Perfinex - Personal Finance for Expats in Germany

Perfinex - Personal Finance for Expats in Germany The #1 English-Speaking & Independent Financial Planner in Germany

31/05/2026

Renting vs. Buying in Germany: The Truth Nobody Tells You

24/05/2026

This New EU Salary Law Changes Everything in Germany

17/05/2026

Is Germany Really Over?

13/05/2026

Is a Bausparvertrag a Mortgage Hack or a Trap?

10/05/2026

Germanys BIG Investment Change: The Altersvorsorgedepot

Is Germany finally getting its own 401k? 🇩🇪💰 The new Altersvorsorgedepot is coming in 2027, and it’s a total game-changer for Expats in Germany. In this video, we break down why this is the BIGGEST pension reform in decades and how you can get a guaranteed 80% (or even 100%+) match on your ETF investments.

The government now wants YOU to invest in the stock market – tax-free! 📈

In this video, you will learn:
✅ How the new Matching-Model works (up to 540€ Basic Subsidy).
✅ Why families get a massive boost with the 300€ Child Subsidy.
✅ The "Tax Arbitrage" strategy: How to save 42% tax now and pay much less later.
✅ A neutral comparison: Altersvorsorgedepot vs. Private Pensions vs. Brokerage Accounts.

🚀 Join the Priority List:
Want to be the first to know when the best Altersvorsorgedepot options go live?
Join our exclusive list here: https://perfinex.de/altersvorsorgedepot

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PerFinEx GmbH - Personal Finance for Expats
The #1 English-speaking & Independent Financial Planner in Germany
Further legal information is available at perfinex.de/impressum

03/05/2026

9 Ways to Save on Health Insurance in Germany (Public & Private)

30/04/2026

5 Big Changes Coming to Germany in May 2026

26/04/2026

Top 10 Legal Tax Tricks in Germany Which Save You Money

19/04/2026

Don’t Ask ChatGPT for Financial Advice

16/04/2026

Pay Off Your Mortgage or Invest? The 100.000€ Decision

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