Prosperity Planning

Prosperity Planning Prosperity Planning is a family-run independant financial planning practice, specializing in corporate and family financial planning.

Led by Certified Financial Planners (CFP®) Dale Collins and Courtney Castledine. https://linktr.ee/ProsperityPlanning

We’ll be closed Monday for the Victoria Day long weekend and will reopen on Tuesday.Wishing you a safe and enjoyable wee...
05/15/2026

We’ll be closed Monday for the Victoria Day long weekend and will reopen on Tuesday.
Wishing you a safe and enjoyable weekend.

Charitable giving at death is one of the most overlooked planning opportunities.In your final tax return, donations can ...
05/12/2026

Charitable giving at death is one of the most overlooked planning opportunities.

In your final tax return, donations can be used to offset up to 100% of your income, including income triggered from RRSPs, RRIFs, and capital gains.

With the right structure, this can reduce taxes and allow more of your estate to go where you intend, whether that is your family, your community, or both.

If you’re thinking about your legacy, it’s worth having a conversation to ensure your plan is aligned, tax efficient, and intentional.

We’re often asked what happens to an RRSP or RRIF when someone passes away.In many cases, the full value is added to you...
05/10/2026

We’re often asked what happens to an RRSP or RRIF when someone passes away.

In many cases, the full value is added to your final income, which can create a significant tax bill for your estate.

With thoughtful planning, there may be opportunities to reduce that impact and direct more of what you’ve built toward the people and causes that matter most to you.

For some families, this can include naming a registered charity as beneficiary, creating a meaningful legacy while improving the overall outcome of the estate.

Planning works best when it reflects what matters most to you 🤍

We’re proud to share that Courtney Castledine has been named an awardee for Young Entrepreneur of the Year at the 2026 W...
05/07/2026

We’re proud to share that Courtney Castledine has been named an awardee for Young Entrepreneur of the Year at the 2026 Wealth Professional Awards.

This recognition reflects Courtney’s leadership, her commitment to building a modern, integrated approach to financial planning, and the meaningful relationships she has built with the families we serve.

From working with multi-generational clients to contributing to the evolution of our firm, Courtney brings thoughtfulness, care, and intention to everything she does.

We’re incredibly proud to celebrate this milestone with her.

We’re so excited to introduce Marjorie Horan to our team at Prosperity Planning.With over 30 years in the financial serv...
05/05/2026

We’re so excited to introduce Marjorie Horan to our team at Prosperity Planning.

With over 30 years in the financial services industry, Marjorie brings a depth of experience and a thoughtful, steady approach to her work as an Estate Specialist. She has supported families in working toward their financial goals, with a focus on insurance and protection planning, and has a natural ability to simplify complex decisions so clients feel confident in the plans they put in place.

Marjorie is joining our team to support both new and existing clients with their insurance and legacy planning needs.

Welcome Marjorie!

We work with business owners and families as they build, grow, and carry wealth across generations. What they’re buildin...
05/03/2026

We work with business owners and families as they build, grow, and carry wealth across generations. What they’re building matters, and so does the legacy it creates.

We’re proud to support our local hospitals and the people who rely on them. This year, the Miracle Gala 2026 is helping advance cancer care on Vancouver Island, so more people can receive treatment closer to home.

We’re often asked what probate is, and how it works in British Columbia.Probate is the legal process of validating a wil...
05/02/2026

We’re often asked what probate is, and how it works in British Columbia.

Probate is the legal process of validating a will and confirming the executor’s authority to carry out the instructions within it.

In BC, probate involves fees based on the value of the estate, can take time to complete, and becomes part of the public record.

With the right planning, some assets may pass directly to beneficiaries, helping to simplify the process and reduce delays.

It’s an important part of estate planning, and one that can be thoughtfully managed with the right structure in place.

A quick reminder that today is the personal tax filing deadline.If you haven’t filed yet, now is a good time to get ever...
04/30/2026

A quick reminder that today is the personal tax filing deadline.
If you haven’t filed yet, now is a good time to get everything submitted.

04/29/2026

Naming beneficiaries is one of the simplest ways to keep your plan aligned with your intentions.

It allows certain assets to pass directly to the people you’ve chosen, often helping to simplify the process and reduce delays.

Common examples include RRSPs, RRIFs, TFSAs, FHSAs, life insurance, and segregated funds, though availability depends on the account and structure.

It’s something worth reviewing regularly, especially as life changes.

A small step that helps ensure what you’ve built is carried forward with care.

Naming beneficiaries is one of the simplest ways to keep your plan aligned with your intentions.It allows certain assets...
04/29/2026

Naming beneficiaries is one of the simplest ways to keep your plan aligned with your intentions.

It allows certain assets to pass directly to the people you’ve chosen, often helping to simplify the process and reduce delays.

Common examples include RRSPs, RRIFs, TFSAs, FHSAs, life insurance, and segregated funds, though availability depends on the account and structure.

It’s something worth reviewing regularly, especially as life changes.

A small step that helps ensure what you’ve built is carried forward with care.

Address

122-2871 Jacklin Road
Victoria, BC
V9B0P3

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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