Signe and Richard

10/09/2026

Happy Thanksgiving weekend! We hope that your fall season is off to a great start and that you're on track with your goals and dreams for this year and the future! If you're not on track or haven't thought about it and would appreciate a complimentary review, reach out to us.

Do any of these questions resonate with you?

1) Are you looking to get on track with your investment goals?
2) Do you want to find out how to better protect your income, investments, family, business and future?
3) Have you thought about updating your will and power of attorneys, or haven't yet begun your estate planning and are looking for resources to assist you?
4) Are you looking for a side-hustle to elevate your income? Contact us to find out how to join our team.

If any of the above apply to you, or if you have questions, reach out to us.

What's Happening:
Stay tuned for upcoming events, "Finding Money You Didn't Know You Had," (fall edition), "Elevate Your Income" join our team...check for updates here:
http://signeandrichard.ca/

04/15/2026

Join our amazing team at VFG Financial Group…find out more here😊

Send me a message if you have any questions and if you’re registering to attend!

http://elevateyourincome.ca

02/14/2026

11/24/2025

[Canada’s Tax Grab Revealed…Here’s Why RRSP’s May Not Be the Best Option]

…this is what happens when Canadians believe that they’re doing what’s best for their families in their retirement/estate planning and don’t have the support of an informed advisor…thinking there is no other option…this is where lack of financial literacy and product pushing in our country is letting Canadians down…let me assure you there are alternatives…you do have other options to protect your family and your future…to find out more, message/call us…

…if you’re an advisor and would like to differentiate yourself and work with a team that is dedicated to supporting you in improving your relationship with and providing alternatives for your clients, message/call us…

Read the article in comments..



Disclaimer: The article in the link outlines some suggestions that may not be applicable to all situations, which is why it's important to speak wiht an advisor to identify what's best for your specific needs. We’re licensed to work with clients in Ontario.

11/24/2025

[Keynote Speech]

Update: …I’ve been invited back to speak tomorrow after today’s keynote speech on TIME-EQUITY…join us this Saturday, starting at 10 AM…tickets are complimentary and there’s food…see the photos from what you missed today…don’t miss tomorrow too…it’s a discussion for all of our futures…with speakers from around the world…
..i'm delighted to invite you to the United World Congress of Diplomats event in Toronto on Friday, November 28th (and Saturday, November 29th) from 9 AM-3 PM. On Friday, starting with registration at 9 AM, morning coffee, my keynote speech will be at 12 noon and there are awards and a closing lunch afterward! You can register at the event, 9-10 AM (Emerald Banquet Hall, 55 Guided Court, Etobicoke, ON, M5V 5G2)...if you're attending, send me a message so we can connect at the event and to get an idea of how many guests will be attending...
..RSVP here: https://www.facebook.com/events/3087667211416054
..read/share the blog Post and itinerary here: https://www.richardmkiernicki.com/post/keynote-speech-at-united-world-congress-of-diplomats-in-toronto
..download a complimentary digital and/or audio copy of my book here:
https://www.richardmkiernicki.com/digitalbook2020

11/24/2025

[Canada’s Tax Grab Revealed…Here’s Why RRSP’s May Not Be the Best Option]

…this is what happens when Canadians believe that they’re doing what’s best for their families in their retirement/estate planning and don’t have the support of an informed advisor…thinking there is no other option…this is where lack of financial literacy and product pushing in our country is letting Canadians down…let me assure you there are alternatives…you do have other options to protect your family and your future…to find out more, message/call us…

…if you’re an advisor and would like to differentiate yourself and work with a team that is dedicated to supporting you in improving your relationship with and providing alternatives for your clients, message/call us…

READ the ARTICLE HERE:
https://www.ctvnews.ca/toronto/consumer-alert/article/daughter-hit-with-660000-tax-bill-when-both-parents-died-in-same-year/



Disclaimer: The article in the link outlines some suggestions that may not be applicable to all situations, which is why it's important to speak wiht an advisor to identify what's best for your specific needs. We’re licensed to work with clients in Ontario.

An Ontario woman says she had to use nearly all of her parents’ retirement savings to pay off a more than $660,000 tax bill after they both died within the same year.

11/24/2025

[Canada’s Tax Grab Revealed…Here’s Why RRSP’s May Not Be the Best Option]

…this is what happens when Canadians believe that they’re doing what’s best for their families in their retirement/estate planning and don’t have the support of an informed advisor…thinking there is no other option…this is where lack of financial literacy and product pushing in our country is letting Canadians down…let me assure you there are alternatives…you do have other options to protect your family and your future…to find out more, message/call us…

…if you’re an advisor and would like to differentiate yourself and work with a team that is dedicated to supporting you in improving your relationship with and providing alternatives for your clients, message/call us…

READ the ARTICLE HERE:
https://www.ctvnews.ca/toronto/consumer-alert/article/daughter-hit-with-660000-tax-bill-when-both-parents-died-in-same-year/



Disclaimer: The article in the link outlines some suggestions that may not be applicable to all situations, which is why it's important to speak with an advisor to identify what's best for your specific needs. We’re licensed to work with clients in Ontario.

An Ontario woman says she had to use nearly all of her parents’ retirement savings to pay off a more than $660,000 tax bill after they both died within the same year.