Lauren Herman - Wealth Strategy & Planning

Lauren Herman - Wealth Strategy & Planning Wealth Advisor for women, families and business owners. For the bold & ambitious future makers �

05/06/2026
04/25/2026

Understanding where you can tolerate market risk, versus where you need security in the form of predictable, consistent income is a huge part of what I do!

Missing out on potential returns by being unnecessarily conservative in your investments is just as big of an issue as taking too much risk!

Message me for how we can build a custom portfolio for you with risk and security in all the right places.

03/28/2026

how war in the Middle East trickles all the way back to hurting our bank accounts here in Canada! 🇨🇦

As a CONSUMER ➡️ costs of oil goes up due to less oil supply, products and services that use lots of oil increase prices to compensate ➡️ increases costs to us every day at the gas station and buying these goods and services ➡️ central banks use monetary policy (control of interest rates) to fight rising prices (inflation) ➡️ higher interest rates on our debt!!

As an INVESTOR ➡️ demand for Canadian oil is UP, so the market value of energy stocks are up too ➡️ other areas (consumer discretionary, tech, industrials) are hurting as a result of increased oil prices used in providing goods and services.

The good news? Canada is a big international producer of oil, so this global shortfall will increase demand for Canadian oil! boosting our economy due to increased revenue & demand for jobs in this sector.

bad news? Interest rates could be higher for longer, be careful with taking on additional debt and managing your existing debt in an environment of rising prices.

03/25/2026

Lets talk farmwives and burnout.

I am part of a number of different farm wife support groups on Facebook. They have helped me feel less alone managing the early years of motherhood, managing the grey area of combining family and business, navigating a transition from employed to self-employed.. of living life with a husband who farms - and it's a community I am so grateful for. In the wee hours of the morning, when sleeps evades me and my mind is churning over the 10,000 things that need done, usually with a toddler in my arms.. these communities are needed, because it is HARD to be a farmwife.

Other members of these groups post on a variety of issues.. The most common ones are crockpot supper recipes, recommendations for washing machines that can handle the heavy grease, the best software for bookkeeping, the usual complaints about siblings and in-laws, a number of faith-based uplifting messages to other woman... But the MOST common post I see form these women, clearly already suffering from burnout? Take a guess...

'how can I make more money for my family?'

They want a quick and easy, remote or flexible source of income that fits into the chaotic life they lead.

Their partners work long hours, 80 hours a week with no days off for much of the year, and are often very underpaid. These women are the ones putting their kids to bed alone, taking them to all their activities, regulating their emotions, teaching life lessons, managing all household bills - and farm bills too, they are maintaining the home, working their own full time job off the farm, doing their best to upgrade a farmhouse that they've inherited which has seen better days, keep on top of ACRES of grass that needs cut, cleaning out gutters, building furniture, helping with livestock chores, chip in with farm work... and somehow STILL they are looking for ways they can do more for others. It is just crazy.

But making an additional $150 per month from a side hustle is not what's going to get you out of burnout. I know it because I've been there. Working MORE and driving yourself into the ground isn't helping your family.

It is hard to look at your situation and realise that it’s not just you who can fix it. It needs to be you and your partner. You are in this together - that's what a marriage is.

I am not a life coach, but I am a Wealth Advisor, I am a Mom, and I am a farmwife too.

My recommendation?
Get a financial plan.
Talk to an Advisor.
Take a hard look at the numbers.
Make a BIG change.
Because if you don’t, the cycle will continue.

We, as women, have worked TOO DAMN HARD to only come this far and hold back from living our lives due to burnout.

PLEASE, reach out to me if you feel your farm is trying to fund multiple lives at once, if you feel that your revenue is strong, but it’s being pulled in too many directions, if you feel like this is ALL on YOU, then let's do something substantial. I work with farm families to make sure the success of the farm actually translates into a life that you can enjoy.

I am happy to be the 'bad guy' who looks at the numbers and figures out what would REALLY help, because another side hustle is not it. It's real planning, advice, and likely a major change.

I want to empower you as women to be heard, to not martyr yourselves for the sake of your husband and the previous generation who your farm is likely paying for.

We have the power to be the change we want to see in the world, and I want to see farmwives like you and me, making the change that is needed.

For ourselves.And for our family.

03/02/2026

Allow me to introduce myself! 👋🏼

Address

Unit E, 1601 McAra Street
Regina, SK

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