Jonathan Holdaway Chartered Financial Planner

17/03/2026

I’m taking part in the Great Tommy sleepout in March raising money for homeless British veterans please donate at the link below even if it’s only £1 it all makes a difference

This March, I'm taking part in The Great Tommy Sleep Out. Every night, thousands of veterans right here in the UK are facing the harsh reality of sleeping rough. Together, we can change it. I'll be swapping the comfort of my bed for one night under the stars. No frills. No luxury. Just me, my sleepi...

09/02/2026

The UK government has introduced one of the most significant overhauls to inheritance tax in recent history, replacing the domicile system with a residence-based framework. For who have spent a decade or more abroad, these changes represent a major financial turning point'. Full story in link below 👇

Key points The UK government has introduced one of the most significant overhauls to inheritance tax in recent history, replacing the domicile system with a residence-based framework since 6 April 2025. For expats who have spent a decade or more abroad, these changes represent a major financial turn...

21/12/2025

Unbeaten Bournemouth now joint top with Wi******er on 59 points who we beat at theirs

Lions Full time score.

Wimborne 22 Lions 36

04/08/2025

How my financial planning fees compare to the rest of the market according to Vouchedfor website
Check out my profile including testimonials from happy clients https://www.vouchedfor.co.uk/financial-coach/southampton/069759-jonathan-holdaway

31/05/2025

31/05/2025

The following graphs of the FTSE 100 show why it’s important not to panic when things start to go south following a ‘Black Swan’ event such as Covid, the Russian invasion of Ukraine and more recently Trumps tariffs
Invest for the medium to long term stay invested and don’t make impulsive decisions

05/02/2025

Shout out to my newest followers! Excited to have you onboard!

Debbie Mick Bosque, Steven Filmmaker Murphy, Silvio Novelli, Simon Andrew Williams, Tim Octon, Robin O'Grady, Loraine Brooks, Johan Borelius, Robert Higgs, Jan Hartland, Carlos Torrox, Trevor Ambrose

29/01/2025

Pensions are rubbish - at least that seems to be the general consensus the vast majority of people.

The average pension fund per age group below show how wholly inadequate pension provision is in the UK.

If you apply a 4% withdrawal rate on the funds, you’ll see the level of income most people can expect in retirement - it’s not a lot!

Constant meddling from government, mis-selling and the basic lack of understanding of the benefits have brought us here - pensions are a dirty word!

Despite the fact that:

-You receive a contribution from the tax man on payments you make.

- Your fund grows free of tax - unlike most investment plans.

- You can receive up to 25% of your fund in cash - tax free (up to £268,275)

- Employers will usually make a contribution on your behalf - free money!

One of the issues is the word ‘pension’ - it’s outdated and stale.

How about;

“Not being a burden on my kids fund”

“Dignity & independence portfolio”

“Peace of mind account.”

Or simply, your Freedom Fund.

It’s time to give pensions a makeover as we all need to save more.

What is your next move?

08/01/2025

Please help find a lost dog and return to her family

Importante para compartir.
Se llama Clara, es una perrita de 16 años, sorda y ciega, con poca movilidad. Salió al rellano de su puerta, en calle Rodríguez de la Fuente, bloque 11, de Torre del Mar. La familia está desesperada por encontrarla.