Buxton Financial For Retirement

06/25/2026

For thirty years you got a paycheck and spent within it.

Then you retire, and suddenly you're the one writing the paycheck, from several smaller streams, with no rules telling you how much to take.

That's why I see people who saved more than enough still worried they'll run out.

The money is there, but the structure isn't.

Have you figured out a system for spending in retirement, or are you still winging it?

06/16/2026

We’ve redesigned buxtonfinancial.ca to make it easier than ever to explore the guidance and personalized financial planning support that you deserve.

Visit the new site and take a look around, your future just got a little clearer - https://buxtonfinancial.ca/

06/06/2026

Retirement should feel less like “slowing down” and more like finally hitting GO.

Buxton Financial For Retirement helps you design a retirement plan that fuels your bucket list, from big adventures to everyday joys.

When your finances are aligned with your dreams, the future becomes a place you can’t wait to explore.

Let’s build a plan that takes you places, visit our new website at www.buxtonfinancial.ca

05/30/2026

“Reflect” is the third and final phase of retirement. This is when you may need some assistance. It could be simple smaller things or full time nursing care. It is important to keep living your life in this stage and overcome the challenges you are able to in order to keep the best quality of life.

This lasts roughly 5 years but can vary. Spending during this phase may increase substantially. This is the phase where you often need much more support. You may need to look at bringing support into your home or look at options to move into a residence that suits your individual needs.

Medical expenses can escalate quickly during this phase. It is usually difficult in this phase to get any of your important documents in place or make changes in your financial structure. Health often deteriorates so not much can be changed at this point. Plan ahead! There are many risks to manage in retirement.

Most people focus on investment risk and longevity risk. However, health cost risk is something to be very mindful of. It can impact your finances significantly. Health risk management is designed to protect income and assets and preserve dignity and lifestyle. You need to know, you will be ok financially no matter what happens. You will not be a burden on your family and your estate planning objectives will be solid.

You must always be comfortable with your financial decisions and know that your advisor is really listening to you. Buxton Financial For Retirement provides a customized approach because needs are often different.

Learn more about how Buxton Financial For Retirement plans for all 3 phases of retirement, visit www.buxtonfinancial.ca

05/26/2026

Stop matching your pension to your bills. That's not how retirement income works.

You could have five or more income sources in retirement. Instead of sorting them into "needs" and "wants," ask one question: what life do you want, and what does it cost?

Have you actually priced out the retirement life you want?

05/19/2026

The best retirement plans don't pick between stability and growth. They use both.

CPP, OAS, and pensions give you a base you never have to worry about. Market investments give you room to grow and keep up with inflation.

Which side is your plan leaning too heavily on?

05/14/2026

05/14/2026

Fresh look. Better navigation. Same trusted guidance. Say hello to the new buxtonfinancial.ca, designed to help you plan smarter and feel more in control of your financial future.

We encourage you take a look and let us know what you think. Visit us at https://buxtonfinancial.ca/

05/12/2026

A risky retirement strategy isn't always obvious. Sometimes it looks like saving money.

Paying off your mortgage before retiring, avoiding all debt, chasing OAS - these feel smart.

But if they cost you more somewhere else, you're stepping over dollars to pick up dimes.

What "safe" move might actually be costing you?

05/08/2026

A well‑designed retirement plan does more than protect your future, it opens the door to a life filled with meaning, connection, and fun.

At Buxton Financial For Retirement, we take the time to understand what your ideal retirement looks like, then craft a strategy that supports both your needs and your dreams.

Your next chapter should be lived fully. We’ll help you get there. Visit us at www.buxtonfinancial.ca