The Orr Financial Management Group

06/01/2026

Canadian equities returned 0.68%, despite the decline in oil prices as Shopify and the railways overcame declines in energy companies

Check out the latest market commentary from Scotia Wealth Management on our website.

This week’s highlights Strong earnings season drives returns as markets await geopolitical clarity Optimistic geopolitical headlines drive modest decline in yields Canada’s economy unexpectedly contracted for a second straight quarter U.S. data highlights softer growth alongside persistent infla...

05/29/2026

Life expectancy is getting longer, and that’s a beautiful thing. It also means that proactive planning is more essential than ever.

Visit our website to explore strategies on how you can live your ideal life with confidence. https://mitchorr.com/ensuring-stability-in-your-senior-years-how-longevity-risk-can-impact-your-financial-planning/

05/28/2026

The relationship between inflation and debt constitutes a complex, often symbiotic, and occasionally destructive dynamic.

Read our full blog to better understand how inflation impacts debt, purchasing power, and today’s economy.

The relationship between inflation and debt constitutes a complex, often symbiotic, and occasionally destructive dynamic. It is a "double-edged sword" where rising prices can make existing debt easier to pay off, but high debt levels can also drive inflation. This relationship is central to modern e...

05/28/2026

Planning for retirement requires informed decision-making about how to draw income efficiently. Pension income splitting may be a valuable strategy to help optimize your retirement income and potentially reduce your overall tax burden.

Visit our website to learn more, and feel free to contact us with any questions about your retirement planning options.

Pension income splitting is a simple, yet effective, strategy to help provide tax-efficient retirement income for couples.

05/27/2026

According to a survey conducted by Scotiabank in Fall 2025, some investors using AI tools view it as complementary to the information and guidance from their primary financial advisor (30%), but the majority (62%) trust their financial advisor more than AI-generated advice. Still, the Investor Sentiment Survey found usage varies by demographics. For example, male investors were more likely to have consulted AI tools about finances and investments in the past year and those aged 45+ were less likely.

Check out the infographic on our website for more insights from the survey.

As artificial intelligence becomes more advanced, more people are using it in more aspects of their lives, but still see financial advice from a real person as critical.

05/25/2026

May is coming to a close with uncertainties remaining practically as elevated as they were at the start of the month. This week’s global calendar is relatively quiet as far as scheduled events or data go and the earnings season is winding down, so headlines and news—particularly as they relate to the conflict in the Middle East—may be of greater importance for market sentiment.

Stay informed—Scotia Wealth Management’s latest market news is now on our website.

Featured in the report   Week ahead preview: May is coming to a close with uncertainties remaining practically as elevated as they were at the start of the month. This week’s global calendar is relatively quiet as far as scheduled events or data go and the earnings season is winding down, so head...

05/21/2026

The phrase “the markets will only get you if you let them” is a variation of the popular “let them” theory, popularized by Mel Robbins, and can refer to either personal finance or economic policy. I’m not usually influenced by the catchy utterances of best-selling authors and podcasters, which is what Ms. Robbins is, but possibly she has a point. Read more on our blog.

The phrase "the markets will only get you if you let them" is a variation of the popular "let them" theory, popularized by Mel Robbins, and can refer to either personal finance or economic policy. I’m not usually influenced by the catchy utterances of best-selling authors and podcasters, which is ...

05/21/2026

Making comparisons between the growing U.S. debt crisis and the sinking of the Titanic might seem far-fetched. Most of us know the story of how a succession of watertight compartments were breached, leading to the ship’s tragic demise and the accompanying loss of lives.

Read more from our new blog—it's on our website now.

Making comparisons between the growing U.S. debt crisis and the sinking of the Titanic might seem far-fetched. Most of us know the story of how a succession of watertight compartments were breached, leading to the ship’s tragic demise and the accompanying loss of lives. As tipping points go, it wa...

05/20/2026

After 35 years of building a successful dry-cleaning business across Southern Ontario, the Fosters are now in their early 60s and ready to retire. With their adult children uninterested in taking over the family business, they sold it to an external buyer for $25 million. However, the sale triggered a significant $5 million capital gains tax liability – a cost that could impact their long-term plans.

Discover how business owners can turn tax liabilities into opportunities to preserve wealth and create lasting charitable and family legacies.

Discover how business owners can turn tax liabilities into opportunities to preserve wealth and create lasting charitable and family legacies.

05/19/2026

It’s hard to beat the feeling of being financially secure. In my experience, the most financially successful people work towards that goal with great dedication. Part of the reason is their ability to handle the practical details of everyday life. And one of the most important practical details involves making smarter, more enlightened financial decisions.

Read more on our brand new blog.

It's hard to beat the feeling of being financially secure. In my experience, the most financially successful people work towards that goal with great dedication. Part of the reason is their ability to handle the practical details of everyday life. And one of the most important practical details invo...