching across banks, land registry, and socials. If the numbers don’t add up, they’ll come knocking.
📎 Need help building audit-proof records or defensible documentation? We’ve got tactical playbooks ready to deploy.

01/09/2025

24/07/2025

Asset Finance/Commercial Mortgage/Cashflow Loan/Grants?