Paul Polyviou CFP, CLU, CIM

10/20/2026

This article breaks down how severance and salary continuance are taxed, and explains when corporations do (and don’t) make sense for tax savings.

A CFP breaks down how severance and salary continuance are taxed, and explains when corporations do (and don’t) make sense for tax savings.

10/16/2026

Buybacks - We are currently in peak earnings blackout, with just 24% of S&P 500 index weight outside repurchase blackout windows. That figure rises to ~55% by month-end, ~75% by November 3 (Midterm Election Day), and ~85% by November 9, as companies report earnings and trading windows reopen. As more companies are able to resume share buybacks, that additional demand could provide another source of support for the market.

10/15/2026

Consumer Price Index - This is the diffusion of CPI inflation, measured similarly to Kevin Warsh's preferred PCE inflation diffusion metric. It's down. If that trend continues, could it mean fewer interest rate hikes than markets are currently expecting?

10/13/2026

Valuation vs. Profitability - When you map recent developments onto the Valuation vs Profitability framework chart, you can see that the market is now trading close to three standard deviations below its long-term trend.

10/11/2026

10/08/2026

October ATHs - S&P 500 closing at new all-time highs in October has historically been a bullish signal for the remainder of the year. Since 1950 when S&P 500 posts at least one new closing all-time high during October, the fourth quarter averages a 4.74% gain, compared to just 3.99% in all other years.

10/07/2026

There are still unique advantages to these accounts, even after the advent of pension splitting.

Having a spousal RRSP isn't as popular as it once was before pension splitting was introduced in 2007, but it's still a worthy consideration.

10/05/2026

Three common real-estate price points, what income a lender will look for, and what is consider a comfortable number.

Financial... goes through three common real-estate price points, what income a lender will look for, and what he’d consider a comfortable number.

10/02/2026

Buybacks - Corporates are still largely in their Q3 earnings blackout, but the buyback window begins to reopen on October 15. From there, the corporate bid should build through earnings season and accelerate into November, historically the strongest month of the year for corporate buyback executions.

09/29/2026

Financial experts reveal the money mistakes they made in their 20s and the lessons they wish they had learned sooner.

Financial experts reveal the money mistakes they made in their 20s and the lessons they wish they had learned sooner.