Brew Accounting

29/05/2026

𝐒𝐡𝐨𝐮𝐥𝐝 𝐈 𝐬𝐞𝐥𝐥 𝐛𝐞𝐟𝐨𝐫𝐞 𝟏 𝐉𝐮𝐥𝐲 𝟐𝟎𝟐𝟕?

It’s a fair question — especially if you’re holding an asset with a large unrealised gain and wondering how the proposed CGT changes could affect you.

With legislation now introduced following the Federal Budget, this is one of those decisions that needs a calculator, not a crystal ball — and it’s something we spend a lot of time helping clients work through.

The proposed CGT changes are intended to start from 1 July 2027, but the detail matters. For many people, the answer won’t be as simple as selling before a date.

There may be reasons not to rush:

• The legislation has been introduced, but it is not yet final
• Selling may trigger tax now
• Transaction costs may reduce any benefit
• You’ll need a plan for what happens to the proceeds
• You may end up selling a good asset for tax reasons alone
• The projected saving may be smaller than expected
• Existing assets may require more detailed modelling depending on timing and future growth

There may also be good reasons to review your position now:

• Large unrealised gains
• A planned sale in the next 1–3 years
• Ownership structure and tax treatment need closer review
• Retirement or estate planning considerations
• A business sale on the horizon
• Debt or cash flow pressure
• Significant expected growth after 1 July 2027

The point is not necessarily to sell early.

The point is to model the options before making a decision.

Budget announcements can create pressure to act quickly, but good advice looks at the numbers, timing and bigger picture.

Review now. Don’t panic.

Follow Brew Accounting for more practical updates on the Budget, tax planning and business advisory.

𝘎𝘦𝘯𝘦𝘳𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺. 𝘗𝘭𝘦𝘢𝘴𝘦 𝘴𝘦𝘦𝘬 𝘢𝘥𝘷𝘪𝘤𝘦 𝘴𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴 𝘣𝘦𝘧𝘰𝘳𝘦 𝘮𝘢𝘬𝘪𝘯𝘨 𝘵𝘢𝘹 𝘰𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯𝘴.

19/05/2026

Great local event for business owners 👇
If you’ve ever wondered whether entering awards is worth it, this session breaks down the real benefits and what’s involved.

15/05/2026

The Federal Budget has only just landed, and the tax rumours are already spreading faster than someone yelling “free depreciation.”

Before making financial decisions based on something you heard from a mate, saw in a Facebook group, or read in a “finance guru” comment section, run it through this quick detox first.

Before believing a Budget tax tip, ask:

✅ Is it actually law yet?
✅ Does it apply to my type of asset or business?
✅ Does it affect existing assets — or only future purchases/gains?
✅ Does it apply to individuals, trusts, companies, or super?
✅ What date does it actually start?
✅ Has anyone properly modelled the real dollar impact?
✅ Is the person giving advice qualified… or just very confident?

Every Budget season brings opportunities — but also a lot of half-truths and oversimplified advice.

The best thing you can do before making major financial decisions is pause, ask questions, and get advice specific to your situation.

That’s usually where the real savings are.

13/05/2026

Everyone’s talking about the Federal Budget…

But most of the important stuff hasn’t really been talked about.

This isn’t just a “cost of living” budget.

There are some major changes coming over the next few years that will affect:
– business structures
– property investors
– and how much tax people pay when they sell assets

This is especially relevant for business owners and anyone operating through a trust.

This isn’t a “react now” budget…
…it’s a “plan ahead” budget.

We’ve broken it down in plain English here:

👉 Read more below

A practical breakdown of the 2026 Australian Federal Budget and what it means for small business, investors and individuals.

15/07/2025

🌅 Come for the views, stay for the connections!

One week to go until the NICC Speed Networking Night at Draper & Co, The Imperial Clifton!

Whether you're in retail, services, tourism, or trades, this is your chance to meet local business owners and hear from Destination Wollongong on how your business can benefit from the growing visitor economy.

🎟️ Tickets just $30 for NICC members and $40 for non-members.
🗓️ Wednesday, 23 July | ⏰ 5–7 PM
📍 The Imperial Clifton

Spaces are limited – book now! https://events.humanitix.com/nicc-speed-networking-event