Stewardship Wealth

29/05/2026

🕓A 5:30am departure isn’t everyone’s idea of a good start, but for Naomi, Frank, Emilia and Melanie, a trip to Edinburgh for Dimensional’s Science of Investing conference made it worthwhile.🛻

The day brought a mix of technical insight and practical thinking. From fixed income through to equity markets, sessions built a clear picture of how evidence-based investing plays out in real portfolios. A key theme running throughout was how to take these often complex ideas and communicate them in a way that feels clear, relevant and meaningful for our clients.

Fast-paced and content-rich, the day was kept engaging with a thread of humour woven throughout. A long day, but a rewarding one, with plenty of valuable insights to bring back and share.

15/05/2026

It’s one thing to define your values, another to live by them every day...

In this month’s blog, Frank explores the challenge of authenticity.

Drawing on Maslow’s concept of “zero phoniness,” he reflects on the importance of aligning who we are with how we lead. In a world that often rewards appearances, authenticity takes courage. It also takes balance.

Frank highlights the tension between staying anchored in your values and being open to different perspectives which is a balance that’s vital in leadership and teamwork.

That balance isn’t theoretical for us at Stewardship Wealth; it’s something we aim to practise daily as we support our clients and live out our values.

👉 Read the full blog by clicking on the link below:

Personal authenticity has become a defining trait of effective leadership and meaningful human connection. But how would you define authenticity? Psychologist Abraham Maslow created Maslow’s hierarchy of needs illustrated above as part of a motivational theory that explains how human needs build f...

30/04/2026

Via Ferrata, or 'Iron Way', is commonly described as a mid-way between hiking and rock climbing. They are protected climbing routes built with steel cables, ladders, rungs, and bridges fixed to rock faces, allowing adventurers to traverse steep terrain safely, and in some places access cliff faces that might otherwise be totally inaccessible to mere mortals.

This Easter, Simon and his family took to one of the few via ferratas in the UK, based at Honister Slate Mine in the Lake District.

But why? Why go to the bother of drilling into rock and sticking all this metalwork into inaccessible cliff faces in the first place? This particular Iron Way was first established in the 19th Century by miners climbing to the high-altitude slate mines of Fleetwith Pike. The slate, some of which had been used by the Romans in the Ravenglass Bath House as long ago as AD130, is still mined today, but in the 1800s miners would climb the hill, traverse the via ferrata to get to their mining village (think slate sheds near the top of a small mountain), work all week (they weren't paid to travel), before heading home at the weekend. Although today via ferrata is primarily a high adrenaline adventure activity, back then it was just part of the weekly commute.

What's the point of telling you this? There's none, really. We could come up with some not-so-subtle analogy about how investing today is so much safer than it was 200 years ago because of the infrastructure early pioneers put in place, or how having a qualified and experienced guide to help navigate the dangers of exposed places is essential...but let's not bother.

Simon and the family wanted to spend time together, enjoying God's beautiful creation from a different perspective, get a bit adventurous, and bag a Wainwright in the process. What better way to spend some of their holiday, and their money, than creating memories?

[The cave behind Simon in this photo from near the top of the route is actually a mine shaft, dug over a period of 18 months to allow them to build a railway to get the slate wagons down the hill more quickly.]🚞

23/04/2026

Sometimes, the hardest thing in investing is doing nothing...

Markets fluctuate, uncertainty is unavoidable, and emotional reactions can do more damage than short term volatility itself.

In our latest blog, Frank explores why courage and risk taking are essential ingredients in long term investment success which is grounded in discipline and perspective rather than impulse.

Staying invested, filtering out noise, and trusting a well structured plan often takes more courage than making dramatic changes.

👉Read Frank’s full article by clicking the link below:

Courage is literally at the heart of taking risk and making decisions. Courage originates from the Old French word “corage”, itself derived from “cœur”, which our school French lessons reminds us, means heart. If we go further back, the word “heart” was used to describe the place from w...

05/04/2026

🐣Happy Easter from all of us at Stewardship Wealth.🌿

Easter brings a welcome reminder of hope and renewal. However you mark the weekend, through faith, time with family, or a well‑earned rest we hope it brings peace, encouragement - and perhaps a little more chocolate than you planned... especially if you end up winning the Easter egg hunt!🍫

01/04/2026

🎂Stewardship Wealth turns 8 today!🎂

As we celebrate, it feels fitting to follow on from Simon’s anniversary and take a moment to look back over the year we’ve shared as a team.

Over the past twelve months, we’ve grown in both number and experience. We welcomed Melanie to the team, and celebrated Emilia’s achievements in her professional exams, both of which have strengthened the way we support our clients. It’s been a full year for the rest of the team too: Tim and Simon have continued working with a number of new clients alongside those who’ve trusted us for years; Abi has started her Theology Master’s while still keeping our finances organised; Frank has been preparing to hand the office managerial baton to Melanie; Naomi has continued learning the planning ropes; and Jo has been becoming ever more expert in the world of compliance.

There have been other standout moments too: gathering at our annual Appreciation Dinner, reflecting on the work we’ve done together, and celebrating the approximate £485,000 given to charities since Stewardship Wealth’s launch 8 years ago. These moments help keep us rooted in the vision behind our company and reflect our values of faith, family, and generosity that continue to guide our decisions.

And then there’s the everyday side of the year: the discussions around planning, the training sessions, the shaping of ideas, and the steady rhythm of doing our best work for the people who rely on us.

As we step into Year 9, we do so with gratitude – for our team, for our clients, and for everyone who has supported the journey so far.🎉

27/03/2026

🎉Eight Years of Simon at Stewardship Wealth🎉
Next week marks eight years since Simon first sat down at a laptop and began what would become Stewardship Wealth. A great deal has happened between that spare room beginning and today, and Simon has been there for every stage of the journey as it’s unfolded.

🗣️“I joined Stewardship Wealth on the 1st April 2018. Well, I say joined, but there was no-one else here before I arrived. I just sat down at a laptop in a spare room and ‘boom!’

Actually, the process started over a year earlier, as it’s not an easy process setting up a regulated financial planning business from scratch. Given that about half of all applications to the FCA are rejected on the first attempt, and about half of new business startups fail within 3 years, to still be in the job after 8 years is statistically impressive. In fact I’d say that puts Stewardship Wealth in the Top Quartile (…wee investing reference for you there).”

We’re grateful to have him continuing to carry out and shape the vision he set for Stewardship Wealth all those years ago!

20/03/2026

In Formula 1 there’s part of the calendar year dubbed ‘silly season’ – a time where driver’s contracts can be up in the air and swaps are made between teams. The silliness comes from the rapid rate of ‘seat swaps’… much like a very expensive game of musical chairs!

And whilst we don’t claim to be high-level athletes, we do have our own version of this ‘silly season’ here at Stewardship Wealth. The Tax Year End is upon us, and as we look at our diaries, we quickly find our days lined up with processing transactions and recommendation reports. From maximising pension contributions, to ISA top ups, to Capital Gain Harvesting and changing client’s withdrawal strategies.

This time of year certainly keeps us on our toes!🏎️

06/03/2026

This week, Frank explores where your tax money really goes: the essential services, the safety nets, the administration… and the occasional head scratching project it feels that no one asked for! From ambulances and classrooms to the paperwork that makes the paperwork possible, tax has a way of weaving through almost every part of daily life.

With thresholds shifting and allowances staying put, more people are noticing changes in how different taxes touch their lives. A bit of context can make everything feel a little less unexpected and a little easier to navigate.

👉Click the link below to read more.

Robert Kiyosaki, author of Rich Dad, Poor Dad books wrote, “It’s not about how much money you make. It’s about how much money you keep.” Have you ever wondered where your hard-earned money goes? What about that painful portion your payslip playfully describes as deductions. Governments insis...

20/02/2026

This month, Dimensional Fund Advisors crossed the $1 trillion mark - an extraordinary milestone built on decades of academic rigour and a commitment to evidence based investing. Their research driven approach, focus on long term discipline, and dedication to reducing costs have shaped a model that continues to benefit investors around the world.

Congratulations to the entire Dimensional team on reaching this landmark moment!🎉

Click below to read Frank’s full reflections on this milestone:

A trillion, at least in the US is 1,000,000,000,000. (Interestingly, in the UK up until 1974 it was bigger, one million times bigger.) If you had time to pile up a trillion dollars in $100 bills you’d need a big ladder, a head for heights, and a steady hand. It would be 631 miles high. A trillion ...