The Poor Swiss

The Poor Swiss I’m sharing my journey of financial independence, frugal living, investing, and simplifying life in Switzerland.

Whether you're trying to save more, retire early, or better understand your money, you'll find honest and practical infos here.

Add some margin of safety to your FIRE plan
07/09/2026

Add some margin of safety to your FIRE plan

A good FIRE plan relies on historical data, so we need to protect it with some margin of safety! Here are some ways to achieve extra safety!

Early retirement and social security
05/09/2026

Early retirement and social security

How can we factor social security into early retirement scenarios? Social security may be interesting, but it needs to be well planned.

Should you rebalance your portfolio in retirement?
31/08/2026

Should you rebalance your portfolio in retirement?

Keep your risk in check. Learn why and how to rebalance your investment portfolio to maintain your target asset allocation and reduce risk.

Can you withdraw 4% of your current portfolio?
31/08/2026

Can you withdraw 4% of your current portfolio?

In the Trinity Study, we withdraw based on the initial portfolio, what happens if we withdraw based on the value of the current portfolio?

What is The Best Credit card in Switzerland for 2026?
24/08/2026

What is The Best Credit card in Switzerland for 2026?

Stop paying unnecessary fees. Discover the best credit cards in Switzerland for 2026 to save on foreign exchange and earn cashback on every purchase.

Swisscard Cashback Credit Card Review 2026 – Free and 1% Cashback
19/08/2026

Swisscard Cashback Credit Card Review 2026 – Free and 1% Cashback

The best free credit card? Read our review of the Swisscard Cashback cards (Amex & Visa) and see if they offer the best rewards in Switzerland.

Swisscard credit card Review 2026 – Pros & Cons
15/08/2026

Swisscard credit card Review 2026 – Pros & Cons

Swisscard Review. We analyze the credit cards offered by Swisscard AECS, focusing on their cashback options and foreign currency fees.

What is the best third pillar in Switzerland for 2026?
12/08/2026

What is the best third pillar in Switzerland for 2026?

Save on taxes. We compare the best Third Pillar (3a) accounts in Switzerland for 2026. Find the cheapest and most profitable option for your retirement.

Neon 3a Review 2026 – Pros & Cons
08/08/2026

Neon 3a Review 2026 – Pros & Cons

Neon 3a Review. Is Neon the best place for your retirement savings? We analyze their 0% TER claim and the underlying investment costs.

Liberty Vested Benefits Review 2026 – Pros & Cons
05/08/2026

Liberty Vested Benefits Review 2026 – Pros & Cons

Our honest review of the Liberty vested benefits account. Is this traditional giant worth it, or should you choose a cheaper alternative?

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