Spasiuk Reynolds Advisory Group

07/07/2026

Why proactive planning can help maximize your retirement income over the long term.

In this video, we cover:

1. What the Old Age Security (OAS) clawback is and how it can reduce your retirement benefits.
2. How income above the annual OAS threshold can trigger a 15% recovery tax.
3. Why RRIF withdrawals, pensions, and investment income can unexpectedly cause you to lose OAS.
4. A simple example showing how retirees can lose $2,000–$4,000 or more each year in benefits.
5. Strategies to help reduce the clawback and keep more of your hard-earned money.
6. How proper retirement income planning can improve your cash flow and tax efficiency.
7. Ways to structure withdrawals to potentially preserve more of your monthly OAS payments.

06/25/2026

Welcome! The Spasiuk-Reynolds Wealth Advisory Group

In this video, we cover:

1. How a Tax-Free Savings Account (TFSA) can create more flexibility and spending money in retirement.
2. Why investment growth, interest, and dividends inside a TFSA can remain tax-free.
3. How Canadians can contribute up to $7,000 in 2026, plus any unused contribution room from previous years.
4. Ways to use TFSA withdrawals for travel, supporting children or grandchildren, hobbies, home comfort, and other retirement goals.
5. Why TFSA withdrawals generally do not affect CPP, OAS, or other government benefits.
6. How a TFSA can continue to be used beyond age 71, unlike certain registered retirement accounts.
7. A simple example showing how $40,000, combined with annual contributions and steady growth, could potentially grow into a meaningful tax-free retirement fund.
8. How a TFSA can work alongside pensions, CPP, and OAS to provide greater freedom, choice, and confidence in retirement.

06/21/2026

On Thursday our team sponsored the third annual Health Foundation's golf tournament…the focus this year was to share the foundation's focus for raising money for a CT Scanner that is needed for the community. ⛳️
And can we talk about the weather?! Definitely a major upgrade from last year LOL!!! It made for a perfect day of connection, friendly competition, and community impact.
Events like this are such a powerful reminder of what's possible when businesses come together with a shared purpose. From meaningful conversations to plenty of laughs, its was a fulfilling and energizing day
A huge thank you to Tammy Brent, Susan Ritter, Marilyn Vik and Hannah Anderson… for organizing such a powerful and impactful event your time, effort, and dedication truly made the day what it was.
A big shoutout as well to the organizers and all the incredible sponsors who helped make it happen, including:


Ford

Properties


Roofing
…and many more who helped bring this event to life!
Already looking forward to next year!

12/24/2025

From our families to yours, Wishing You Joy This Holiday Season and a Bright New Year! ✨
As we wrap up another year, we want to take a moment to express our heartfelt gratitude to all our clients and partners. Your trust and support mean the world to us, and we're honored to be part of your journey.
May this holiday season bring you joy, peace, and time well spent with loved ones. Here's to a bright and successful year ahead!
Happy Holidays and Happy New Year from all of us at the Spasiuk-Reynolds Wealth Advisory Group!

12/17/2025

raymondjames.ca

12/03/2025

Our team the Spasiuk-Reynolds Wealth Management is proud to be one of the lead sponsors for the U of A Business Finance Association this year. Adrian and Daelyn attended on behalf of the team, joining an inspiring group of students eager to learn, grow, and make their mark in the financial industry. We had the opportunity to connect, answer questions, and share real-world insights about building meaningful careers in finance. We believe in investing in the next generation; their education, potential, and their future. Supporting events like this allows us to give back, empower young professionals, and help shape a strong and ethical future for our industry. A Special Thank you to the U of A Business Finance Association for hosting such a valuable evening. We look forward to continuing our commitment to community, mentorship, and connection.

11/24/2025

This weekend, our Spasiuk-Reynolds Wealth Advisory Group had the honor of supporting the Tier 1 U9 Edmonton Juventus team as they competed in the SC Central Canada Cup Tournament.... and they dominated, bringing home GOLD! 🏆⚽
These tournaments, experiences, and victories wouldn't be possible without the support of community partners and sponsors, and we are proud to play a small part in helping these young athletes grow, bond, and build confidence on and off the field.
Community involvement is at the heart of what we do. From sponsoring youth sports, to supporting local causes, to partnering with select organizations and neighborhoods, we believe in lifting up the communities we serve.
Congratulations to the team on an incredible performance and unforgettable weekend of teamwork, sportsmanship, and fun. We're proud to be part of your journey. ⚽

-ReynoldsWealthAdvisoryGroup

11/20/2025

Today, Adrian and Inga the honor of attending a fundraising lunch hosted by Kids Included at the Glenora Club. The turnout was incredible, the lunch was fantastic, and most importantly, the speakers were truly inspiring.

It was meaningful to learn more about the cause we are proud to support and to witness the impact this organization has in our community. Hearing from CEO Mack and her powerful story, as well as listening to Priscilla's mom share her family's journey with Kids Included (formerly GRIT), was deeply moving.

Grateful to be part of such an important initiative and to see so many people come together for such a wonderful cause.

11/04/2025

If you missed Raymond James recent webinar, the full recording is now available.

Raymond James experts—Neil Linsdell, Eugenio Aleman, and David Vargas—shared timely perspectives on the disconnect between rising markets and slowing economic indicators, and what it could mean for portfolios heading into 2026.

Watch the full recording here: https://www.raymondjames.ca/commentary-and-insights/client-insights/2025/10/24/deciphering-stock-market-moves-in-an-uncertain-economy

raymondjames.ca

08/22/2025

Inflation in Canada rose slightly in June to 1.9%, as generally anticipated, although core measures remained around 3%.

raymondjames.ca