Union Financial

03/11/2025

Short-term ups and downs are the price of admission for long-term rewards. Let’s embrace it.

📞 Let’s design a plan that helps you tolerate volatility and build wealth.



03/09/2025

The market’s future is always uncertain — but your future doesn’t have to be. A solid plan helps you thrive in any economy.

📲 Ready to create a plan for all seasons? Let’s talk.



02/10/2023

Do you have a financial superhero on your team? If not, you need to get one.

02/08/2023

Do you feel you’re paying too much tax? 😩You are not alone.

For the right person, contributions to an RRSP can potentially lower your tax burden, get you a refund from CRA, and allow you to enjoy tax deferred growth. 🤩

To see if RRSPs are right for you, get in touch with a financial advisor. Better yet, contact us for a free consult and find out.
DM ‘TAXES SUCK’

02/06/2023

The name, Tax Free Savings Account (TFSA) is a bit deceptive if you ask me.

Most people that have a TFSA are using it as a savings account earning less than 3% on their money. Which is okay if your primary objective is to preserve your money.

However, if you want your money to grow, holding anything other than stocks (individual or within a mutual fund) in your TFSA is like owning a Ferrari and driving it in first gear! You are not utilizing the account properly.

Being that TFSA is a true tax shelter, the account should’ve been called a Tax Free Investment Account.

Put your most “aggressive” investments in it to maximize not just your return, but tax savings as well.

Go see a financial advisor to discuss what the best asset mix is for your TFSA.

01/24/2023

If you don’t know where you’re going, any road will take you there - Lewis Carroll.

Do you have a financial plan? If so, when was the last time you had it reviewed? 🤔

A financial plan is essential for achieving your financial goals and ensuring a secure future. It helps you to budget and save effectively, plan for retirement, and make smart investments. But it's not enough just to have a plan, it's also important to have it reviewed regularly to make sure it still aligns with your current goals and any changes in your life.

Don't wait until it's too late. Schedule an appointment with a financial advisor today and get a personalized financial plan prepared for you. If you already have a plan, then schedule a review and take the first step towards securing your financial future.

01/19/2023

If it’s FREE, it’s for me! 😜

Rarely do freebies offer real value.

Most people don’t value things that are offered for free. So I almost hesitate offering a free tool that’ll help you identify gaps in your financial world.

The thing is, unless you identify issues, how can you possibly find solutions.

You don’t expect your doctor to know what’s wrong with you unless you allow him/her to ask you questions, perform some tests, and analyze the results.

What would you think of a doctor who prescribes antibiotics upon the first handshake? You laugh, but how many people do you know (perhaps you’re one of them) who buy, or are sold, financial products and services without determining the issues first?

I am offering you FREE access to a tool that I use with my clients to identify gaps in their financial world.

Once we know where those gaps are, we can work on creating a personalized strategy to fill those gaps to create an air tight financial plan.

Do yourself a solid and take 30 seconds out of your day to see what your financial world looks like. If you have any questions or would like help filling those gaps, reach out to me and we can jump on a call and see about the possibility of working together.

This tool is only FREE for a limited time. So please take advantage of it. Tag a few people in the comments below ⬇️⬇️ who could also benefit from this FREE tool. Have an awesome day! ☀️

01/18/2023

Are you familiar with the concept of dollar cost averaging?

It's a strategy for investing in the stock market where you consistently invest a set amount of money at regular intervals, regardless of the current market price. This helps to average out the cost of your investments over time.

For example, let's say you want to invest $1000 in a stock. Instead of investing all of it at once, you could invest $100 every month for 10 months.

This way, if the stock price goes up, you'll be buying less shares, and if it goes down, you'll be buying more shares.

By averaging out the cost of your investments, you're reducing your risk and potentially increasing your returns. Give it a try and see the benefits for yourself.

Start dollar cost averaging today and take control of your investments.

Tag a friend who could benefit from this strategy and let us know in the comments how it's working for you. ⬇️⬇️

01/16/2023

01/11/2023

Fear is crippling 😱

Don't let fear and uncertainty hold you back from taking advantage of investment opportunities that exist right now.

The markets will always fluctuate, but now is the time to invest and build your wealth. Don't wait for the markets to recover before making your move.

Take action now and invest while the markets are down. Consult with a financial advisor now and come up with a solid investment plan today.

11/22/2022

Do you have a financial plan?

If not, it’s time to get one. It’s not nearly as overwhelming as it may seem. Follow the simple 5 steps listed above to give you the momentum you need to reinforce your financial world.

11/08/2022

Markets will recover. Will you?

Markets go up, markets go down. That’s just what they do. As investors, it is our responsibility to learn from history and past mistakes.

Why do we line up outside stores, hours before opening, in sub zero temperatures, before Black Friday?
The answer is, “BIG SALE!” Right?!

So why is it that when we have a Hulk size sale on the stock market, we turn and run away!

That’s like saying, we refuse to buy on Black Friday. We’ll be back a few days before Christmas and overpay for items we could’ve picked up at a HUGE discount!

Like and follow if you resonate with what I’m saying. And let’s load up while the sale is on.