Gary Chin, Advisor

01/30/2018

Criminals love free WiFi

Free WiFi offered at coffee shops, hotels and airports should pique the interest of brokers – and not just because brokers and their clients can work remotely in these locations for free. The technology does not come risk-free. WiFi technology…

12/19/2017

Are you prepared for winter emergencies?

With winter weather already upon us, RSA Canada surveyed Canadians to check their state of readiness, asking who is prepared for winter emergencies such as major blizzards or extreme cold. Most aren’t, the survey found. Fifty-seven per cent of Canadians…

12/16/2017

Kitec pipes are an owners nightmare for home & Condo built or renovated between 1995 to 2007

If your Toronto condo was built or renovated between 1995 and 2007, chances are Kitec Plumbing was used and that’s a problem. If you currently own a condo or you’re starting to look at Toronto

12/12/2017

Is this the answer to distracted driving??

Vehicle owners who install smart phone-blocking apps should get a break on insurance rates, some industry groups contend. British Columbia’s government-owned auto insurer says it will roll out telematics devices designed to block drivers from using their wireless phones on…

12/10/2017

Does driver monitoring reduce losses?

Canadian auto insurers have been using telematics to gather data on driving behaviour for years, with one insurer having billions of miles’ worth of data, but it remains debatable whether pay-as-you-drive technology actually reduces insured losses. Claims costs “could conceivably…

12/08/2017

are you eligible for a drug plan?

Whether it's due to lack of awareness or out-of-pocket costs, millions are missing the chance for coverage

12/06/2017

Ma*****na: the highway scourge?

Ma*****na is trending to be an even bigger killer on the roads than alcohol, according to stats on fatal driving accidents between 2000 and 2014. “What we see is an increasing percentage of fatally injured drivers in Canada who tested…

12/02/2017

Flood coverage inconsistences causes broker confusion

Swirling in the eddies of confusion about overland coverage, frustrated Canadian brokers are threatening to drop carriers and are worried about errors and omission (E&O) claims related to overland flood insurance. Canada-wide, there is a “host of wordings out there”…

11/27/2017

Product recall costs are staggering

Whether it is as a result of the risk of e-coli, listeria or salmonella in food products, a choking hazard in children’s toy, a safety issue on a vehicle or a yoga pant stretching and becoming see-through; the list of…

11/14/2017

Uber has competition

TORONTO – Ride-hailing company Lyft is bringing its service to Canada. The company announced Monday that it is coming to Toronto in what will be its first expansion outside of the United States. “Our passports are packed and we’re crossing…

11/08/2017

Police in Saskatchewan will be looking for people driving with suspended licences and those driving vehicles that don’t have current plates as part of November’s traffic safety spotlight, Saskatchewan Government Insurance (SGI) announced on Friday. Provincial police will be helped…

10/12/2017

We need to improve the drivers

The Canadian auto industry overall is seeing no reduction in car accidents and “big cost pressures upward on severity coming from both injuries and the repairs of cars themselves,” a speaker suggested last week at the National Insurance Conference of…