Katrusia Chabluk-BCU Wealth Management of RJL Ltd.

10/22/2026

📣 Do You Know a Charitable Organization That Could Benefit From a Grant?

The Catholic Foundation of Manitoba wants to hear from you!

There are charitable organizations across Manitoba doing meaningful work in our communities. Some may not know that funding opportunities are available through the Catholic Foundation of Manitoba.

If you know a charitable organization that supports Catholic values and is making a difference in the lives of others, we encourage you to share our grant information with them.

🤝 Help us spread the word. Your simple recommendation could connect an organization with an opportunity to further its mission and make an even greater impact in our communities.

🌐 Learn more about our grants and eligibility:
www.catholicfoundation.mb.ca

10/21/2026

Think you need a six-figure portfolio before speaking with an Advisor? You don't.

Your first RRSP. Your first TFSA. Saving for your first home. Planning for your child's education. Building a retirement you can look forward to.

Or perhaps you've already built considerable wealth and want to make sure it's working as hard for you as you did to earn it.

Different stages, different goals. All deserving of thoughtful financial advice.

Wealth management isn't a privilege reserved for people who've already made it. And it isn't just about building wealth. It's about growing it, protecting it, and making the most of it.

So don't let the name intimidate you.

Wherever you are in your financial journey, let's start with a conversation.

10/20/2026

IN PERFECT HARMONY back-to-school fundraising campaign🎼
Support Immaculate Heart of Mary School’s Performing Arts Program!
Learn more and donate:
https://lubovfoundation.ca/back-to-school-2026

10/14/2026

Remember when I mentioned that I have access to great GIC rates from insured financial institutions across Canada?

Well, here's a look at some of the best rates I currently have available!

6 months: 4.15%

1 year: 3.80%

2 years: 4.09%

3 years: 4.28%

4 years: 4.30%

5 years: 4.38%

These options are available to individuals, foundations, and organizations, with both registered and non-registered investment options.

Prefer to keep your savings accessible?

I also have a High Interest Savings Account offering 2.10%, with a minimum deposit of just $500!

It pays to compare before you renew. Even a small difference in rates can add up, especially on larger deposits.

Whether you have a GIC coming due, funds to invest on behalf of an organization, or some savings you'd like to put to work, I'd be happy to help you explore your options.

📩 Want to stay in the loop? I'm happy to send out an updated GIC rate sheet each week. Just send me a DM if you'd like to be added to my list!

Rates are annualized and subject to change without notice. Terms and conditions apply. Please contact me for further details.

10/13/2026

Tickets available to purchase. Save the Date!

10/05/2026

In my last post, I talked about making financial advice a little easier to access. Whether that means house calls, flexible meetings, or simply not adding one more errand to your already busy day.

But convenience is only part of what makes working with us a little different.

When you do business with BCU Wealth Management, the support doesn't stop with your own financial plan. It helps BCU continue supporting organizations and initiatives right here in our community. From schools, youth groups and churches to dance groups, choirs, and other organizations that help keep our community connected and thriving.

You shouldn't have to choose between doing what's right for your finances and supporting your community. With us, you can do both.

You get thoughtful advice, competitive options, and a financial plan built around you, while your choice to work with us helps strengthen the community around us.

THAT'S a pretty meaningful return.

10/02/2026

Did you know I make house calls?

I love welcoming clients to our beautiful office at 107-25 Amy Street in Winnipeg's Exchange District (and yes, we have great street parking right outside that we're happy to validate).

But sometimes, life is busy and the last thing you need is one more appointment to get to.

Your kitchen table. Your office. Wherever makes the conversation easiest.

Have aging parents who would appreciate a little extra convenience and personal service? House calls are for them too!

We can talk investments, retirement, or whether your current portfolio still makes sense for you. And if you have a GIC coming due, let's compare before you renew. I can almost always match or beat the Manitoba market rates you're being offered.

Professional financial advice, with a little more flexibility.

And yes… pyjamas are perfectly acceptable. 😉

10/01/2026

09/24/2026

We spend a lot of time talking about contribution room.

How much TFSA room do I have?
How much can I put into my RRSP?
Should I open an FHSA?

But contribution room is just the container.

The strategy is deciding which account actually makes the most sense for your life right now.

A TFSA may give you flexibility.
An RRSP may give you a valuable tax deduction.
An FHSA may be a strong consideration for an eligible first-time home buyer.

The right choice can change depending on your income, your goals, your timeline, and even what you expect the next few years to look like.

For most people, there's a place for more than one of these accounts. The real planning is deciding which one to prioritize, when, and why.

As year-end gets closer, this is a good time to review whether your savings are sitting in the right place, not just whether you're saving enough.

The goal is to build a strategy around your goals, not just what you feel you're "supposed" to be doing.

If you need a hand reviewing your savings plan, I'd be happy to help.

09/10/2026

What if I offered you an investment that came with an immediate 20% boost to your contribution? Would you turn it down?

Through the Canada Education Savings Grant, the government adds 20% to eligible RESP contributions, up to $500 per year, per child towards their post-secondary education.

That means every eligible $100 you contribute can become $120 before your investments earn a single dollar of return.

Then, both your contributions and the grant money have the opportunity to grow over time. Sounds too good to be true, doesn't it!?

Back-to-school season is a good reminder to think beyond this year's supplies, lunches and activities, and a little further ahead to what comes next.

How can you let a deal like this pass you by? Reach out and I'd be happy to show you how an RESP could fit into your family's financial plan.