NextGen Wealth & Insurance

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NextGen Wealth & Insurance Financial Advisor and Independent Life Insurance Broker. Helping individuals and families.

Disability insurance and the RDSP both have "disability" in the name, but they do completely different jobs.🛡️ Disabilit...
10/23/2026

Disability insurance and the RDSP both have "disability" in the name, but they do completely different jobs.

🛡️ Disability insurance replaces part of your income if you're unable to work.
💰 The RDSP is a savings plan for someone approved for the Disability Tax Credit, where the government can add grants and bonds.

Some families need one, some need both. Swipe for the side-by-side.

Not sure which applies to you? Comment INCOME or send me a message and we'll figure it out together.

General information, not personal advice.

"I wish I'd done this sooner."I hear it after so many first meetings. Not because people leave as financial experts, but...
10/21/2026

"I wish I'd done this sooner."

I hear it after so many first meetings. Not because people leave as financial experts, but because they finally understand their options and feel a little lighter.

Talking about money doesn't have to be awkward or overwhelming. My job is to keep it simple, answer every question, and build a plan around what matters to your family.

If you've been putting it off, consider this your sign. Send me a message and we'll find a time that works for you.

https://www.nextgenwealthandinsurance.com/book-a-consultation

What families say in our first meeting... and what's actually going through my head. 😊If you've ever felt nervous about ...
10/19/2026

What families say in our first meeting... and what's actually going through my head. 😊

If you've ever felt nervous about talking money with an advisor, this one's for you. Spoiler: nobody walks in with it all figured out, and that's completely okay.

Swipe through, then tag someone who keeps saying "I'll deal with it later."

When you're ready, send me a message. No judgment. No pressure.

Did you know some life insurance policies can pay out while you're still alive?It's called a living benefit. Depending o...
10/17/2026

Did you know some life insurance policies can pay out while you're still alive?

It's called a living benefit. Depending on your policy, it may pay out if you're diagnosed with a covered critical illness, helping with bills, treatment or time off work when your family needs it most.

Every policy is different, so it's worth knowing what's in yours before you ever need it. Swipe for the three questions I'd ask about any policy.

Want a second set of eyes on yours? Comment COVERED or send me a message.

General information, not personal advice. Coverage varies by policy and insurer.

GIVEAWAY TIME 🎉We’ve teamed up with some of our favourite local businesses to spoil one Kelowna family with $1000+ in pr...
10/16/2026

GIVEAWAY TIME 🎉

We’ve teamed up with some of our favourite local businesses to spoil one Kelowna family with $1000+ in prizes for wellness and the early years.

Taking care of your family isn’t only about the finances. It’s the movement, the support, the community and the little resets that keep everyone going. So we brought together the people who do that best.

One winner takes home:

⭐ A Sleep Essentials Bundle + a $150 gift card from Julie Jimmieson
👶 A $200 gift card from ohbabyconsignment
🏋️‍♀️ $100 credit toward a plan at Crew & Co.
🌿 $100 gift card + a Ninni pacifier from Okanagan Family Health Care
🤱 A 5/6-week program of your choice with Makenzie | Canadas #1 Mom and Baby Group-Kelowna

Big thanks to Kids & Kilometers Stroller Run Club | Kelowna for cheering this one on too 🏃‍♀️

HOW TO ENTER:
1️⃣ Like this post
2️⃣ Follow Julie Jimmieson ohbabyconsignment Crew & Co. Okanagan Family Health Care Makenzie | Canadas #1 Mom and Baby Group-Kelowna Kids & Kilometers Stroller Run Club | Kelowna
3️⃣ Tag a mum friend in the comments. Every tag is an extra entry!

⭐ Bonus entry: share this post to your Story and tag us

CLOSES NOVEMBER 11TH at 12pm PT. Winner drawn at random and announced NOVEMBER 15TH. Open to residents of BC, 19+. Winner must answer a skill-testing question. Prizes are non-transferable and have no cash value. Crew & Co credit valid from Dec 1, 2026 for 12 months; AltaVie prize must be picked up in person within 2 weeks. This giveaway is not sponsored, endorsed or administered by, or associated with, Instagram or Meta.

AltaVieHealth KelownaFamilies ShopLocalKelowna KelownaBaby

"Is my child's condition serious enough?"Parents ask me this a lot, and it's often the reason they hold off on the Disab...
10/15/2026

"Is my child's condition serious enough?"

Parents ask me this a lot, and it's often the reason they hold off on the Disability Tax Credit.

The DTC isn't decided by the name of a diagnosis. It's about how a condition affects day-to-day life. A medical practitioner fills out the form, and the CRA makes the call.

And if your child is approved, that approval opens the door to the RDSP, where the government can add grants and bonds.

If you'd like to talk through where to start, comment RDSP or send me a message.

General information only. Eligibility is determined by the CRA.

https://www.nextgenwealthandinsurance.com/

Ever put off booking a meeting with a financial advisor because you weren't sure what you were walking into? You're not ...
10/13/2026

Ever put off booking a meeting with a financial advisor because you weren't sure what you were walking into? You're not alone.

Here's how a first consultation with me actually goes:

☕ We start with your family: who's in it, what you're working toward, and what's keeping you up at night.
💬 You ask anything. There are no silly questions, and I'll explain things in plain language.
🧩 We look at options that fit your goals, not a one-size-fits-all package.
✅ You decide what's next, in your own time. Nothing gets signed on the spot.

Most families tell me they wish they'd booked sooner. If you've been meaning to, send me a message and we'll find a time that works.

There are 3 questions I get almost every week. Here are the short answers.1️⃣ "How much life insurance do we actually ne...
10/11/2026

There are 3 questions I get almost every week. Here are the short answers.

1️⃣ "How much life insurance do we actually need?"
It's not a random multiple of your salary. Start with what would need to be covered if your income stopped: the mortgage, childcare, and your day-to-day bills.

2️⃣ "Is it too late to save for my kids' education?"
Usually not. The federal RESP grant has catch-up room, so missed years can often be partly made up, with up to $1,000 in grants a year.

3️⃣ "TFSA or RRSP?"
It depends on your income now compared with later, and what the money is for. Many families use both. Start with the goal, then pick the account.

Financial planning shouldn't feel intimidating. The more you understand your options, the more confident you'll feel making decisions for your family.

Have one of these on your mind? Send me a message. No judgment. No pressure.

General information, not personal advice.
https://www.nextgenwealthandinsurance.com/contact

Your TFSA is not a savings account. 👀A lot of people open a TFSA at the bank, put money in, and never look at what it's ...
10/09/2026

Your TFSA is not a savings account. 👀

A lot of people open a TFSA at the bank, put money in, and never look at what it's actually holding. A TFSA is a tax-free wrapper. You can hold cash, GICs or investments inside it. The account is tax-free, and what grows inside it is up to you.

3 things to check inside yours:
1️⃣ What is it actually holding? Cash earning very little, or invested for your goal?
2️⃣ How much room do you have? Check CRA My Account so you don't over-contribute.
3️⃣ Does it match your timeline? Money for next year and money for 20 years from now shouldn't sit in the same thing.

The numbers:
💰 2026 limit: $7,000
💰 Never contributed? Your total room since 2009 is $109,000
💰 Money you withdraw is added back to your room the following January

Want a second set of eyes on yours? Comment "TFSA" and I'll send you a simple checklist. No judgment. No pressure.

General information, not personal advice.
https://www.nextgenwealthandinsurance.com/our-servicesa02b0b37

10/08/2026

The run is better with company. So is the coffee after.

I’m teaming up with Kids and Kms Stroller Run Club for a post-run hangout on Saturday, October 24. Finish your kms, then come warm up with us at Rustic Reel at 8:45 am.

Warm sips, sweet treats, some swag, and a few surprises.

Mostly, it’s a chance to slow down and meet the families who show up every week, strollers and all. Community gets built in small moments like this one: a hot drink, a cold morning, and people who get it.

First run with the club or your fiftieth, come say hi. Bring the kids and bring a friend.

Tag a running buddy who needs to be there.

RunClub ParentCommunity NextGenWealth

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Kelowna, BC

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