Ruby Lougheed Yawney, CPA, CA

Ruby Lougheed Yawney, CPA, CA Rock Solid Professional Financial Advice Experienced Financial Professional. Competent, conviction & compassion to be the best Financial Professional I can be.

Having a long and diverse career, I am now working as an independent professional giving objective, practical, professional & rock solid advice. Experience as a Public Accountant with a major Global Accounting Firm in Toronto, to a Start-Up Entrepreneur, to a Controller through a Financial Restructuring and a Strategic Restructuring , a Top Financial Planner & Portfolio Manager for 25 years to a f

ocus on Private Businesses needing Mergers, Acquisitions & Divestiture Advice. When you want professional, objective & rock solid financial advice, reach out to me.

04/01/2026

A lot of people think living longer requires complicated routines and expensive tools.

But when you look at many of the longest living communities in the world, the common thread is much simpler. They wake up with something meaningful to do and someone who needs them.

Having purpose, staying useful, and remaining connected to others may be one of the most powerful factors for longevity.

03/16/2026
03/16/2026

Real growth isn’t about applause.

It’s about perspective.

When you push yourself into harder challenges, your view of life starts changing.

What once felt impossible begins to look manageable.

What once felt big begins to look small.

The climb reshapes how you see the world.

Not just what you achieve.

But how you think.

How you value things.

How wide your vision becomes once you stop living at ground level.⛰️✨️

Wealth creators and entrepreneurs are some of my favourite people.   They use their gifts and abilities and talents to s...
03/12/2026

Wealth creators and entrepreneurs are some of my favourite people. They use their gifts and abilities and talents to spread goodness, create jobs, create wealth, pay taxes and are the most generous people I have met.

My long time and dear friend from will be speaking, I will be on a panel and am on the organizing committee.

Message me for a discount code!

In Toronto right now, a lot of owners are asking more disciplined questions.

How do I grow without overextending?

What would a buyer actually pay for this business today?

If I stepped back, what would break?

If I received an offer, would I be ready?

That’s the thinking behind this year’s BTF Toronto program.

The agenda moves deliberately from the economic context to value creation to live deal dynamics to leadership beyond the founder to honest hindsight from entrepreneurs who’ve already exited.

It’s not a day about “someday.”

It’s a day for owners who understand that growth, acquisition and exit are connected decisions and that optionality is built long before it’s needed.

If you’re building with intention, this room will feel familiar.

Explore the program: https://businesstransitionsforum.com/toronto/program/?utm_campaign=btf-tor-program-recap&utm_source=facebook&utm_medium=agenda-cta

02/20/2026

Snow Day is tomorrow!
Get ready for an unforgettable day of winter fun and adventure.

Saturday, February 21, 2026
11 a.m. to 3 p.m.
Bell Park - Grace Hartman Amphitheatre

Event Highlights:
-Snowshoeing
-Skating
-Sliding
-Hockey
-Kids’ Snowboarding
-Winter Crafts and Interactive Activities
-Scavenger Hunt

Warm up with:
-Hot chocolate
-Campfires
-Cambrian College’s S’mores station

Check out the event map to see where all the activities, vendors and food will be located.

Learn more at www.greatersudbury.ca/snowday

Thanks to our presenting sponsor, Workforce Inc.!

*****************

Demain, c'est jour de neige !
Préparez-vous à passer une journée inoubliable remplie de plaisir et d'aventures hivernales.

Samedi 21 février 2026
De 11 h à 15 h
Parc Bell - Amphithéâtre Grace Hartman

Points forts de l'événement :
-Raquettes
-Patinage
-Glissade
-Hockey
-Snowboard pour enfants
-Artisanat d'hiver et activités interactives
-Chasse au trésor

Réchauffez-vous avec :
-Chocolat chaud
-Feux de camp
-Station S'mores du Cambrian College

Consultez le plan de l'événement pour savoir où se dérouleront toutes les activités, où se trouveront les vendeurs et où vous pourrez vous restaurer.

Pour en savoir plus, rendez-vous sur www.grandsudbury.ca/journeeneige

Merci à notre sponsor principal, Workforce Inc. !

Wow!  What an incredible story.   LEGO means ‘play well’To me, I see the importance of using one’s gifts and abilities t...
02/20/2026

Wow! What an incredible story.

LEGO means ‘play well’

To me, I see the importance of using one’s gifts and abilities to the BEST use and even when facing collapse, this man and father’s promise to his son’s to choose integrity/craftmanship over shortcuts/compromising values.

I was just in Denmark and this town and now I want to go back and see the place 🙌💪👏

Billund, Denmark. 1932.

Ole Kirk Christiansen stood in his carpentry workshop, surrounded by the silence of failure.

For sixteen years, his hands had built furniture, ladders, ironing boards—honest work that fed his family and earned respect in their small farming town. Then the Great Depression arrived, and everything stopped. Construction halted. Orders disappeared. Farmers who once commissioned solid oak tables could barely afford bread.

The craftsmanship that had been Ole's life simply... ended.

He had a wife. Four young sons. Bills stacked higher than he could pay. Bankruptcy wasn't just threatening—it was inevitable. Ole Kirk Christiansen was a craftsman staring at ruin.

But he was also a father.

And fathers find another way.

He looked around his workshop at scraps of wood—offcuts from furniture nobody could afford anymore—and made a decision that would echo across generations. If people couldn't buy big things, maybe they could still afford small moments of joy.

Ole began carving toys.

Simple wooden toys. Yo-yos. Pull-along ducks with wheels. Small cars and animals. Nothing extravagant. But every piece was made with the same meticulous care he'd once reserved for furniture meant to last lifetimes. He sanded edges smooth so no child would get splinters. He chose non-toxic paints. He tested joints to ensure nothing would break easily.

Neighbors shook their heads. "Toys won't save your business, Ole. You need real work."

Ole ignored them.

He lived by a principle he refused to abandon—even when survival seemed to demand shortcuts, even when every rational voice said to cut costs and work faster:

"Det bedste er ikke for godt."

Only the best is good enough. Especially for children.

The toys sold—not spectacularly, not quickly—but enough. Enough to survive another month. Another harsh Danish winter. Another year of uncertainty. The workshop stayed open.

In 1934, Ole needed a name for his struggling toy company. He held a small contest among his employees, offering a bottle of homemade wine as a prize. He chose a name that captured why toys mattered:

LEGO—from the Danish "leg godt." Play well.

Years later, someone noticed that "lego" also means "I put together" in Latin. Ole hadn't known. The coincidence felt like destiny.

For years, LEGO remained small—beautiful wooden toys, respected by those who could afford them, but barely profitable. Then in 1942, tragedy struck. The workshop burned to the ground.

Ole rebuilt. With Denmark occupied, with resources scarce and the future uncertain, he rebuilt anyway. Because what else do you do when everything burns? You build again.

After the war, Ole and his son Godtfred noticed something changing the world: plastic. In 1947, Ole made a decision friends thought was madness—he bought an expensive plastic injection-molding machine for a company still fragile from years of struggle.

Plastic was cheap, people said. Associated with junk. Wooden toys were crafted, timeless. Why abandon what made LEGO special?

But Ole saw possibility where others saw compromise.

In 1949, LEGO released its first plastic toys, including early "Automatic Binding Bricks"—small plastic blocks that stacked together. They didn't work well. They stuck poorly or too hard. Building anything substantial was frustrating.

They weren't good enough.

Most companies would have moved on. Ole wouldn't compromise.

For nine years—nine years—Ole and Godtfred tested, failed, redesigned, and tested again. They obsessed over manufacturing tolerances measured in fractions of a millimeter. They refused shortcuts. They wouldn't release something imperfect.

In 1958, Godtfred finalized the breakthrough: studs on top, hollow tubes underneath—engineered so precisely that bricks held firmly yet separated cleanly. On January 28, 1958, the design was patented.

The modern LEGO brick was born.

That same year, Ole Kirk Christiansen died at age sixty-six.

He never saw LEGO become a global phenomenon. Never saw theme parks visited by millions or blockbuster movies. Never saw his bricks in 130 countries, translated into dozens of languages. He never knew that a brick made in 1958 would connect perfectly with one made in 2025—a feat of precision almost unheard of across seven decades.

But his philosophy survived him, embedded in every brick.

Under Godtfred's leadership, LEGO expanded methodically across the world. They built theme parks. Created universes of play. Developed minifigures that became cultural icons. Castles rose. Cities sprawled. Spaceships launched. Imagination was given structure.

The company nearly collapsed in the early 2000s, drowning in complexity and losing focus. They had strayed from Ole's principle—making too many products, cutting quality to chase trends. They saved themselves by returning to his philosophy: focus on the brick, maintain quality, play well.

Today, LEGO is one of the most valuable toy brands in history—worth more than Mattel and Hasbro combined. Hundreds of millions of children and adults have built with those bricks. Families pass sets down through generations. A parent's childhood LEGO connects perfectly with their child's new set because the company refuses to change dimensions even slightly.

All because a Danish carpenter, facing ruin during history's worst economic collapse, refused to compromise on quality—even when carving toys from furniture scraps to feed his sons.

Ole's original workshop still stands in Billund. The first LEGOLAND opened there in 1968, in the same town where a desperate father once carved wooden ducks late into the night, wondering if tomorrow would bring bankruptcy. Walk through that park and you'll see Ole's statue—a simple man with kind eyes, holding a LEGO brick.

The remarkable thing about LEGO isn't just that it survived the Great Depression, fire, war, the founder's death, and near-bankruptcy.

It's what it teaches.

When everything falls apart, you build. When the world says it won't work, you adapt without compromising. When others cut corners to survive, you insist on excellence—especially when it's hardest. When you have nothing but scraps, you make something that lasts.

You play well.

Ole Kirk Christiansen faced collapse and chose craftsmanship over shortcuts. He built joy from leftovers and empire from patience. With nothing but discipline, belief, and furniture scraps, he created something that would outlast nations.

Every LEGO brick manufactured anywhere in the world still carries his promise:

Only the best is good enough.

That isn't just a toy company's motto. That's a father's promise to his sons that became a legacy for the world.

In 1932, neighbors said toys wouldn't save Ole's business. They were right.

Toys didn't save his business.

Toys that were good enough—truly good enough—built something far bigger.

They built forever.

As Charlie Munger would say, you want entrepreneurs and rich people in your country.Wealth must be createdbefore it can ...
02/19/2026

As Charlie Munger would say, you want entrepreneurs and rich people in your country.

Wealth must be created
before it can be distributed.
That part always gets skipped.

Great news for my longtime friend Evan Chrapko and his company Trust Science! 🙌💪👏
02/19/2026

Great news for my longtime friend Evan Chrapko and his company Trust Science! 🙌💪👏

It has been over 30 years since I made the decision to, reluctantly, to go into Financial Planning.   A fellow Chartered...
02/13/2026

It has been over 30 years since I made the decision to, reluctantly, to go into Financial Planning.

A fellow Chartered Accountant who had known me since my pre-teen years, challenged me, and said “be the change you want to see in the industry”

I had been greatly blessed by her wise advice and seeing in me something that was in the end an excellent fit for my skills and my personality.

My passion is now to mentor the next generation Ben Yawney and to share some of the wisdom of age, experience and knowledge of sound timeless principles.

Hello, my name is Ruby and I am an over-thinker. I work hard to gather information, get to the knowledge about a situati...
02/13/2026

Hello, my name is Ruby and I am an over-thinker. I work hard to gather information, get to the knowledge about a situation and then work on turning it all into wisdom based on sound principles, given the situation and environment.

Perhaps the new “Warren Buffett/Greg Abel of Canada”.
02/12/2026

Perhaps the new “Warren Buffett/Greg Abel of Canada”.

October 14, 2025: Benjamin P. Watsa, Founder & Chief Executive Officer, Marval Capital Ltd., Chairman of Fairfax India Holdings Corporation and a director of...

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Telephone

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